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Side-by-side financial comparison of CHICAGO RIVET & MACHINE CO (CVR) and Magyar Bancorp, Inc. (MGYR). Click either name above to swap in a different company.

Magyar Bancorp, Inc. is the larger business by last-quarter revenue ($8.9M vs $6.0M, roughly 1.5× CHICAGO RIVET & MACHINE CO). Magyar Bancorp, Inc. runs the higher net margin — 35.4% vs -19.3%, a 54.7% gap on every dollar of revenue. On growth, CHICAGO RIVET & MACHINE CO posted the faster year-over-year revenue change (45.9% vs 19.0%). Magyar Bancorp, Inc. produced more free cash flow last quarter ($3.7M vs $24.3K).

Chicago Pneumatic, also known as "CP", is an industrial manufacturer providing power tools, air compressors, generators, light towers and hydraulic equipment. Products are sold in more than 150 countries through a worldwide distribution network. CP is active on markets such as tools for industrial production, vehicle service, maintenance repair operation for mining, construction, infrastructure equipment.

Magyar Bank is a bank based in New Brunswick, New Jersey with branches in Central Jersey.

CVR vs MGYR — Head-to-Head

Bigger by revenue
MGYR
MGYR
1.5× larger
MGYR
$8.9M
$6.0M
CVR
Growing faster (revenue YoY)
CVR
CVR
+26.9% gap
CVR
45.9%
19.0%
MGYR
Higher net margin
MGYR
MGYR
54.7% more per $
MGYR
35.4%
-19.3%
CVR
More free cash flow
MGYR
MGYR
$3.6M more FCF
MGYR
$3.7M
$24.3K
CVR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CVR
CVR
MGYR
MGYR
Revenue
$6.0M
$8.9M
Net Profit
$-1.2M
$3.1M
Gross Margin
2.7%
Operating Margin
-15.3%
48.3%
Net Margin
-19.3%
35.4%
Revenue YoY
45.9%
19.0%
Net Profit YoY
68.0%
50.4%
EPS (diluted)
$0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVR
CVR
MGYR
MGYR
Q4 25
$6.0M
$8.9M
Q3 25
$7.4M
Q2 25
$7.3M
Q1 25
$7.2M
Q4 24
$4.1M
Q3 24
$7.0M
Q2 24
$8.1M
$7.2M
Q1 24
$7.9M
$7.5M
Net Profit
CVR
CVR
MGYR
MGYR
Q4 25
$-1.2M
$3.1M
Q3 25
$67.6K
Q2 25
$-395.0K
Q1 25
$401.0K
Q4 24
$-3.6M
Q3 24
$-1.4M
Q2 24
$142.1K
$1.7M
Q1 24
$-698.0K
$1.9M
Gross Margin
CVR
CVR
MGYR
MGYR
Q4 25
2.7%
Q3 25
18.1%
Q2 25
13.4%
Q1 25
22.9%
Q4 24
-43.7%
Q3 24
10.0%
Q2 24
17.6%
Q1 24
9.5%
Operating Margin
CVR
CVR
MGYR
MGYR
Q4 25
-15.3%
48.3%
Q3 25
0.9%
Q2 25
-5.7%
Q1 25
1.0%
Q4 24
-86.4%
Q3 24
-11.8%
Q2 24
1.3%
30.5%
Q1 24
-11.5%
32.1%
Net Margin
CVR
CVR
MGYR
MGYR
Q4 25
-19.3%
35.4%
Q3 25
0.9%
Q2 25
-5.4%
Q1 25
5.5%
Q4 24
-88.0%
Q3 24
-20.8%
Q2 24
1.8%
23.5%
Q1 24
-8.9%
25.1%
EPS (diluted)
CVR
CVR
MGYR
MGYR
Q4 25
$0.50
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$0.27
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVR
CVR
MGYR
MGYR
Cash + ST InvestmentsLiquidity on hand
$1.7M
$34.1M
Total DebtLower is stronger
$49.1M
Stockholders' EquityBook value
$18.8M
$121.7M
Total Assets
$23.3M
$1.0B
Debt / EquityLower = less leverage
0.40×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVR
CVR
MGYR
MGYR
Q4 25
$1.7M
$34.1M
Q3 25
$1.7M
Q2 25
$1.2M
Q1 25
$765.6K
Q4 24
$2.2M
Q3 24
$2.2M
Q2 24
$2.6M
$49.0M
Q1 24
$2.7M
$50.0M
Total Debt
CVR
CVR
MGYR
MGYR
Q4 25
$49.1M
Q3 25
Q2 25
Q1 25
Q4 24
$0
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CVR
CVR
MGYR
MGYR
Q4 25
$18.8M
$121.7M
Q3 25
$20.0M
Q2 25
$20.0M
Q1 25
$20.4M
Q4 24
$20.0M
Q3 24
$23.7M
Q2 24
$25.2M
$109.0M
Q1 24
$25.2M
$107.6M
Total Assets
CVR
CVR
MGYR
MGYR
Q4 25
$23.3M
$1.0B
Q3 25
$24.0M
Q2 25
$23.6M
Q1 25
$24.1M
Q4 24
$23.4M
Q3 24
$26.4M
Q2 24
$27.3M
$944.4M
Q1 24
$27.8M
$928.6M
Debt / Equity
CVR
CVR
MGYR
MGYR
Q4 25
0.40×
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVR
CVR
MGYR
MGYR
Operating Cash FlowLast quarter
$116.4K
$3.7M
Free Cash FlowOCF − Capex
$24.3K
$3.7M
FCF MarginFCF / Revenue
0.4%
41.4%
Capex IntensityCapex / Revenue
1.5%
0.0%
Cash ConversionOCF / Net Profit
1.17×
TTM Free Cash FlowTrailing 4 quarters
$-1.6M
$8.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVR
CVR
MGYR
MGYR
Q4 25
$116.4K
$3.7M
Q3 25
$638.0K
Q2 25
$28.2K
Q1 25
$-2.0M
Q4 24
$-60.1K
Q3 24
$-58.2K
Q2 24
$363.5K
$1.7M
Q1 24
$-398.8K
$553.0K
Free Cash Flow
CVR
CVR
MGYR
MGYR
Q4 25
$24.3K
$3.7M
Q3 25
$492.1K
Q2 25
$-22.8K
Q1 25
$-2.1M
Q4 24
$-118.1K
Q3 24
$-368.9K
Q2 24
$58.0K
$1.5M
Q1 24
$-491.8K
$428.0K
FCF Margin
CVR
CVR
MGYR
MGYR
Q4 25
0.4%
41.4%
Q3 25
6.7%
Q2 25
-0.3%
Q1 25
-28.3%
Q4 24
-2.9%
Q3 24
-5.3%
Q2 24
0.7%
21.5%
Q1 24
-6.3%
5.7%
Capex Intensity
CVR
CVR
MGYR
MGYR
Q4 25
1.5%
0.0%
Q3 25
2.0%
Q2 25
0.7%
Q1 25
0.6%
Q4 24
1.4%
Q3 24
4.5%
Q2 24
3.8%
2.0%
Q1 24
1.2%
1.7%
Cash Conversion
CVR
CVR
MGYR
MGYR
Q4 25
1.17×
Q3 25
9.44×
Q2 25
Q1 25
-5.01×
Q4 24
Q3 24
Q2 24
2.56×
1.00×
Q1 24
0.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVR
CVR

Fastener$5.1M85%
Other$890.7K15%

MGYR
MGYR

Segment breakdown not available.

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