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Side-by-side financial comparison of Curbline Properties Corp. (CURB) and SOUTHERN FIRST BANCSHARES INC (SFST). Click either name above to swap in a different company.

Curbline Properties Corp. is the larger business by last-quarter revenue ($54.1M vs $31.8M, roughly 1.7× SOUTHERN FIRST BANCSHARES INC).

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

CURB vs SFST — Head-to-Head

Bigger by revenue
CURB
CURB
1.7× larger
CURB
$54.1M
$31.8M
SFST

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CURB
CURB
SFST
SFST
Revenue
$54.1M
$31.8M
Net Profit
$9.6M
Gross Margin
Operating Margin
17.8%
40.1%
Net Margin
17.6%
Revenue YoY
26.1%
Net Profit YoY
EPS (diluted)
$0.08
$1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CURB
CURB
SFST
SFST
Q4 25
$54.1M
$31.8M
Q3 25
$48.6M
$31.1M
Q2 25
$41.4M
$28.6M
Q1 25
$38.7M
$26.5M
Q4 24
$25.2M
Q3 24
$29.8M
$23.8M
Q2 24
$23.1M
Q1 24
$21.3M
Net Profit
CURB
CURB
SFST
SFST
Q4 25
$9.6M
Q3 25
$9.4M
$8.7M
Q2 25
$10.4M
$6.6M
Q1 25
$10.6M
$5.3M
Q4 24
Q3 24
$-15.4M
$4.4M
Q2 24
$3.0M
Q1 24
$2.5M
Operating Margin
CURB
CURB
SFST
SFST
Q4 25
17.8%
40.1%
Q3 25
19.3%
36.4%
Q2 25
25.3%
30.0%
Q1 25
27.6%
26.1%
Q4 24
27.3%
Q3 24
-51.8%
24.1%
Q2 24
17.0%
Q1 24
15.9%
Net Margin
CURB
CURB
SFST
SFST
Q4 25
17.6%
Q3 25
19.2%
27.8%
Q2 25
25.1%
23.0%
Q1 25
27.3%
19.9%
Q4 24
Q3 24
-51.8%
18.4%
Q2 24
13.0%
Q1 24
11.8%
EPS (diluted)
CURB
CURB
SFST
SFST
Q4 25
$0.08
$1.19
Q3 25
$0.09
$1.07
Q2 25
$0.10
$0.81
Q1 25
$0.10
$0.65
Q4 24
$0.69
Q3 24
$-0.15
$0.54
Q2 24
$0.37
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CURB
CURB
SFST
SFST
Cash + ST InvestmentsLiquidity on hand
$289.6M
Total DebtLower is stronger
$423.2M
Stockholders' EquityBook value
$1.9B
$368.7M
Total Assets
$2.5B
$4.4B
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CURB
CURB
SFST
SFST
Q4 25
$289.6M
Q3 25
$430.1M
Q2 25
$429.9M
Q1 25
$594.0M
Q4 24
Q3 24
$2.5M
Q2 24
Q1 24
Total Debt
CURB
CURB
SFST
SFST
Q4 25
$423.2M
Q3 25
$396.4M
Q2 25
$99.1M
Q1 25
$99.0M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CURB
CURB
SFST
SFST
Q4 25
$1.9B
$368.7M
Q3 25
$1.9B
$356.3M
Q2 25
$1.9B
$345.5M
Q1 25
$1.9B
$337.6M
Q4 24
$330.4M
Q3 24
$1.1B
$326.5M
Q2 24
$318.7M
Q1 24
$315.3M
Total Assets
CURB
CURB
SFST
SFST
Q4 25
$2.5B
$4.4B
Q3 25
$2.4B
$4.4B
Q2 25
$2.1B
$4.3B
Q1 25
$2.1B
$4.3B
Q4 24
$4.1B
Q3 24
$1.2B
$4.2B
Q2 24
$4.1B
Q1 24
$4.1B
Debt / Equity
CURB
CURB
SFST
SFST
Q4 25
0.22×
Q3 25
0.21×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CURB
CURB
SFST
SFST
Operating Cash FlowLast quarter
$124.6M
$30.5M
Free Cash FlowOCF − Capex
$29.9M
FCF MarginFCF / Revenue
93.8%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
13.04×
TTM Free Cash FlowTrailing 4 quarters
$62.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CURB
CURB
SFST
SFST
Q4 25
$124.6M
$30.5M
Q3 25
$39.2M
$14.5M
Q2 25
$34.2M
$10.5M
Q1 25
$25.4M
$7.6M
Q4 24
$25.6M
Q3 24
$26.3M
Q2 24
$4.0M
Q1 24
$-2.9M
Free Cash Flow
CURB
CURB
SFST
SFST
Q4 25
$29.9M
Q3 25
$14.4M
Q2 25
$10.4M
Q1 25
$7.4M
Q4 24
$24.8M
Q3 24
$26.1M
Q2 24
$3.9M
Q1 24
$-3.2M
FCF Margin
CURB
CURB
SFST
SFST
Q4 25
93.8%
Q3 25
46.3%
Q2 25
36.3%
Q1 25
28.1%
Q4 24
98.2%
Q3 24
110.0%
Q2 24
16.8%
Q1 24
-15.0%
Capex Intensity
CURB
CURB
SFST
SFST
Q4 25
1.8%
Q3 25
0.3%
Q2 25
0.3%
Q1 25
0.5%
Q4 24
3.1%
Q3 24
0.8%
Q2 24
0.4%
Q1 24
1.3%
Cash Conversion
CURB
CURB
SFST
SFST
Q4 25
13.04×
Q3 25
4.19×
1.67×
Q2 25
3.28×
1.59×
Q1 25
2.40×
1.44×
Q4 24
Q3 24
6.01×
Q2 24
1.32×
Q1 24
-1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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