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Side-by-side financial comparison of CHICAGO RIVET & MACHINE CO (CVR) and Winchester Bancorp, Inc. (WSBK). Click either name above to swap in a different company.

Winchester Bancorp, Inc. is the larger business by last-quarter revenue ($6.4M vs $6.0M, roughly 1.1× CHICAGO RIVET & MACHINE CO). Winchester Bancorp, Inc. runs the higher net margin — 16.7% vs -19.3%, a 36.0% gap on every dollar of revenue. On growth, CHICAGO RIVET & MACHINE CO posted the faster year-over-year revenue change (45.9% vs 45.8%).

Chicago Pneumatic, also known as "CP", is an industrial manufacturer providing power tools, air compressors, generators, light towers and hydraulic equipment. Products are sold in more than 150 countries through a worldwide distribution network. CP is active on markets such as tools for industrial production, vehicle service, maintenance repair operation for mining, construction, infrastructure equipment.

Winchester Bancorp, Inc. (Maryland) is a regional bank holding company operating community banking outlets across Maryland. It provides a full range of retail and commercial financial services, including deposit accounts, mortgage loans, small business loans, and wealth management solutions, serving individual consumers and local small to medium-sized enterprise clients.

CVR vs WSBK — Head-to-Head

Bigger by revenue
WSBK
WSBK
1.1× larger
WSBK
$6.4M
$6.0M
CVR
Growing faster (revenue YoY)
CVR
CVR
+0.0% gap
CVR
45.9%
45.8%
WSBK
Higher net margin
WSBK
WSBK
36.0% more per $
WSBK
16.7%
-19.3%
CVR

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CVR
CVR
WSBK
WSBK
Revenue
$6.0M
$6.4M
Net Profit
$-1.2M
$1.1M
Gross Margin
2.7%
Operating Margin
-15.3%
20.9%
Net Margin
-19.3%
16.7%
Revenue YoY
45.9%
45.8%
Net Profit YoY
68.0%
187.9%
EPS (diluted)
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVR
CVR
WSBK
WSBK
Q4 25
$6.0M
$6.4M
Q3 25
$7.4M
$5.8M
Q2 25
$7.3M
Q1 25
$7.2M
$4.4M
Q4 24
$4.1M
$4.4M
Q3 24
$7.0M
Q2 24
$8.1M
Q1 24
$7.9M
Net Profit
CVR
CVR
WSBK
WSBK
Q4 25
$-1.2M
$1.1M
Q3 25
$67.6K
$962.0K
Q2 25
$-395.0K
Q1 25
$401.0K
$305.0K
Q4 24
$-3.6M
$373.0K
Q3 24
$-1.4M
Q2 24
$142.1K
Q1 24
$-698.0K
Gross Margin
CVR
CVR
WSBK
WSBK
Q4 25
2.7%
Q3 25
18.1%
Q2 25
13.4%
Q1 25
22.9%
Q4 24
-43.7%
Q3 24
10.0%
Q2 24
17.6%
Q1 24
9.5%
Operating Margin
CVR
CVR
WSBK
WSBK
Q4 25
-15.3%
20.9%
Q3 25
0.9%
22.8%
Q2 25
-5.7%
Q1 25
1.0%
8.5%
Q4 24
-86.4%
9.4%
Q3 24
-11.8%
Q2 24
1.3%
Q1 24
-11.5%
Net Margin
CVR
CVR
WSBK
WSBK
Q4 25
-19.3%
16.7%
Q3 25
0.9%
16.6%
Q2 25
-5.4%
Q1 25
5.5%
7.0%
Q4 24
-88.0%
8.4%
Q3 24
-20.8%
Q2 24
1.8%
Q1 24
-8.9%
EPS (diluted)
CVR
CVR
WSBK
WSBK
Q4 25
$0.12
Q3 25
$0.11
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVR
CVR
WSBK
WSBK
Cash + ST InvestmentsLiquidity on hand
$1.7M
$54.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$18.8M
$118.2M
Total Assets
$23.3M
$1.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVR
CVR
WSBK
WSBK
Q4 25
$1.7M
$54.8M
Q3 25
$1.7M
$57.7M
Q2 25
$1.2M
Q1 25
$765.6K
$66.6M
Q4 24
$2.2M
$41.5M
Q3 24
$2.2M
Q2 24
$2.6M
Q1 24
$2.7M
Total Debt
CVR
CVR
WSBK
WSBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$0
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CVR
CVR
WSBK
WSBK
Q4 25
$18.8M
$118.2M
Q3 25
$20.0M
$117.0M
Q2 25
$20.0M
Q1 25
$20.4M
$80.9M
Q4 24
$20.0M
$80.3M
Q3 24
$23.7M
Q2 24
$25.2M
Q1 24
$25.2M
Total Assets
CVR
CVR
WSBK
WSBK
Q4 25
$23.3M
$1.0B
Q3 25
$24.0M
$1.0B
Q2 25
$23.6M
Q1 25
$24.1M
$923.1M
Q4 24
$23.4M
$894.1M
Q3 24
$26.4M
Q2 24
$27.3M
Q1 24
$27.8M
Debt / Equity
CVR
CVR
WSBK
WSBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVR
CVR
WSBK
WSBK
Operating Cash FlowLast quarter
$116.4K
$1.6M
Free Cash FlowOCF − Capex
$24.3K
FCF MarginFCF / Revenue
0.4%
Capex IntensityCapex / Revenue
1.5%
Cash ConversionOCF / Net Profit
1.44×
TTM Free Cash FlowTrailing 4 quarters
$-1.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVR
CVR
WSBK
WSBK
Q4 25
$116.4K
$1.6M
Q3 25
$638.0K
$1.4M
Q2 25
$28.2K
Q1 25
$-2.0M
$848.0K
Q4 24
$-60.1K
Q3 24
$-58.2K
Q2 24
$363.5K
Q1 24
$-398.8K
Free Cash Flow
CVR
CVR
WSBK
WSBK
Q4 25
$24.3K
Q3 25
$492.1K
Q2 25
$-22.8K
Q1 25
$-2.1M
Q4 24
$-118.1K
Q3 24
$-368.9K
Q2 24
$58.0K
Q1 24
$-491.8K
FCF Margin
CVR
CVR
WSBK
WSBK
Q4 25
0.4%
Q3 25
6.7%
Q2 25
-0.3%
Q1 25
-28.3%
Q4 24
-2.9%
Q3 24
-5.3%
Q2 24
0.7%
Q1 24
-6.3%
Capex Intensity
CVR
CVR
WSBK
WSBK
Q4 25
1.5%
Q3 25
2.0%
Q2 25
0.7%
Q1 25
0.6%
Q4 24
1.4%
Q3 24
4.5%
Q2 24
3.8%
Q1 24
1.2%
Cash Conversion
CVR
CVR
WSBK
WSBK
Q4 25
1.44×
Q3 25
9.44×
1.41×
Q2 25
Q1 25
-5.01×
2.78×
Q4 24
Q3 24
Q2 24
2.56×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVR
CVR

Fastener$5.1M85%
Other$890.7K15%

WSBK
WSBK

Segment breakdown not available.

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