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Side-by-side financial comparison of Curbline Properties Corp. (CURB) and Neptune Insurance Holdings Inc. (NP). Click either name above to swap in a different company.
Curbline Properties Corp. is the larger business by last-quarter revenue ($54.1M vs $37.8M, roughly 1.4× Neptune Insurance Holdings Inc.). Curbline Properties Corp. runs the higher net margin — 17.6% vs 0.1%, a 17.5% gap on every dollar of revenue.
Neptune Insurance Holdings Inc. is a specialty insurance holding company that offers a broad portfolio of property and casualty insurance products, with a core focus on residential and commercial flood insurance for customers across the United States. It serves both individual consumers and small to mid-sized business clients, using advanced data analytics to support accurate policy pricing and robust risk management.
CURB vs NP — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $54.1M | $37.8M |
| Net Profit | $9.6M | $50.0K |
| Gross Margin | — | — |
| Operating Margin | 17.8% | — |
| Net Margin | 17.6% | 0.1% |
| Revenue YoY | — | 28.8% |
| Net Profit YoY | — | 0.0% |
| EPS (diluted) | $0.08 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $37.8M | ||
| Q4 25 | $54.1M | — | ||
| Q3 25 | $48.6M | $44.4M | ||
| Q2 25 | $41.4M | — | ||
| Q1 25 | $38.7M | — | ||
| Q3 24 | $29.8M | $33.8M |
| Q1 26 | — | $50.0K | ||
| Q4 25 | $9.6M | — | ||
| Q3 25 | $9.4M | $11.5M | ||
| Q2 25 | $10.4M | — | ||
| Q1 25 | $10.6M | — | ||
| Q3 24 | $-15.4M | $12.1M |
| Q1 26 | — | — | ||
| Q4 25 | 17.8% | — | ||
| Q3 25 | 19.3% | 46.7% | ||
| Q2 25 | 25.3% | — | ||
| Q1 25 | 27.6% | — | ||
| Q3 24 | -51.8% | 58.6% |
| Q1 26 | — | 0.1% | ||
| Q4 25 | 17.6% | — | ||
| Q3 25 | 19.2% | 25.9% | ||
| Q2 25 | 25.1% | — | ||
| Q1 25 | 27.3% | — | ||
| Q3 24 | -51.8% | 35.8% |
| Q1 26 | — | $0.05 | ||
| Q4 25 | $0.08 | — | ||
| Q3 25 | $0.09 | $0.06 | ||
| Q2 25 | $0.10 | — | ||
| Q1 25 | $0.10 | — | ||
| Q3 24 | $-0.15 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $289.6M | — |
| Total DebtLower is stronger | $423.2M | — |
| Stockholders' EquityBook value | $1.9B | — |
| Total Assets | $2.5B | — |
| Debt / EquityLower = less leverage | 0.22× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $289.6M | — | ||
| Q3 25 | $430.1M | $12.2M | ||
| Q2 25 | $429.9M | — | ||
| Q1 25 | $594.0M | — | ||
| Q3 24 | $2.5M | — |
| Q1 26 | — | — | ||
| Q4 25 | $423.2M | — | ||
| Q3 25 | $396.4M | $247.6M | ||
| Q2 25 | $99.1M | — | ||
| Q1 25 | $99.0M | — | ||
| Q3 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | $1.9B | — | ||
| Q3 25 | $1.9B | $-509.5M | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $1.9B | — | ||
| Q3 24 | $1.1B | $-374.3M |
| Q1 26 | — | — | ||
| Q4 25 | $2.5B | — | ||
| Q3 25 | $2.4B | $89.6M | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.1B | — | ||
| Q3 24 | $1.2B | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.21× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.05× | — | ||
| Q3 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $124.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 13.04× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $124.6M | — | ||
| Q3 25 | $39.2M | $38.9M | ||
| Q2 25 | $34.2M | — | ||
| Q1 25 | $25.4M | — | ||
| Q3 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 13.04× | — | ||
| Q3 25 | 4.19× | 3.38× | ||
| Q2 25 | 3.28× | — | ||
| Q1 25 | 2.40× | — | ||
| Q3 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
