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Side-by-side financial comparison of Dayforce (DAY) and Eastern Bankshares, Inc. (EBC). Click either name above to swap in a different company.
Dayforce is the larger business by last-quarter revenue ($481.6M vs $295.9M, roughly 1.6× Eastern Bankshares, Inc.). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs -40.9%, a 62.9% gap on every dollar of revenue. On growth, Eastern Bankshares, Inc. posted the faster year-over-year revenue change (710.6% vs 9.5%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (38.6% CAGR vs 9.8%).
Dayforce, Inc., formerly Ceridian, is an American human resources software and services company.
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
DAY vs EBC — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $481.6M | $295.9M |
| Net Profit | $-196.8M | $65.3M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | — |
| Net Margin | -40.9% | 22.1% |
| Revenue YoY | 9.5% | 710.6% |
| Net Profit YoY | -9940.0% | -34.4% |
| EPS (diluted) | $-1.23 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $295.9M | ||
| Q4 25 | — | $37.5M | ||
| Q3 25 | $481.6M | $241.5M | ||
| Q2 25 | $464.7M | $244.9M | ||
| Q1 25 | $481.8M | $31.1M | ||
| Q4 24 | $465.2M | $216.5M | ||
| Q3 24 | $440.0M | $203.4M | ||
| Q2 24 | $423.3M | $154.0M |
| Q1 26 | — | $65.3M | ||
| Q4 25 | — | $99.5M | ||
| Q3 25 | $-196.8M | $106.1M | ||
| Q2 25 | $21.3M | $100.2M | ||
| Q1 25 | $14.9M | $-217.7M | ||
| Q4 24 | $10.8M | $60.8M | ||
| Q3 24 | $2.0M | $-6.2M | ||
| Q2 24 | $-1.8M | $26.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 6.3% | 38.9% | ||
| Q2 25 | 9.1% | 41.0% | ||
| Q1 25 | 6.4% | -590.9% | ||
| Q4 24 | 6.1% | 33.3% | ||
| Q3 24 | 4.7% | -1.6% | ||
| Q2 24 | 3.3% | 24.7% |
| Q1 26 | — | 22.1% | ||
| Q4 25 | — | 265.6% | ||
| Q3 25 | -40.9% | 44.0% | ||
| Q2 25 | 4.6% | 40.9% | ||
| Q1 25 | 3.1% | -699.2% | ||
| Q4 24 | 2.3% | 28.1% | ||
| Q3 24 | 0.5% | -3.0% | ||
| Q2 24 | -0.4% | 17.1% |
| Q1 26 | — | $0.29 | ||
| Q4 25 | — | $0.48 | ||
| Q3 25 | $-1.23 | $0.53 | ||
| Q2 25 | $0.13 | $0.50 | ||
| Q1 25 | $0.09 | $-1.08 | ||
| Q4 24 | $0.07 | $0.29 | ||
| Q3 24 | $0.01 | $-0.03 | ||
| Q2 24 | $-0.01 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $627.6M | $551.7M |
| Total DebtLower is stronger | $631.1M | — |
| Stockholders' EquityBook value | $2.7B | $4.3B |
| Total Assets | $8.7B | $30.6B |
| Debt / EquityLower = less leverage | 0.23× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $551.7M | ||
| Q4 25 | — | $507.6M | ||
| Q3 25 | $627.6M | $703.4M | ||
| Q2 25 | $625.2M | $948.3M | ||
| Q1 25 | $557.3M | $609.0M | ||
| Q4 24 | $579.7M | $1.9B | ||
| Q3 24 | $494.1M | $1.7B | ||
| Q2 24 | $465.4M | $1.4B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — |
| Q1 26 | — | $4.3B | ||
| Q4 25 | — | $4.3B | ||
| Q3 25 | $2.7B | $3.8B | ||
| Q2 25 | $2.7B | $3.7B | ||
| Q1 25 | $2.6B | $3.6B | ||
| Q4 24 | $2.5B | $3.6B | ||
| Q3 24 | $2.6B | $3.7B | ||
| Q2 24 | $2.5B | $3.0B |
| Q1 26 | — | $30.6B | ||
| Q4 25 | — | $30.6B | ||
| Q3 25 | $8.7B | $25.5B | ||
| Q2 25 | $8.5B | $25.5B | ||
| Q1 25 | $9.5B | $25.0B | ||
| Q4 24 | $9.1B | $25.6B | ||
| Q3 24 | $8.1B | $25.5B | ||
| Q2 24 | $9.0B | $21.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.2M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $432.4M | ||
| Q3 25 | $31.2M | $157.1M | ||
| Q2 25 | $112.7M | $123.9M | ||
| Q1 25 | $49.6M | $47.3M | ||
| Q4 24 | $81.0M | $283.8M | ||
| Q3 24 | $91.8M | $108.3M | ||
| Q2 24 | $99.2M | $54.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.35× | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | 5.29× | 1.24× | ||
| Q1 25 | 3.33× | — | ||
| Q4 24 | 7.50× | 4.67× | ||
| Q3 24 | 45.90× | — | ||
| Q2 24 | — | 2.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
EBC
Segment breakdown not available.
