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Side-by-side financial comparison of CHICAGO RIVET & MACHINE CO (CVR) and IF Bancorp, Inc. (IROQ). Click either name above to swap in a different company.

IF Bancorp, Inc. is the larger business by last-quarter revenue ($7.3M vs $6.0M, roughly 1.2× CHICAGO RIVET & MACHINE CO). IF Bancorp, Inc. runs the higher net margin — 18.1% vs -19.3%, a 37.4% gap on every dollar of revenue. On growth, CHICAGO RIVET & MACHINE CO posted the faster year-over-year revenue change (45.9% vs 16.8%). IF Bancorp, Inc. produced more free cash flow last quarter ($1.7M vs $24.3K). Over the past eight quarters, IF Bancorp, Inc.'s revenue compounded faster (16.5% CAGR vs -12.7%).

Chicago Pneumatic, also known as "CP", is an industrial manufacturer providing power tools, air compressors, generators, light towers and hydraulic equipment. Products are sold in more than 150 countries through a worldwide distribution network. CP is active on markets such as tools for industrial production, vehicle service, maintenance repair operation for mining, construction, infrastructure equipment.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CVR vs IROQ — Head-to-Head

Bigger by revenue
IROQ
IROQ
1.2× larger
IROQ
$7.3M
$6.0M
CVR
Growing faster (revenue YoY)
CVR
CVR
+29.0% gap
CVR
45.9%
16.8%
IROQ
Higher net margin
IROQ
IROQ
37.4% more per $
IROQ
18.1%
-19.3%
CVR
More free cash flow
IROQ
IROQ
$1.7M more FCF
IROQ
$1.7M
$24.3K
CVR
Faster 2-yr revenue CAGR
IROQ
IROQ
Annualised
IROQ
16.5%
-12.7%
CVR

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CVR
CVR
IROQ
IROQ
Revenue
$6.0M
$7.3M
Net Profit
$-1.2M
$1.3M
Gross Margin
2.7%
Operating Margin
-15.3%
24.9%
Net Margin
-19.3%
18.1%
Revenue YoY
45.9%
16.8%
Net Profit YoY
68.0%
8.9%
EPS (diluted)
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVR
CVR
IROQ
IROQ
Q4 25
$6.0M
$7.3M
Q3 25
$7.4M
$7.3M
Q2 25
$7.3M
$6.9M
Q1 25
$7.2M
$6.4M
Q4 24
$4.1M
$6.3M
Q3 24
$7.0M
$6.2M
Q2 24
$8.1M
$5.7M
Q1 24
$7.9M
$5.4M
Net Profit
CVR
CVR
IROQ
IROQ
Q4 25
$-1.2M
$1.3M
Q3 25
$67.6K
$1.4M
Q2 25
$-395.0K
$1.4M
Q1 25
$401.0K
$1.0M
Q4 24
$-3.6M
$1.2M
Q3 24
$-1.4M
$633.0K
Q2 24
$142.1K
$431.0K
Q1 24
$-698.0K
$708.0K
Gross Margin
CVR
CVR
IROQ
IROQ
Q4 25
2.7%
Q3 25
18.1%
Q2 25
13.4%
Q1 25
22.9%
Q4 24
-43.7%
Q3 24
10.0%
Q2 24
17.6%
Q1 24
9.5%
Operating Margin
CVR
CVR
IROQ
IROQ
Q4 25
-15.3%
24.9%
Q3 25
0.9%
26.0%
Q2 25
-5.7%
29.1%
Q1 25
1.0%
21.7%
Q4 24
-86.4%
26.8%
Q3 24
-11.8%
13.7%
Q2 24
1.3%
9.3%
Q1 24
-11.5%
17.6%
Net Margin
CVR
CVR
IROQ
IROQ
Q4 25
-19.3%
18.1%
Q3 25
0.9%
19.0%
Q2 25
-5.4%
21.0%
Q1 25
5.5%
15.8%
Q4 24
-88.0%
19.4%
Q3 24
-20.8%
10.2%
Q2 24
1.8%
7.6%
Q1 24
-8.9%
13.1%
EPS (diluted)
CVR
CVR
IROQ
IROQ
Q4 25
$0.41
Q3 25
$0.43
Q2 25
$0.48
Q1 25
$0.31
Q4 24
$0.38
Q3 24
$0.20
Q2 24
$0.15
Q1 24
$0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVR
CVR
IROQ
IROQ
Cash + ST InvestmentsLiquidity on hand
$1.7M
$8.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$18.8M
$87.4M
Total Assets
$23.3M
$830.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVR
CVR
IROQ
IROQ
Q4 25
$1.7M
$8.8M
Q3 25
$1.7M
$8.0M
Q2 25
$1.2M
$20.1M
Q1 25
$765.6K
$8.9M
Q4 24
$2.2M
$5.9M
Q3 24
$2.2M
$7.8M
Q2 24
$2.6M
$9.6M
Q1 24
$2.7M
$16.1M
Total Debt
CVR
CVR
IROQ
IROQ
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$0
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CVR
CVR
IROQ
IROQ
Q4 25
$18.8M
$87.4M
Q3 25
$20.0M
$84.5M
Q2 25
$20.0M
$81.8M
Q1 25
$20.4M
$78.9M
Q4 24
$20.0M
$75.9M
Q3 24
$23.7M
$78.8M
Q2 24
$25.2M
$73.9M
Q1 24
$25.2M
$72.4M
Total Assets
CVR
CVR
IROQ
IROQ
Q4 25
$23.3M
$830.4M
Q3 25
$24.0M
$862.3M
Q2 25
$23.6M
$887.7M
Q1 25
$24.1M
$879.1M
Q4 24
$23.4M
$885.1M
Q3 24
$26.4M
$893.4M
Q2 24
$27.3M
$887.7M
Q1 24
$27.8M
$905.0M
Debt / Equity
CVR
CVR
IROQ
IROQ
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVR
CVR
IROQ
IROQ
Operating Cash FlowLast quarter
$116.4K
$1.8M
Free Cash FlowOCF − Capex
$24.3K
$1.7M
FCF MarginFCF / Revenue
0.4%
23.7%
Capex IntensityCapex / Revenue
1.5%
0.9%
Cash ConversionOCF / Net Profit
1.36×
TTM Free Cash FlowTrailing 4 quarters
$-1.6M
$9.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVR
CVR
IROQ
IROQ
Q4 25
$116.4K
$1.8M
Q3 25
$638.0K
$-539.0K
Q2 25
$28.2K
$6.8M
Q1 25
$-2.0M
$1.8M
Q4 24
$-60.1K
$-155.0K
Q3 24
$-58.2K
$2.2M
Q2 24
$363.5K
$2.3M
Q1 24
$-398.8K
$19.0K
Free Cash Flow
CVR
CVR
IROQ
IROQ
Q4 25
$24.3K
$1.7M
Q3 25
$492.1K
$-582.0K
Q2 25
$-22.8K
$6.5M
Q1 25
$-2.1M
$1.8M
Q4 24
$-118.1K
$-226.0K
Q3 24
$-368.9K
$2.1M
Q2 24
$58.0K
$2.0M
Q1 24
$-491.8K
$-67.0K
FCF Margin
CVR
CVR
IROQ
IROQ
Q4 25
0.4%
23.7%
Q3 25
6.7%
-7.9%
Q2 25
-0.3%
95.1%
Q1 25
-28.3%
28.2%
Q4 24
-2.9%
-3.6%
Q3 24
-5.3%
33.6%
Q2 24
0.7%
35.7%
Q1 24
-6.3%
-1.2%
Capex Intensity
CVR
CVR
IROQ
IROQ
Q4 25
1.5%
0.9%
Q3 25
2.0%
0.6%
Q2 25
0.7%
3.5%
Q1 25
0.6%
0.4%
Q4 24
1.4%
1.1%
Q3 24
4.5%
1.2%
Q2 24
3.8%
4.3%
Q1 24
1.2%
1.6%
Cash Conversion
CVR
CVR
IROQ
IROQ
Q4 25
1.36×
Q3 25
9.44×
-0.39×
Q2 25
4.69×
Q1 25
-5.01×
1.81×
Q4 24
-0.13×
Q3 24
3.42×
Q2 24
2.56×
5.30×
Q1 24
0.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVR
CVR

Fastener$5.1M85%
Other$890.7K15%

IROQ
IROQ

Segment breakdown not available.

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