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Side-by-side financial comparison of CVB FINANCIAL CORP (CVBF) and FULL HOUSE RESORTS INC (FLL). Click either name above to swap in a different company.

CVB FINANCIAL CORP is the larger business by last-quarter revenue ($133.8M vs $75.4M, roughly 1.8× FULL HOUSE RESORTS INC). On growth, CVB FINANCIAL CORP posted the faster year-over-year revenue change (8.4% vs 3.4%). CVB FINANCIAL CORP produced more free cash flow last quarter ($217.3M vs $10.7M). Over the past eight quarters, FULL HOUSE RESORTS INC's revenue compounded faster (3.9% CAGR vs 2.8%).

CVB Financial Corp is a U.S. bank holding company operating Citizens Business Bank, serving mainly California markets. It offers commercial banking, personal banking and wealth management solutions for small to medium enterprises, professional firms and individual consumers, with core services including loans, deposit accounts and asset management.

Full House Resorts, Inc. is an American casino developer and operator based in Summerlin South, Nevada. The company currently operates five casinos. It is known for the involvement of Gulfstream Aerospace founder Allen Paulson, who was CEO from 1994 to 2000, and former Chrysler chairman Lee Iacocca, who was a major investor in the company from 1995 to 2013. Dan Lee has been CEO since late 2014.

CVBF vs FLL — Head-to-Head

Bigger by revenue
CVBF
CVBF
1.8× larger
CVBF
$133.8M
$75.4M
FLL
Growing faster (revenue YoY)
CVBF
CVBF
+5.0% gap
CVBF
8.4%
3.4%
FLL
More free cash flow
CVBF
CVBF
$206.7M more FCF
CVBF
$217.3M
$10.7M
FLL
Faster 2-yr revenue CAGR
FLL
FLL
Annualised
FLL
3.9%
2.8%
CVBF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVBF
CVBF
FLL
FLL
Revenue
$133.8M
$75.4M
Net Profit
$-12.4M
Gross Margin
93.1%
Operating Margin
55.6%
-1.3%
Net Margin
-16.4%
Revenue YoY
8.4%
3.4%
Net Profit YoY
-0.6%
EPS (diluted)
$0.41
$-0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVBF
CVBF
FLL
FLL
Q4 25
$133.8M
$75.4M
Q3 25
$128.6M
$78.0M
Q2 25
$126.4M
$73.9M
Q1 25
$126.7M
$75.1M
Q4 24
$123.5M
$73.0M
Q3 24
$126.5M
$75.7M
Q2 24
$125.3M
$73.5M
Q1 24
$126.6M
$69.9M
Net Profit
CVBF
CVBF
FLL
FLL
Q4 25
$-12.4M
Q3 25
$52.6M
$-7.7M
Q2 25
$50.6M
$-10.4M
Q1 25
$51.1M
$-9.8M
Q4 24
$-12.3M
Q3 24
$51.2M
$-8.5M
Q2 24
$50.0M
$-8.6M
Q1 24
$48.6M
$-11.3M
Gross Margin
CVBF
CVBF
FLL
FLL
Q4 25
93.1%
Q3 25
93.2%
Q2 25
93.5%
Q1 25
93.4%
Q4 24
92.1%
Q3 24
92.2%
Q2 24
92.4%
Q1 24
92.3%
Operating Margin
CVBF
CVBF
FLL
FLL
Q4 25
55.6%
-1.3%
Q3 25
53.7%
4.4%
Q2 25
54.4%
-0.1%
Q1 25
54.9%
1.0%
Q4 24
55.1%
-1.9%
Q3 24
53.5%
3.2%
Q2 24
54.9%
3.2%
Q1 24
52.8%
-0.9%
Net Margin
CVBF
CVBF
FLL
FLL
Q4 25
-16.4%
Q3 25
40.9%
-9.8%
Q2 25
40.0%
-14.0%
Q1 25
40.3%
-13.0%
Q4 24
-16.9%
Q3 24
40.5%
-11.2%
Q2 24
39.9%
-11.7%
Q1 24
38.4%
-16.1%
EPS (diluted)
CVBF
CVBF
FLL
FLL
Q4 25
$0.41
$-0.35
Q3 25
$0.38
$-0.21
Q2 25
$0.37
$-0.29
Q1 25
$0.36
$-0.27
Q4 24
$0.36
$-0.34
Q3 24
$0.37
$-0.24
Q2 24
$0.36
$-0.25
Q1 24
$0.35
$-0.33

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVBF
CVBF
FLL
FLL
Cash + ST InvestmentsLiquidity on hand
$376.4M
$40.7M
Total DebtLower is stronger
$473.6M
Stockholders' EquityBook value
$2.3B
$2.5M
Total Assets
$15.6B
$649.8M
Debt / EquityLower = less leverage
186.62×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVBF
CVBF
FLL
FLL
Q4 25
$376.4M
$40.7M
Q3 25
$783.9M
$30.9M
Q2 25
$738.6M
$32.1M
Q1 25
$529.1M
$30.7M
Q4 24
$204.7M
$40.2M
Q3 24
$453.5M
$25.9M
Q2 24
$844.2M
$31.1M
Q1 24
$949.6M
$25.7M
Total Debt
CVBF
CVBF
FLL
FLL
Q4 25
$473.6M
Q3 25
$473.1M
Q2 25
$467.5M
Q1 25
$471.7M
Q4 24
$468.1M
Q3 24
$467.4M
Q2 24
$466.6M
Q1 24
$465.9M
Stockholders' Equity
CVBF
CVBF
FLL
FLL
Q4 25
$2.3B
$2.5M
Q3 25
$2.3B
$14.2M
Q2 25
$2.2B
$21.2M
Q1 25
$2.2B
$31.0M
Q4 24
$2.2B
$40.5M
Q3 24
$2.2B
$51.8M
Q2 24
$2.1B
$59.5M
Q1 24
$2.1B
$67.3M
Total Assets
CVBF
CVBF
FLL
FLL
Q4 25
$15.6B
$649.8M
Q3 25
$15.7B
$644.4M
Q2 25
$15.4B
$651.5M
Q1 25
$15.3B
$657.2M
Q4 24
$15.2B
$673.3M
Q3 24
$15.4B
$668.7M
Q2 24
$16.2B
$673.9M
Q1 24
$16.5B
$670.4M
Debt / Equity
CVBF
CVBF
FLL
FLL
Q4 25
186.62×
Q3 25
33.30×
Q2 25
22.04×
Q1 25
15.22×
Q4 24
11.56×
Q3 24
9.02×
Q2 24
7.85×
Q1 24
6.92×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVBF
CVBF
FLL
FLL
Operating Cash FlowLast quarter
$221.4M
$12.0M
Free Cash FlowOCF − Capex
$217.3M
$10.7M
FCF MarginFCF / Revenue
162.4%
14.1%
Capex IntensityCapex / Revenue
3.0%
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$391.5M
$-2.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVBF
CVBF
FLL
FLL
Q4 25
$221.4M
$12.0M
Q3 25
$81.5M
$-472.0K
Q2 25
$53.1M
$7.9M
Q1 25
$41.9M
$-9.5M
Q4 24
$249.8M
$14.8M
Q3 24
$71.4M
$-6.7M
Q2 24
$26.1M
$10.1M
Q1 24
$77.5M
$-4.4M
Free Cash Flow
CVBF
CVBF
FLL
FLL
Q4 25
$217.3M
$10.7M
Q3 25
$80.7M
$-5.5M
Q2 25
$52.3M
$4.5M
Q1 25
$41.2M
$-12.3M
Q4 24
$244.6M
$6.9M
Q3 24
$70.2M
$-17.4M
Q2 24
$24.4M
$-1.2M
Q1 24
$77.3M
$-27.0M
FCF Margin
CVBF
CVBF
FLL
FLL
Q4 25
162.4%
14.1%
Q3 25
62.8%
-7.1%
Q2 25
41.4%
6.1%
Q1 25
32.5%
-16.4%
Q4 24
198.0%
9.4%
Q3 24
55.5%
-23.0%
Q2 24
19.5%
-1.6%
Q1 24
61.1%
-38.7%
Capex Intensity
CVBF
CVBF
FLL
FLL
Q4 25
3.0%
1.8%
Q3 25
0.7%
6.5%
Q2 25
0.7%
4.5%
Q1 25
0.5%
3.8%
Q4 24
4.2%
10.9%
Q3 24
1.0%
14.1%
Q2 24
1.4%
15.4%
Q1 24
0.1%
32.4%
Cash Conversion
CVBF
CVBF
FLL
FLL
Q4 25
Q3 25
1.55×
Q2 25
1.05×
Q1 25
0.82×
Q4 24
Q3 24
1.39×
Q2 24
0.52×
Q1 24
1.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVBF
CVBF

Segment breakdown not available.

FLL
FLL

Midwest And South$58.2M77%
Food And Beverage$9.7M13%
Other Operations$3.6M5%
Other$2.3M3%
Contracted Sports Wagering$1.7M2%

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