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Side-by-side financial comparison of Dayforce (DAY) and LendingClub Corp (LC). Click either name above to swap in a different company.
Dayforce is the larger business by last-quarter revenue ($481.6M vs $252.3M, roughly 1.9× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs -40.9%, a 61.3% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 9.5%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 9.8%).
Dayforce, Inc., formerly Ceridian, is an American human resources software and services company.
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
DAY vs LC — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $481.6M | $252.3M |
| Net Profit | $-196.8M | $51.6M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | — |
| Net Margin | -40.9% | 20.5% |
| Revenue YoY | 9.5% | 15.9% |
| Net Profit YoY | -9940.0% | 341.0% |
| EPS (diluted) | $-1.23 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $252.3M | ||
| Q4 25 | — | $266.5M | ||
| Q3 25 | $481.6M | $266.2M | ||
| Q2 25 | $464.7M | $248.4M | ||
| Q1 25 | $481.8M | $217.7M | ||
| Q4 24 | $465.2M | $217.2M | ||
| Q3 24 | $440.0M | $201.9M | ||
| Q2 24 | $423.3M | $187.2M |
| Q1 26 | — | $51.6M | ||
| Q4 25 | — | — | ||
| Q3 25 | $-196.8M | $44.3M | ||
| Q2 25 | $21.3M | $38.2M | ||
| Q1 25 | $14.9M | $11.7M | ||
| Q4 24 | $10.8M | — | ||
| Q3 24 | $2.0M | $14.5M | ||
| Q2 24 | $-1.8M | $14.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | 6.3% | 21.5% | ||
| Q2 25 | 9.1% | 21.7% | ||
| Q1 25 | 6.4% | 7.2% | ||
| Q4 24 | 6.1% | 5.1% | ||
| Q3 24 | 4.7% | 8.9% | ||
| Q2 24 | 3.3% | 10.4% |
| Q1 26 | — | 20.5% | ||
| Q4 25 | — | — | ||
| Q3 25 | -40.9% | 16.6% | ||
| Q2 25 | 4.6% | 15.4% | ||
| Q1 25 | 3.1% | 5.4% | ||
| Q4 24 | 2.3% | — | ||
| Q3 24 | 0.5% | 7.2% | ||
| Q2 24 | -0.4% | 8.0% |
| Q1 26 | — | $0.44 | ||
| Q4 25 | — | $0.36 | ||
| Q3 25 | $-1.23 | $0.37 | ||
| Q2 25 | $0.13 | $0.33 | ||
| Q1 25 | $0.09 | $0.10 | ||
| Q4 24 | $0.07 | $0.08 | ||
| Q3 24 | $0.01 | $0.13 | ||
| Q2 24 | $-0.01 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $627.6M | — |
| Total DebtLower is stronger | $631.1M | — |
| Stockholders' EquityBook value | $2.7B | $1.5B |
| Total Assets | $8.7B | $11.9B |
| Debt / EquityLower = less leverage | 0.23× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $627.6M | — | ||
| Q2 25 | $625.2M | — | ||
| Q1 25 | $557.3M | — | ||
| Q4 24 | $579.7M | — | ||
| Q3 24 | $494.1M | — | ||
| Q2 24 | $465.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | $631.1M | $0 | ||
| Q2 25 | $631.8M | $0 | ||
| Q1 25 | $632.4M | $0 | ||
| Q4 24 | $1.2B | $0 | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — |
| Q1 26 | — | $1.5B | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | $2.7B | $1.5B | ||
| Q2 25 | $2.7B | $1.4B | ||
| Q1 25 | $2.6B | $1.4B | ||
| Q4 24 | $2.5B | $1.3B | ||
| Q3 24 | $2.6B | $1.3B | ||
| Q2 24 | $2.5B | $1.3B |
| Q1 26 | — | $11.9B | ||
| Q4 25 | — | $11.6B | ||
| Q3 25 | $8.7B | $11.1B | ||
| Q2 25 | $8.5B | $10.8B | ||
| Q1 25 | $9.5B | $10.5B | ||
| Q4 24 | $9.1B | $10.6B | ||
| Q3 24 | $8.1B | $11.0B | ||
| Q2 24 | $9.0B | $9.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | 0.23× | 0.00× | ||
| Q2 25 | 0.23× | 0.00× | ||
| Q1 25 | 0.24× | 0.00× | ||
| Q4 24 | 0.47× | 0.00× | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.2M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $-2.7B | ||
| Q3 25 | $31.2M | $-770.8M | ||
| Q2 25 | $112.7M | $-713.1M | ||
| Q1 25 | $49.6M | $-339.3M | ||
| Q4 24 | $81.0M | $-2.6B | ||
| Q3 24 | $91.8M | $-669.8M | ||
| Q2 24 | $99.2M | $-932.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-2.9B | ||
| Q3 25 | — | $-791.8M | ||
| Q2 25 | — | $-803.8M | ||
| Q1 25 | — | $-352.3M | ||
| Q4 24 | — | $-2.7B | ||
| Q3 24 | — | $-682.3M | ||
| Q2 24 | — | $-945.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | -1076.0% | ||
| Q3 25 | — | -297.4% | ||
| Q2 25 | — | -323.5% | ||
| Q1 25 | — | -161.8% | ||
| Q4 24 | — | -1237.8% | ||
| Q3 24 | — | -338.0% | ||
| Q2 24 | — | -504.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | 52.7% | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 36.5% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | 25.0% | ||
| Q3 24 | — | 6.2% | ||
| Q2 24 | — | 6.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -17.41× | ||
| Q2 25 | 5.29× | -18.68× | ||
| Q1 25 | 3.33× | -29.07× | ||
| Q4 24 | 7.50× | — | ||
| Q3 24 | 45.90× | -46.33× | ||
| Q2 24 | — | -62.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
LC
Segment breakdown not available.
