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Side-by-side financial comparison of Community West Bancshares (CWBC) and TSS, Inc. (TSSI). Click either name above to swap in a different company.
TSS, Inc. is the larger business by last-quarter revenue ($60.9M vs $38.3M, roughly 1.6× Community West Bancshares). On growth, TSS, Inc. posted the faster year-over-year revenue change (21.8% vs 11.6%). Community West Bancshares produced more free cash flow last quarter ($43.6M vs $15.8M). Over the past eight quarters, TSS, Inc.'s revenue compounded faster (95.8% CAGR vs 36.0%).
Community West BancsharesCWBCEarnings & Financial Report
Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.
CWBC vs TSSI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $38.3M | $60.9M |
| Net Profit | — | $12.2M |
| Gross Margin | — | 17.6% |
| Operating Margin | 40.0% | 1.5% |
| Net Margin | — | 20.0% |
| Revenue YoY | 11.6% | 21.8% |
| Net Profit YoY | — | 535.7% |
| EPS (diluted) | $0.58 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $38.3M | $60.9M | ||
| Q3 25 | $37.9M | $41.9M | ||
| Q2 25 | $35.7M | $44.0M | ||
| Q1 25 | $34.8M | $99.0M | ||
| Q4 24 | $34.3M | $50.0M | ||
| Q3 24 | $31.3M | $70.1M | ||
| Q2 24 | $30.5M | $12.2M | ||
| Q1 24 | $20.7M | $15.9M |
| Q4 25 | — | $12.2M | ||
| Q3 25 | $10.9M | $-1.5M | ||
| Q2 25 | $7.8M | $1.5M | ||
| Q1 25 | $8.3M | $3.0M | ||
| Q4 24 | — | $1.9M | ||
| Q3 24 | $3.4M | $2.6M | ||
| Q2 24 | $-6.3M | $1.4M | ||
| Q1 24 | $3.7M | $15.0K |
| Q4 25 | — | 17.6% | ||
| Q3 25 | — | 11.1% | ||
| Q2 25 | — | 17.8% | ||
| Q1 25 | — | 9.3% | ||
| Q4 24 | — | 14.4% | ||
| Q3 24 | — | 11.3% | ||
| Q2 24 | — | 37.3% | ||
| Q1 24 | — | 17.1% |
| Q4 25 | 40.0% | 1.5% | ||
| Q3 25 | 39.8% | -2.2% | ||
| Q2 25 | 30.2% | 5.1% | ||
| Q1 25 | 32.7% | 4.2% | ||
| Q4 24 | 31.0% | 0.0% | ||
| Q3 24 | 13.3% | 5.4% | ||
| Q2 24 | -25.9% | 14.0% | ||
| Q1 24 | 23.2% | 1.6% |
| Q4 25 | — | 20.0% | ||
| Q3 25 | 28.7% | -3.6% | ||
| Q2 25 | 22.0% | 3.4% | ||
| Q1 25 | 23.8% | 3.0% | ||
| Q4 24 | — | 3.8% | ||
| Q3 24 | 10.8% | 3.8% | ||
| Q2 24 | -20.7% | 11.5% | ||
| Q1 24 | 17.8% | 0.1% |
| Q4 25 | $0.58 | $0.44 | ||
| Q3 25 | $0.57 | $-0.06 | ||
| Q2 25 | $0.41 | $0.06 | ||
| Q1 25 | $0.44 | $0.12 | ||
| Q4 24 | $0.29 | $0.08 | ||
| Q3 24 | $0.18 | $0.10 | ||
| Q2 24 | $-0.33 | $0.06 | ||
| Q1 24 | $0.31 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $119.0M | $85.5M |
| Total DebtLower is stronger | $69.5M | — |
| Stockholders' EquityBook value | $409.6M | $76.6M |
| Total Assets | $3.7B | $184.9M |
| Debt / EquityLower = less leverage | 0.17× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $119.0M | $85.5M | ||
| Q3 25 | $121.6M | $70.7M | ||
| Q2 25 | $134.4M | — | ||
| Q1 25 | $148.4M | — | ||
| Q4 24 | $120.4M | $23.2M | ||
| Q3 24 | $149.0M | $46.4M | ||
| Q2 24 | $109.7M | $8.3M | ||
| Q1 24 | $61.0M | $14.4M |
| Q4 25 | $69.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $69.9M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $409.6M | $76.6M | ||
| Q3 25 | $397.6M | $63.4M | ||
| Q2 25 | $380.0M | $9.5M | ||
| Q1 25 | $372.2M | $9.4M | ||
| Q4 24 | $362.7M | $7.1M | ||
| Q3 24 | $363.5M | $7.7M | ||
| Q2 24 | $350.2M | $5.2M | ||
| Q1 24 | $211.7M | $3.7M |
| Q4 25 | $3.7B | $184.9M | ||
| Q3 25 | $3.6B | $165.4M | ||
| Q2 25 | $3.6B | $139.5M | ||
| Q1 25 | $3.6B | $113.5M | ||
| Q4 24 | $3.5B | $96.6M | ||
| Q3 24 | $3.5B | $67.3M | ||
| Q2 24 | $3.5B | $28.9M | ||
| Q1 24 | $2.4B | $26.8M |
| Q4 25 | 0.17× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $46.1M | $16.3M |
| Free Cash FlowOCF − Capex | $43.6M | $15.8M |
| FCF MarginFCF / Revenue | 113.9% | 25.9% |
| Capex IntensityCapex / Revenue | 6.6% | 0.9% |
| Cash ConversionOCF / Net Profit | — | 1.34× |
| TTM Free Cash FlowTrailing 4 quarters | $77.7M | $2.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $46.1M | $16.3M | ||
| Q3 25 | $13.2M | $-18.4M | ||
| Q2 25 | $11.5M | $16.3M | ||
| Q1 25 | $11.1M | $20.6M | ||
| Q4 24 | $22.2M | $-21.6M | ||
| Q3 24 | $7.8M | $38.6M | ||
| Q2 24 | $5.2M | $-4.3M | ||
| Q1 24 | $4.0M | $2.6M |
| Q4 25 | $43.6M | $15.8M | ||
| Q3 25 | $12.8M | $-24.9M | ||
| Q2 25 | $10.6M | $5.4M | ||
| Q1 25 | $10.8M | $5.8M | ||
| Q4 24 | $17.2M | $-28.4M | ||
| Q3 24 | $5.2M | $38.6M | ||
| Q2 24 | $4.8M | $-6.0M | ||
| Q1 24 | $3.6M | $2.6M |
| Q4 25 | 113.9% | 25.9% | ||
| Q3 25 | 33.7% | -59.3% | ||
| Q2 25 | 29.6% | 12.3% | ||
| Q1 25 | 30.9% | 5.8% | ||
| Q4 24 | 50.0% | -56.7% | ||
| Q3 24 | 16.7% | 55.1% | ||
| Q2 24 | 15.7% | -49.4% | ||
| Q1 24 | 17.3% | 16.4% |
| Q4 25 | 6.6% | 0.9% | ||
| Q3 25 | 1.1% | 15.3% | ||
| Q2 25 | 2.7% | 24.8% | ||
| Q1 25 | 0.9% | 15.0% | ||
| Q4 24 | 14.7% | 13.4% | ||
| Q3 24 | 8.1% | 0.1% | ||
| Q2 24 | 1.4% | 13.8% | ||
| Q1 24 | 2.1% | 0.2% |
| Q4 25 | — | 1.34× | ||
| Q3 25 | 1.21× | — | ||
| Q2 25 | 1.47× | 11.02× | ||
| Q1 25 | 1.33× | 6.93× | ||
| Q4 24 | — | -11.32× | ||
| Q3 24 | 2.29× | 14.60× | ||
| Q2 24 | — | -3.09× | ||
| Q1 24 | 1.09× | 176.40× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CWBC
Segment breakdown not available.
TSSI
| Procurement Revenues Segment | $43.2M | 71% |
| System Integration Services Segment | $14.2M | 23% |
| Facilities Segment | $3.5M | 6% |
