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Side-by-side financial comparison of CPI AEROSTRUCTURES INC (CVU) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

CPI AEROSTRUCTURES INC is the larger business by last-quarter revenue ($19.4M vs $13.5M, roughly 1.4× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs 3.6%, a 21.6% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs -10.8%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-2.1M). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs 0.9%).

CPI Aerostructures Inc., known as CPI Aero, is a contract aircraft component manufacturer based in Edgewood, New York.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

CVU vs UBFO — Head-to-Head

Bigger by revenue
CVU
CVU
1.4× larger
CVU
$19.4M
$13.5M
UBFO
Growing faster (revenue YoY)
UBFO
UBFO
+24.4% gap
UBFO
13.6%
-10.8%
CVU
Higher net margin
UBFO
UBFO
21.6% more per $
UBFO
25.2%
3.6%
CVU
More free cash flow
UBFO
UBFO
$21.9M more FCF
UBFO
$19.8M
$-2.1M
CVU
Faster 2-yr revenue CAGR
UBFO
UBFO
Annualised
UBFO
3.0%
0.9%
CVU

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVU
CVU
UBFO
UBFO
Revenue
$19.4M
$13.5M
Net Profit
$691.8K
$3.4M
Gross Margin
20.3%
Operating Margin
6.4%
31.5%
Net Margin
3.6%
25.2%
Revenue YoY
-10.8%
13.6%
Net Profit YoY
-28.8%
36.8%
EPS (diluted)
$0.04
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVU
CVU
UBFO
UBFO
Q4 25
$19.4M
$13.5M
Q3 25
$19.3M
$14.0M
Q2 25
$15.2M
$12.6M
Q1 25
$15.4M
$13.7M
Q4 24
$21.8M
$11.9M
Q3 24
$19.4M
$13.8M
Q2 24
$20.8M
$13.0M
Q1 24
$19.1M
$12.8M
Net Profit
CVU
CVU
UBFO
UBFO
Q4 25
$691.8K
$3.4M
Q3 25
$1.1M
$4.0M
Q2 25
$-1.3M
$2.2M
Q1 25
$-1.3M
$2.7M
Q4 24
$971.5K
$2.5M
Q3 24
$749.7K
$3.8M
Q2 24
$1.4M
$4.3M
Q1 24
$168.2K
$4.2M
Gross Margin
CVU
CVU
UBFO
UBFO
Q4 25
20.3%
Q3 25
22.3%
Q2 25
4.4%
Q1 25
10.7%
Q4 24
20.0%
Q3 24
21.7%
Q2 24
24.6%
Q1 24
18.6%
Operating Margin
CVU
CVU
UBFO
UBFO
Q4 25
6.4%
31.5%
Q3 25
9.1%
40.3%
Q2 25
-13.1%
24.0%
Q1 25
-7.7%
27.5%
Q4 24
9.5%
27.5%
Q3 24
7.6%
37.1%
Q2 24
11.2%
46.4%
Q1 24
4.4%
45.9%
Net Margin
CVU
CVU
UBFO
UBFO
Q4 25
3.6%
25.2%
Q3 25
5.8%
28.7%
Q2 25
-8.7%
17.2%
Q1 25
-8.6%
19.6%
Q4 24
4.5%
20.9%
Q3 24
3.9%
27.7%
Q2 24
6.8%
33.0%
Q1 24
0.9%
32.6%
EPS (diluted)
CVU
CVU
UBFO
UBFO
Q4 25
$0.04
$0.18
Q3 25
$0.09
$0.23
Q2 25
$-0.10
$0.13
Q1 25
$-0.10
$0.16
Q4 24
$0.08
$0.14
Q3 24
$0.06
$0.22
Q2 24
$0.11
$0.25
Q1 24
$0.01
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVU
CVU
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$264.2M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$25.8M
$139.7M
Total Assets
$75.2M
$1.2B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVU
CVU
UBFO
UBFO
Q4 25
$264.2M
Q3 25
$211.1M
Q2 25
$199.5M
Q1 25
$198.4M
Q4 24
$216.9M
Q3 24
$216.8M
Q2 24
$166.3M
Q1 24
$168.6M
Total Debt
CVU
CVU
UBFO
UBFO
Q4 25
$0
Q3 25
Q2 25
Q1 25
Q4 24
$26.5K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CVU
CVU
UBFO
UBFO
Q4 25
$25.8M
$139.7M
Q3 25
$25.0M
$137.4M
Q2 25
$23.8M
$134.3M
Q1 25
$24.9M
$132.9M
Q4 24
$25.9M
$130.4M
Q3 24
$24.9M
$132.9M
Q2 24
$24.1M
$127.3M
Q1 24
$22.5M
$124.2M
Total Assets
CVU
CVU
UBFO
UBFO
Q4 25
$75.2M
$1.2B
Q3 25
$74.1M
$1.2B
Q2 25
$72.3M
$1.2B
Q1 25
$65.4M
$1.2B
Q4 24
$68.0M
$1.2B
Q3 24
$68.9M
$1.3B
Q2 24
$70.2M
$1.2B
Q1 24
$70.8M
$1.2B
Debt / Equity
CVU
CVU
UBFO
UBFO
Q4 25
0.00×
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVU
CVU
UBFO
UBFO
Operating Cash FlowLast quarter
$-2.1M
$22.1M
Free Cash FlowOCF − Capex
$-2.1M
$19.8M
FCF MarginFCF / Revenue
-10.8%
146.0%
Capex IntensityCapex / Revenue
0.0%
16.8%
Cash ConversionOCF / Net Profit
-3.03×
6.46×
TTM Free Cash FlowTrailing 4 quarters
$-5.3M
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVU
CVU
UBFO
UBFO
Q4 25
$-2.1M
$22.1M
Q3 25
$212.1K
$7.0M
Q2 25
$-596.3K
$8.7M
Q1 25
$-2.7M
$3.0M
Q4 24
$4.4M
$19.6M
Q3 24
$715.1K
$5.4M
Q2 24
$-591.7K
$2.3M
Q1 24
$-960.5K
$7.4M
Free Cash Flow
CVU
CVU
UBFO
UBFO
Q4 25
$-2.1M
$19.8M
Q3 25
$211.1K
$6.1M
Q2 25
$-599.8K
$8.1M
Q1 25
$-2.8M
$2.9M
Q4 24
$4.3M
$18.6M
Q3 24
$586.9K
$5.3M
Q2 24
$-746.9K
$2.0M
Q1 24
$-1.0M
$7.0M
FCF Margin
CVU
CVU
UBFO
UBFO
Q4 25
-10.8%
146.0%
Q3 25
1.1%
43.7%
Q2 25
-4.0%
64.3%
Q1 25
-18.1%
21.2%
Q4 24
19.9%
156.0%
Q3 24
3.0%
38.1%
Q2 24
-3.6%
15.5%
Q1 24
-5.3%
54.8%
Capex Intensity
CVU
CVU
UBFO
UBFO
Q4 25
0.0%
16.8%
Q3 25
0.0%
6.0%
Q2 25
0.0%
4.6%
Q1 25
0.4%
0.9%
Q4 24
0.3%
8.7%
Q3 24
0.7%
0.7%
Q2 24
0.7%
2.2%
Q1 24
0.2%
3.6%
Cash Conversion
CVU
CVU
UBFO
UBFO
Q4 25
-3.03×
6.46×
Q3 25
0.19×
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
4.53×
7.87×
Q3 24
0.95×
1.40×
Q2 24
-0.42×
0.54×
Q1 24
-5.71×
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVU
CVU

Government Subcontracts$16.4M85%
Commercial Contracts$2.3M12%
Prime Government Contracts$725.8K4%

UBFO
UBFO

Segment breakdown not available.

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