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Side-by-side financial comparison of Curbline Properties Corp. (CURB) and HANMI FINANCIAL CORP (HAFC). Click either name above to swap in a different company.
HANMI FINANCIAL CORP is the larger business by last-quarter revenue ($71.2M vs $54.1M, roughly 1.3× Curbline Properties Corp.). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs 17.6%, a 12.2% gap on every dollar of revenue.
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
CURB vs HAFC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $54.1M | $71.2M |
| Net Profit | $9.6M | $21.2M |
| Gross Margin | — | — |
| Operating Margin | 17.8% | 29.8% |
| Net Margin | 17.6% | 29.8% |
| Revenue YoY | — | 17.1% |
| Net Profit YoY | — | 20.0% |
| EPS (diluted) | $0.08 | $0.70 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $54.1M | $71.2M | ||
| Q3 25 | $48.6M | $71.0M | ||
| Q2 25 | $41.4M | $65.2M | ||
| Q1 25 | $38.7M | $62.8M | ||
| Q4 24 | — | $60.8M | ||
| Q3 24 | $29.8M | $58.5M | ||
| Q2 24 | — | $56.7M | ||
| Q1 24 | — | $58.4M |
| Q4 25 | $9.6M | $21.2M | ||
| Q3 25 | $9.4M | $22.1M | ||
| Q2 25 | $10.4M | $15.1M | ||
| Q1 25 | $10.6M | $17.7M | ||
| Q4 24 | — | $17.7M | ||
| Q3 24 | $-15.4M | $14.9M | ||
| Q2 24 | — | $14.5M | ||
| Q1 24 | — | $15.2M |
| Q4 25 | 17.8% | 29.8% | ||
| Q3 25 | 19.3% | 31.1% | ||
| Q2 25 | 25.3% | 23.2% | ||
| Q1 25 | 27.6% | 28.1% | ||
| Q4 24 | — | 29.1% | ||
| Q3 24 | -51.8% | 25.5% | ||
| Q2 24 | — | 25.5% | ||
| Q1 24 | — | 26.0% |
| Q4 25 | 17.6% | 29.8% | ||
| Q3 25 | 19.2% | 31.1% | ||
| Q2 25 | 25.1% | 23.2% | ||
| Q1 25 | 27.3% | 28.1% | ||
| Q4 24 | — | 29.1% | ||
| Q3 24 | -51.8% | 25.5% | ||
| Q2 24 | — | 25.5% | ||
| Q1 24 | — | 26.0% |
| Q4 25 | $0.08 | $0.70 | ||
| Q3 25 | $0.09 | $0.73 | ||
| Q2 25 | $0.10 | $0.50 | ||
| Q1 25 | $0.10 | $0.58 | ||
| Q4 24 | — | $0.58 | ||
| Q3 24 | $-0.15 | $0.49 | ||
| Q2 24 | — | $0.48 | ||
| Q1 24 | — | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $289.6M | — |
| Total DebtLower is stronger | $423.2M | — |
| Stockholders' EquityBook value | $1.9B | $796.4M |
| Total Assets | $2.5B | $7.9B |
| Debt / EquityLower = less leverage | 0.22× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $289.6M | — | ||
| Q3 25 | $430.1M | — | ||
| Q2 25 | $429.9M | — | ||
| Q1 25 | $594.0M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.5M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $423.2M | — | ||
| Q3 25 | $396.4M | — | ||
| Q2 25 | $99.1M | — | ||
| Q1 25 | $99.0M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.9B | $796.4M | ||
| Q3 25 | $1.9B | $779.5M | ||
| Q2 25 | $1.9B | $762.8M | ||
| Q1 25 | $1.9B | $751.5M | ||
| Q4 24 | — | $732.2M | ||
| Q3 24 | $1.1B | $736.7M | ||
| Q2 24 | — | $707.1M | ||
| Q1 24 | — | $703.1M |
| Q4 25 | $2.5B | $7.9B | ||
| Q3 25 | $2.4B | $7.9B | ||
| Q2 25 | $2.1B | $7.9B | ||
| Q1 25 | $2.1B | $7.7B | ||
| Q4 24 | — | $7.7B | ||
| Q3 24 | $1.2B | $7.7B | ||
| Q2 24 | — | $7.6B | ||
| Q1 24 | — | $7.5B |
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.21× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.05× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $124.6M | $206.0M |
| Free Cash FlowOCF − Capex | — | $203.7M |
| FCF MarginFCF / Revenue | — | 286.2% |
| Capex IntensityCapex / Revenue | — | 3.2% |
| Cash ConversionOCF / Net Profit | 13.04× | 9.70× |
| TTM Free Cash FlowTrailing 4 quarters | — | $356.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $124.6M | $206.0M | ||
| Q3 25 | $39.2M | $146.9M | ||
| Q2 25 | $34.2M | $-19.0M | ||
| Q1 25 | $25.4M | $25.8M | ||
| Q4 24 | — | $52.6M | ||
| Q3 24 | — | $6.7M | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | $30.0M |
| Q4 25 | — | $203.7M | ||
| Q3 25 | — | $146.4M | ||
| Q2 25 | — | $-19.6M | ||
| Q1 25 | — | $25.6M | ||
| Q4 24 | — | $49.9M | ||
| Q3 24 | — | $6.5M | ||
| Q2 24 | — | $1.3M | ||
| Q1 24 | — | $29.2M |
| Q4 25 | — | 286.2% | ||
| Q3 25 | — | 206.3% | ||
| Q2 25 | — | -30.0% | ||
| Q1 25 | — | 40.7% | ||
| Q4 24 | — | 82.1% | ||
| Q3 24 | — | 11.1% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 50.0% |
| Q4 25 | — | 3.2% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 4.3% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 1.4% | ||
| Q1 24 | — | 1.4% |
| Q4 25 | 13.04× | 9.70× | ||
| Q3 25 | 4.19× | 6.66× | ||
| Q2 25 | 3.28× | -1.26× | ||
| Q1 25 | 2.40× | 1.46× | ||
| Q4 24 | — | 2.97× | ||
| Q3 24 | — | 0.45× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 1.98× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
