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Side-by-side financial comparison of Dayforce (DAY) and Essent Group Ltd. (ESNT). Click either name above to swap in a different company.
Dayforce is the larger business by last-quarter revenue ($481.6M vs $312.4M, roughly 1.5× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs -40.9%, a 90.5% gap on every dollar of revenue. On growth, Dayforce posted the faster year-over-year revenue change (9.5% vs -0.8%). Over the past eight quarters, Dayforce's revenue compounded faster (9.8% CAGR vs 2.3%).
Dayforce, Inc., formerly Ceridian, is an American human resources software and services company.
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
DAY vs ESNT — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $481.6M | $312.4M |
| Net Profit | $-196.8M | $155.0M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | 59.1% |
| Net Margin | -40.9% | 49.6% |
| Revenue YoY | 9.5% | -0.8% |
| Net Profit YoY | -9940.0% | -7.7% |
| EPS (diluted) | $-1.23 | $1.61 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $312.4M | ||
| Q3 25 | $481.6M | $311.8M | ||
| Q2 25 | $464.7M | $319.1M | ||
| Q1 25 | $481.8M | $317.6M | ||
| Q4 24 | $465.2M | $315.0M | ||
| Q3 24 | $440.0M | $316.6M | ||
| Q2 24 | $423.3M | $312.9M | ||
| Q1 24 | $431.5M | $298.4M |
| Q4 25 | — | $155.0M | ||
| Q3 25 | $-196.8M | $164.2M | ||
| Q2 25 | $21.3M | $195.3M | ||
| Q1 25 | $14.9M | $175.4M | ||
| Q4 24 | $10.8M | $167.9M | ||
| Q3 24 | $2.0M | $176.2M | ||
| Q2 24 | $-1.8M | $203.6M | ||
| Q1 24 | $7.1M | $181.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — | ||
| Q1 24 | 47.6% | — |
| Q4 25 | — | 59.1% | ||
| Q3 25 | 6.3% | 63.9% | ||
| Q2 25 | 9.1% | 72.4% | ||
| Q1 25 | 6.4% | 65.2% | ||
| Q4 24 | 6.1% | 61.9% | ||
| Q3 24 | 4.7% | 65.6% | ||
| Q2 24 | 3.3% | 76.4% | ||
| Q1 24 | 9.4% | 71.6% |
| Q4 25 | — | 49.6% | ||
| Q3 25 | -40.9% | 52.7% | ||
| Q2 25 | 4.6% | 61.2% | ||
| Q1 25 | 3.1% | 55.2% | ||
| Q4 24 | 2.3% | 53.3% | ||
| Q3 24 | 0.5% | 55.6% | ||
| Q2 24 | -0.4% | 65.1% | ||
| Q1 24 | 1.6% | 60.9% |
| Q4 25 | — | $1.61 | ||
| Q3 25 | $-1.23 | $1.67 | ||
| Q2 25 | $0.13 | $1.93 | ||
| Q1 25 | $0.09 | $1.69 | ||
| Q4 24 | $0.07 | $1.59 | ||
| Q3 24 | $0.01 | $1.65 | ||
| Q2 24 | $-0.01 | $1.91 | ||
| Q1 24 | $0.04 | $1.70 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $627.6M | — |
| Total DebtLower is stronger | $631.1M | — |
| Stockholders' EquityBook value | $2.7B | $5.8B |
| Total Assets | $8.7B | $7.4B |
| Debt / EquityLower = less leverage | 0.23× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $627.6M | — | ||
| Q2 25 | $625.2M | — | ||
| Q1 25 | $557.3M | — | ||
| Q4 24 | $579.7M | — | ||
| Q3 24 | $494.1M | — | ||
| Q2 24 | $465.4M | — | ||
| Q1 24 | $392.5M | — |
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
| Q4 25 | — | $5.8B | ||
| Q3 25 | $2.7B | $5.7B | ||
| Q2 25 | $2.7B | $5.7B | ||
| Q1 25 | $2.6B | $5.7B | ||
| Q4 24 | $2.5B | $5.6B | ||
| Q3 24 | $2.6B | $5.6B | ||
| Q2 24 | $2.5B | $5.4B | ||
| Q1 24 | $2.4B | $5.2B |
| Q4 25 | — | $7.4B | ||
| Q3 25 | $8.7B | $7.4B | ||
| Q2 25 | $8.5B | $7.2B | ||
| Q1 25 | $9.5B | $7.2B | ||
| Q4 24 | $9.1B | $7.1B | ||
| Q3 24 | $8.1B | $7.1B | ||
| Q2 24 | $9.0B | $6.7B | ||
| Q1 24 | $10.8B | $6.6B |
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — | ||
| Q1 24 | 0.50× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.2M | $856.1M |
| Free Cash FlowOCF − Capex | — | $848.7M |
| FCF MarginFCF / Revenue | — | 271.7% |
| Capex IntensityCapex / Revenue | — | 2.4% |
| Cash ConversionOCF / Net Profit | — | 5.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.5B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $856.1M | ||
| Q3 25 | $31.2M | $215.9M | ||
| Q2 25 | $112.7M | $189.5M | ||
| Q1 25 | $49.6M | $221.6M | ||
| Q4 24 | $81.0M | $861.5M | ||
| Q3 24 | $91.8M | $229.2M | ||
| Q2 24 | $99.2M | $188.7M | ||
| Q1 24 | $9.1M | $216.9M |
| Q4 25 | — | $848.7M | ||
| Q3 25 | — | $210.6M | ||
| Q2 25 | — | $188.8M | ||
| Q1 25 | — | $221.3M | ||
| Q4 24 | — | $854.8M | ||
| Q3 24 | — | $228.7M | ||
| Q2 24 | — | $187.6M | ||
| Q1 24 | — | $212.5M |
| Q4 25 | — | 271.7% | ||
| Q3 25 | — | 67.5% | ||
| Q2 25 | — | 59.2% | ||
| Q1 25 | — | 69.7% | ||
| Q4 24 | — | 271.3% | ||
| Q3 24 | — | 72.2% | ||
| Q2 24 | — | 60.0% | ||
| Q1 24 | — | 71.2% |
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 1.7% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 1.5% |
| Q4 25 | — | 5.52× | ||
| Q3 25 | — | 1.31× | ||
| Q2 25 | 5.29× | 0.97× | ||
| Q1 25 | 3.33× | 1.26× | ||
| Q4 24 | 7.50× | 5.13× | ||
| Q3 24 | 45.90× | 1.30× | ||
| Q2 24 | — | 0.93× | ||
| Q1 24 | 1.28× | 1.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
