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Side-by-side financial comparison of Community West Bancshares (CWBC) and ON24 INC. (ONTF). Click either name above to swap in a different company.

Community West Bancshares is the larger business by last-quarter revenue ($38.3M vs $34.6M, roughly 1.1× ON24 INC.). On growth, Community West Bancshares posted the faster year-over-year revenue change (11.6% vs -5.6%). Community West Bancshares produced more free cash flow last quarter ($43.6M vs $-2.2M). Over the past eight quarters, Community West Bancshares's revenue compounded faster (36.0% CAGR vs -4.2%).

Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.

ON24 Inc., a San Francisco-based company, is a cloud-based platform that develops and sells web-based webinar, virtual conferencing, content hub, and landing page applications as a service for marketing and sales teams in B2B organizations. In 2023 it expanded its offerings to include generative AI services.

CWBC vs ONTF — Head-to-Head

Bigger by revenue
CWBC
CWBC
1.1× larger
CWBC
$38.3M
$34.6M
ONTF
Growing faster (revenue YoY)
CWBC
CWBC
+17.1% gap
CWBC
11.6%
-5.6%
ONTF
More free cash flow
CWBC
CWBC
$45.8M more FCF
CWBC
$43.6M
$-2.2M
ONTF
Faster 2-yr revenue CAGR
CWBC
CWBC
Annualised
CWBC
36.0%
-4.2%
ONTF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CWBC
CWBC
ONTF
ONTF
Revenue
$38.3M
$34.6M
Net Profit
$-6.5M
Gross Margin
74.9%
Operating Margin
40.0%
-23.5%
Net Margin
-18.8%
Revenue YoY
11.6%
-5.6%
Net Profit YoY
26.8%
EPS (diluted)
$0.58
$-0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CWBC
CWBC
ONTF
ONTF
Q4 25
$38.3M
$34.6M
Q3 25
$37.9M
$34.6M
Q2 25
$35.7M
$35.3M
Q1 25
$34.8M
$34.7M
Q4 24
$34.3M
$36.7M
Q3 24
$31.3M
$36.3M
Q2 24
$30.5M
$37.3M
Q1 24
$20.7M
$37.7M
Net Profit
CWBC
CWBC
ONTF
ONTF
Q4 25
$-6.5M
Q3 25
$10.9M
$-6.4M
Q2 25
$7.8M
$-7.3M
Q1 25
$8.3M
$-8.7M
Q4 24
$-8.9M
Q3 24
$3.4M
$-11.4M
Q2 24
$-6.3M
$-11.2M
Q1 24
$3.7M
$-10.7M
Gross Margin
CWBC
CWBC
ONTF
ONTF
Q4 25
74.9%
Q3 25
74.7%
Q2 25
75.1%
Q1 25
73.8%
Q4 24
74.5%
Q3 24
74.3%
Q2 24
74.5%
Q1 24
74.1%
Operating Margin
CWBC
CWBC
ONTF
ONTF
Q4 25
40.0%
-23.5%
Q3 25
39.8%
-23.1%
Q2 25
30.2%
-26.0%
Q1 25
32.7%
-30.1%
Q4 24
31.0%
-32.1%
Q3 24
13.3%
-36.7%
Q2 24
-25.9%
-35.0%
Q1 24
23.2%
-33.1%
Net Margin
CWBC
CWBC
ONTF
ONTF
Q4 25
-18.8%
Q3 25
28.7%
-18.4%
Q2 25
22.0%
-20.6%
Q1 25
23.8%
-25.1%
Q4 24
-24.2%
Q3 24
10.8%
-31.4%
Q2 24
-20.7%
-29.9%
Q1 24
17.8%
-28.4%
EPS (diluted)
CWBC
CWBC
ONTF
ONTF
Q4 25
$0.58
$-0.15
Q3 25
$0.57
$-0.15
Q2 25
$0.41
$-0.17
Q1 25
$0.44
$-0.21
Q4 24
$0.29
$-0.21
Q3 24
$0.18
$-0.27
Q2 24
$-0.33
$-0.27
Q1 24
$0.31
$-0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CWBC
CWBC
ONTF
ONTF
Cash + ST InvestmentsLiquidity on hand
$119.0M
$37.0M
Total DebtLower is stronger
$69.5M
Stockholders' EquityBook value
$409.6M
$139.4M
Total Assets
$3.7B
$228.4M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CWBC
CWBC
ONTF
ONTF
Q4 25
$119.0M
$37.0M
Q3 25
$121.6M
$47.2M
Q2 25
$134.4M
$37.7M
Q1 25
$148.4M
$26.8M
Q4 24
$120.4M
$14.9M
Q3 24
$149.0M
$11.0M
Q2 24
$109.7M
$15.5M
Q1 24
$61.0M
$18.3M
Total Debt
CWBC
CWBC
ONTF
ONTF
Q4 25
$69.5M
Q3 25
Q2 25
Q1 25
Q4 24
$69.9M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CWBC
CWBC
ONTF
ONTF
Q4 25
$409.6M
$139.4M
Q3 25
$397.6M
$144.3M
Q2 25
$380.0M
$150.0M
Q1 25
$372.2M
$153.7M
Q4 24
$362.7M
$159.4M
Q3 24
$363.5M
$164.9M
Q2 24
$350.2M
$170.8M
Q1 24
$211.7M
$174.4M
Total Assets
CWBC
CWBC
ONTF
ONTF
Q4 25
$3.7B
$228.4M
Q3 25
$3.6B
$224.8M
Q2 25
$3.6B
$235.1M
Q1 25
$3.6B
$245.8M
Q4 24
$3.5B
$251.0M
Q3 24
$3.5B
$250.9M
Q2 24
$3.5B
$259.0M
Q1 24
$2.4B
$269.2M
Debt / Equity
CWBC
CWBC
ONTF
ONTF
Q4 25
0.17×
Q3 25
Q2 25
Q1 25
Q4 24
0.19×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CWBC
CWBC
ONTF
ONTF
Operating Cash FlowLast quarter
$46.1M
$-1.1M
Free Cash FlowOCF − Capex
$43.6M
$-2.2M
FCF MarginFCF / Revenue
113.9%
-6.4%
Capex IntensityCapex / Revenue
6.6%
3.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$77.7M
$4.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CWBC
CWBC
ONTF
ONTF
Q4 25
$46.1M
$-1.1M
Q3 25
$13.2M
$2.5M
Q2 25
$11.5M
$2.6M
Q1 25
$11.1M
$3.4M
Q4 24
$22.2M
$985.0K
Q3 24
$7.8M
$295.0K
Q2 24
$5.2M
$1.4M
Q1 24
$4.0M
$2.1M
Free Cash Flow
CWBC
CWBC
ONTF
ONTF
Q4 25
$43.6M
$-2.2M
Q3 25
$12.8M
$2.2M
Q2 25
$10.6M
$2.1M
Q1 25
$10.8M
$1.9M
Q4 24
$17.2M
$424.0K
Q3 24
$5.2M
$143.0K
Q2 24
$4.8M
$898.0K
Q1 24
$3.6M
$1.1M
FCF Margin
CWBC
CWBC
ONTF
ONTF
Q4 25
113.9%
-6.4%
Q3 25
33.7%
6.2%
Q2 25
29.6%
5.9%
Q1 25
30.9%
5.6%
Q4 24
50.0%
1.2%
Q3 24
16.7%
0.4%
Q2 24
15.7%
2.4%
Q1 24
17.3%
2.9%
Capex Intensity
CWBC
CWBC
ONTF
ONTF
Q4 25
6.6%
3.3%
Q3 25
1.1%
1.1%
Q2 25
2.7%
1.4%
Q1 25
0.9%
4.2%
Q4 24
14.7%
1.5%
Q3 24
8.1%
0.4%
Q2 24
1.4%
1.3%
Q1 24
2.1%
2.8%
Cash Conversion
CWBC
CWBC
ONTF
ONTF
Q4 25
Q3 25
1.21×
Q2 25
1.47×
Q1 25
1.33×
Q4 24
Q3 24
2.29×
Q2 24
Q1 24
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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