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Side-by-side financial comparison of CaliberCos Inc. (CWD) and Fifth District Bancorp, Inc. (FDSB). Click either name above to swap in a different company.

CaliberCos Inc. is the larger business by last-quarter revenue ($4.1M vs $3.6M, roughly 1.1× Fifth District Bancorp, Inc.). Fifth District Bancorp, Inc. runs the higher net margin — 14.9% vs -188.3%, a 203.2% gap on every dollar of revenue. On growth, Fifth District Bancorp, Inc. posted the faster year-over-year revenue change (19.9% vs -52.5%).

CaliberCos Inc. is a U.S.-headquartered alternative asset management firm focused primarily on real estate investments. It offers a diverse suite of investment vehicles covering commercial, residential, and industrial real estate assets, serving institutional investors, high-net-worth individuals, and retail clients across North America. It also delivers asset management, property operation, and value-add real estate development services to support consistent long-term returns for investors.

Fifth Third Bancorp is a bank holding company headquartered in Cincinnati, Ohio. It is the parent company of Fifth Third Bank, which operates 1,087 branches and 2,400 automated teller machines, across 12 states: Ohio, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, South Carolina, Tennessee, and West Virginia. It is on the list of largest banks in the United States and is ranked 321st on the Fortune 500. The name "Fifth Third" is derived from the names of the...

CWD vs FDSB — Head-to-Head

Bigger by revenue
CWD
CWD
1.1× larger
CWD
$4.1M
$3.6M
FDSB
Growing faster (revenue YoY)
FDSB
FDSB
+72.4% gap
FDSB
19.9%
-52.5%
CWD
Higher net margin
FDSB
FDSB
203.2% more per $
FDSB
14.9%
-188.3%
CWD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CWD
CWD
FDSB
FDSB
Revenue
$4.1M
$3.6M
Net Profit
$-7.7M
$541.0K
Gross Margin
Operating Margin
-196.6%
17.0%
Net Margin
-188.3%
14.9%
Revenue YoY
-52.5%
19.9%
Net Profit YoY
32.2%
240.3%
EPS (diluted)
$1.95
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CWD
CWD
FDSB
FDSB
Q4 25
$4.1M
$3.6M
Q3 25
$3.6M
$3.6M
Q2 25
$5.1M
$6.9M
Q1 25
$7.3M
$3.2M
Q4 24
$8.7M
Q3 24
$11.3M
$3.1M
Q2 24
$8.2M
$2.7M
Q1 24
$23.0M
$1.2M
Net Profit
CWD
CWD
FDSB
FDSB
Q4 25
$-7.7M
$541.0K
Q3 25
$-4.4M
$343.0K
Q2 25
$-5.3M
$3.1M
Q1 25
$-4.4M
$78.0K
Q4 24
$-11.4M
Q3 24
$146.0K
$-788.0K
Q2 24
$-4.7M
$683.0K
Q1 24
$-3.8M
$-1.1M
Operating Margin
CWD
CWD
FDSB
FDSB
Q4 25
-196.6%
17.0%
Q3 25
-129.6%
12.1%
Q2 25
-112.4%
44.2%
Q1 25
-62.7%
3.1%
Q4 24
-236.8%
Q3 24
0.0%
-31.8%
Q2 24
-65.0%
32.3%
Q1 24
-22.9%
-124.5%
Net Margin
CWD
CWD
FDSB
FDSB
Q4 25
-188.3%
14.9%
Q3 25
-120.2%
9.6%
Q2 25
-104.5%
45.5%
Q1 25
-60.7%
2.4%
Q4 24
-247.6%
Q3 24
1.3%
-25.1%
Q2 24
-57.8%
25.5%
Q1 24
-16.6%
-98.3%
EPS (diluted)
CWD
CWD
FDSB
FDSB
Q4 25
$1.95
$0.10
Q3 25
$-1.65
$0.07
Q2 25
$-4.15
$0.61
Q1 25
$-3.85
$0.02
Q4 24
$-10.15
Q3 24
$0.12
$-0.15
Q2 24
$-4.34
Q1 24
$-3.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CWD
CWD
FDSB
FDSB
Cash + ST InvestmentsLiquidity on hand
$2.9M
$33.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3M
$129.8M
Total Assets
$135.4M
$534.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CWD
CWD
FDSB
FDSB
Q4 25
$2.9M
$33.9M
Q3 25
$10.9M
$34.4M
Q2 25
$683.0K
$27.7M
Q1 25
$1.6M
$30.1M
Q4 24
$2.3M
Q3 24
$1.6M
$34.1M
Q2 24
$1.8M
$46.2M
Q1 24
$2.1M
$36.6M
Stockholders' Equity
CWD
CWD
FDSB
FDSB
Q4 25
$1.3M
$129.8M
Q3 25
$4.2M
$131.3M
Q2 25
$-19.9M
$130.9M
Q1 25
$-15.8M
$127.3M
Q4 24
$-12.6M
Q3 24
$-3.8M
$127.9M
Q2 24
$-4.7M
$78.0M
Q1 24
$-745.0K
$77.0M
Total Assets
CWD
CWD
FDSB
FDSB
Q4 25
$135.4M
$534.4M
Q3 25
$82.6M
$539.5M
Q2 25
$59.3M
$539.8M
Q1 25
$103.6M
$531.1M
Q4 24
$105.5M
Q3 24
$158.6M
$523.8M
Q2 24
$195.2M
$516.0M
Q1 24
$201.5M
$485.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CWD
CWD
FDSB
FDSB
Operating Cash FlowLast quarter
$-12.1M
$1.3M
Free Cash FlowOCF − Capex
$942.0K
FCF MarginFCF / Revenue
25.9%
Capex IntensityCapex / Revenue
10.6%
Cash ConversionOCF / Net Profit
2.45×
TTM Free Cash FlowTrailing 4 quarters
$2.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CWD
CWD
FDSB
FDSB
Q4 25
$-12.1M
$1.3M
Q3 25
$-4.6M
$117.0K
Q2 25
$-1.2M
$430.0K
Q1 25
$-1.7M
$823.0K
Q4 24
$555.0K
Q3 24
$-74.0K
$734.0K
Q2 24
$1.4M
$-385.0K
Q1 24
$-1.5M
$-770.0K
Free Cash Flow
CWD
CWD
FDSB
FDSB
Q4 25
$942.0K
Q3 25
$54.0K
Q2 25
$249.0K
Q1 25
$765.0K
Q4 24
Q3 24
$710.0K
Q2 24
$-501.0K
Q1 24
$-1.1M
FCF Margin
CWD
CWD
FDSB
FDSB
Q4 25
25.9%
Q3 25
1.5%
Q2 25
3.6%
Q1 25
23.9%
Q4 24
Q3 24
22.6%
Q2 24
-18.7%
Q1 24
-96.8%
Capex Intensity
CWD
CWD
FDSB
FDSB
Q4 25
10.6%
Q3 25
1.8%
Q2 25
2.6%
Q1 25
1.8%
Q4 24
Q3 24
0.8%
Q2 24
4.3%
Q1 24
29.9%
Cash Conversion
CWD
CWD
FDSB
FDSB
Q4 25
2.45×
Q3 25
0.34×
Q2 25
0.14×
Q1 25
10.55×
Q4 24
Q3 24
-0.51×
Q2 24
-0.56×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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