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Side-by-side financial comparison of Community West Bancshares (CWBC) and TEJON RANCH CO (TRC). Click either name above to swap in a different company.

Community West Bancshares is the larger business by last-quarter revenue ($38.3M vs $21.1M, roughly 1.8× TEJON RANCH CO). On growth, TEJON RANCH CO posted the faster year-over-year revenue change (17.7% vs 11.6%). Over the past eight quarters, TEJON RANCH CO's revenue compounded faster (68.8% CAGR vs 36.0%).

Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.

Tejon Ranch Company, based in Lebec, California, is one of the largest private landowners in California. The company was incorporated in 1936 to organize the ownership of a large tract of land that was consolidated from four Mexican land grants acquired in the 1850s and 1860s by ranch founder Edward Fitzgerald Beale.

CWBC vs TRC — Head-to-Head

Bigger by revenue
CWBC
CWBC
1.8× larger
CWBC
$38.3M
$21.1M
TRC
Growing faster (revenue YoY)
TRC
TRC
+6.1% gap
TRC
17.7%
11.6%
CWBC
Faster 2-yr revenue CAGR
TRC
TRC
Annualised
TRC
68.8%
36.0%
CWBC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CWBC
CWBC
TRC
TRC
Revenue
$38.3M
$21.1M
Net Profit
$1.6M
Gross Margin
30.6%
Operating Margin
40.0%
10.9%
Net Margin
7.5%
Revenue YoY
11.6%
17.7%
Net Profit YoY
-64.7%
EPS (diluted)
$0.58
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CWBC
CWBC
TRC
TRC
Q4 25
$38.3M
$21.1M
Q3 25
$37.9M
$12.0M
Q2 25
$35.7M
$8.3M
Q1 25
$34.8M
$8.2M
Q4 24
$34.3M
$17.9M
Q3 24
$31.3M
$10.9M
Q2 24
$30.5M
$5.7M
Q1 24
$20.7M
$7.4M
Net Profit
CWBC
CWBC
TRC
TRC
Q4 25
$1.6M
Q3 25
$10.9M
$1.7M
Q2 25
$7.8M
$-1.7M
Q1 25
$8.3M
$-1.5M
Q4 24
$4.5M
Q3 24
$3.4M
$-1.8M
Q2 24
$-6.3M
$957.0K
Q1 24
$3.7M
$-914.0K
Gross Margin
CWBC
CWBC
TRC
TRC
Q4 25
30.6%
Q3 25
28.4%
Q2 25
40.9%
Q1 25
15.0%
Q4 24
42.9%
Q3 24
22.9%
Q2 24
45.3%
Q1 24
0.3%
Operating Margin
CWBC
CWBC
TRC
TRC
Q4 25
40.0%
10.9%
Q3 25
39.8%
-16.9%
Q2 25
30.2%
-48.8%
Q1 25
32.7%
-50.7%
Q4 24
31.0%
11.9%
Q3 24
13.3%
-34.9%
Q2 24
-25.9%
-62.4%
Q1 24
23.2%
-53.8%
Net Margin
CWBC
CWBC
TRC
TRC
Q4 25
7.5%
Q3 25
28.7%
14.0%
Q2 25
22.0%
-20.6%
Q1 25
23.8%
-17.8%
Q4 24
25.0%
Q3 24
10.8%
-16.9%
Q2 24
-20.7%
16.8%
Q1 24
17.8%
-12.3%
EPS (diluted)
CWBC
CWBC
TRC
TRC
Q4 25
$0.58
$0.05
Q3 25
$0.57
$0.06
Q2 25
$0.41
$-0.06
Q1 25
$0.44
$-0.05
Q4 24
$0.29
$0.16
Q3 24
$0.18
$-0.07
Q2 24
$-0.33
$0.04
Q1 24
$0.31
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CWBC
CWBC
TRC
TRC
Cash + ST InvestmentsLiquidity on hand
$119.0M
$9.5M
Total DebtLower is stronger
$69.5M
Stockholders' EquityBook value
$409.6M
$475.2M
Total Assets
$3.7B
$630.5M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CWBC
CWBC
TRC
TRC
Q4 25
$119.0M
$9.5M
Q3 25
$121.6M
$3.6M
Q2 25
$134.4M
$2.5M
Q1 25
$148.4M
$12.3M
Q4 24
$120.4M
$39.3M
Q3 24
$149.0M
$27.4M
Q2 24
$109.7M
$33.0M
Q1 24
$61.0M
$35.6M
Total Debt
CWBC
CWBC
TRC
TRC
Q4 25
$69.5M
Q3 25
Q2 25
Q1 25
Q4 24
$69.9M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CWBC
CWBC
TRC
TRC
Q4 25
$409.6M
$475.2M
Q3 25
$397.6M
$473.2M
Q2 25
$380.0M
$471.5M
Q1 25
$372.2M
$472.5M
Q4 24
$362.7M
$473.6M
Q3 24
$363.5M
$468.3M
Q2 24
$350.2M
$469.2M
Q1 24
$211.7M
$467.4M
Total Assets
CWBC
CWBC
TRC
TRC
Q4 25
$3.7B
$630.5M
Q3 25
$3.6B
$629.6M
Q2 25
$3.6B
$618.5M
Q1 25
$3.6B
$614.6M
Q4 24
$3.5B
$608.0M
Q3 24
$3.5B
$598.0M
Q2 24
$3.5B
$590.8M
Q1 24
$2.4B
$581.6M
Debt / Equity
CWBC
CWBC
TRC
TRC
Q4 25
0.17×
Q3 25
Q2 25
Q1 25
Q4 24
0.19×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CWBC
CWBC
TRC
TRC
Operating Cash FlowLast quarter
$46.1M
$6.1M
Free Cash FlowOCF − Capex
$43.6M
FCF MarginFCF / Revenue
113.9%
Capex IntensityCapex / Revenue
6.6%
Cash ConversionOCF / Net Profit
3.88×
TTM Free Cash FlowTrailing 4 quarters
$77.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CWBC
CWBC
TRC
TRC
Q4 25
$46.1M
$6.1M
Q3 25
$13.2M
$-2.4M
Q2 25
$11.5M
$-381.0K
Q1 25
$11.1M
$-1.3M
Q4 24
$22.2M
$14.3M
Q3 24
$7.8M
$2.1M
Q2 24
$5.2M
$-1.8M
Q1 24
$4.0M
$777.0K
Free Cash Flow
CWBC
CWBC
TRC
TRC
Q4 25
$43.6M
Q3 25
$12.8M
$-14.6M
Q2 25
$10.6M
$-20.0M
Q1 25
$10.8M
$-18.9M
Q4 24
$17.2M
$-42.9M
Q3 24
$5.2M
$-16.8M
Q2 24
$4.8M
$-15.8M
Q1 24
$3.6M
$-7.3M
FCF Margin
CWBC
CWBC
TRC
TRC
Q4 25
113.9%
Q3 25
33.7%
-122.2%
Q2 25
29.6%
-240.6%
Q1 25
30.9%
-230.1%
Q4 24
50.0%
-239.3%
Q3 24
16.7%
-155.2%
Q2 24
15.7%
-277.2%
Q1 24
17.3%
-99.0%
Capex Intensity
CWBC
CWBC
TRC
TRC
Q4 25
6.6%
Q3 25
1.1%
102.3%
Q2 25
2.7%
236.0%
Q1 25
0.9%
213.7%
Q4 24
14.7%
319.1%
Q3 24
8.1%
174.3%
Q2 24
1.4%
245.5%
Q1 24
2.1%
109.5%
Cash Conversion
CWBC
CWBC
TRC
TRC
Q4 25
3.88×
Q3 25
1.21×
-1.43×
Q2 25
1.47×
Q1 25
1.33×
Q4 24
3.19×
Q3 24
2.29×
Q2 24
-1.88×
Q1 24
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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