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Side-by-side financial comparison of Dayforce (DAY) and loanDepot, Inc. (LDI). Click either name above to swap in a different company.
Dayforce is the larger business by last-quarter revenue ($481.6M vs $310.3M, roughly 1.6× loanDepot, Inc.). loanDepot, Inc. runs the higher net margin — -7.2% vs -40.9%, a 33.6% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs 9.5%). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs 9.8%).
Dayforce, Inc., formerly Ceridian, is an American human resources software and services company.
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
DAY vs LDI — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $481.6M | $310.3M |
| Net Profit | $-196.8M | $-22.5M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | -10.3% |
| Net Margin | -40.9% | -7.2% |
| Revenue YoY | 9.5% | 20.5% |
| Net Profit YoY | -9940.0% | 32.4% |
| EPS (diluted) | $-1.23 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $310.3M | ||
| Q3 25 | $481.6M | $323.3M | ||
| Q2 25 | $464.7M | $282.5M | ||
| Q1 25 | $481.8M | $273.6M | ||
| Q4 24 | $465.2M | $257.5M | ||
| Q3 24 | $440.0M | $314.6M | ||
| Q2 24 | $423.3M | $265.4M | ||
| Q1 24 | $431.5M | $222.8M |
| Q4 25 | — | $-22.5M | ||
| Q3 25 | $-196.8M | $-4.9M | ||
| Q2 25 | $21.3M | $-13.4M | ||
| Q1 25 | $14.9M | $-21.9M | ||
| Q4 24 | $10.8M | $-33.2M | ||
| Q3 24 | $2.0M | $1.4M | ||
| Q2 24 | $-1.8M | $-32.2M | ||
| Q1 24 | $7.1M | $-34.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — | ||
| Q1 24 | 47.6% | — |
| Q4 25 | — | -10.3% | ||
| Q3 25 | 6.3% | -3.2% | ||
| Q2 25 | 9.1% | -11.4% | ||
| Q1 25 | 6.4% | -16.8% | ||
| Q4 24 | 6.1% | -32.7% | ||
| Q3 24 | 4.7% | 1.1% | ||
| Q2 24 | 3.3% | -29.1% | ||
| Q1 24 | 9.4% | -38.2% |
| Q4 25 | — | -7.2% | ||
| Q3 25 | -40.9% | -1.5% | ||
| Q2 25 | 4.6% | -4.7% | ||
| Q1 25 | 3.1% | -8.0% | ||
| Q4 24 | 2.3% | -12.9% | ||
| Q3 24 | 0.5% | 0.4% | ||
| Q2 24 | -0.4% | -12.1% | ||
| Q1 24 | 1.6% | -15.4% |
| Q4 25 | — | — | ||
| Q3 25 | $-1.23 | — | ||
| Q2 25 | $0.13 | — | ||
| Q1 25 | $0.09 | — | ||
| Q4 24 | $0.07 | — | ||
| Q3 24 | $0.01 | $0.01 | ||
| Q2 24 | $-0.01 | $-0.18 | ||
| Q1 24 | $0.04 | $-0.19 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $627.6M | $337.2M |
| Total DebtLower is stronger | $631.1M | $2.1B |
| Stockholders' EquityBook value | $2.7B | $386.0M |
| Total Assets | $8.7B | $6.9B |
| Debt / EquityLower = less leverage | 0.23× | 5.44× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $337.2M | ||
| Q3 25 | $627.6M | $459.2M | ||
| Q2 25 | $625.2M | $408.6M | ||
| Q1 25 | $557.3M | $371.5M | ||
| Q4 24 | $579.7M | $421.6M | ||
| Q3 24 | $494.1M | $483.0M | ||
| Q2 24 | $465.4M | $533.2M | ||
| Q1 24 | $392.5M | $603.7M |
| Q4 25 | — | $2.1B | ||
| Q3 25 | $631.1M | $2.1B | ||
| Q2 25 | $631.8M | $2.1B | ||
| Q1 25 | $632.4M | $2.0B | ||
| Q4 24 | $1.2B | $2.0B | ||
| Q3 24 | $1.2B | $2.0B | ||
| Q2 24 | $1.2B | $2.0B | ||
| Q1 24 | $1.2B | $2.3B |
| Q4 25 | — | $386.0M | ||
| Q3 25 | $2.7B | $433.3M | ||
| Q2 25 | $2.7B | $439.1M | ||
| Q1 25 | $2.6B | $469.3M | ||
| Q4 24 | $2.5B | $506.6M | ||
| Q3 24 | $2.6B | $592.0M | ||
| Q2 24 | $2.5B | $578.9M | ||
| Q1 24 | $2.4B | $637.3M |
| Q4 25 | — | $6.9B | ||
| Q3 25 | $8.7B | $6.2B | ||
| Q2 25 | $8.5B | $6.2B | ||
| Q1 25 | $9.5B | $6.4B | ||
| Q4 24 | $9.1B | $6.3B | ||
| Q3 24 | $8.1B | $6.4B | ||
| Q2 24 | $9.0B | $5.9B | ||
| Q1 24 | $10.8B | $6.2B |
| Q4 25 | — | 5.44× | ||
| Q3 25 | 0.23× | 4.83× | ||
| Q2 25 | 0.23× | 4.70× | ||
| Q1 25 | 0.24× | 4.30× | ||
| Q4 24 | 0.47× | 4.00× | ||
| Q3 24 | 0.47× | 3.31× | ||
| Q2 24 | 0.49× | 3.41× | ||
| Q1 24 | 0.50× | 3.63× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.2M | $-638.7M |
| Free Cash FlowOCF − Capex | — | $-648.0M |
| FCF MarginFCF / Revenue | — | -208.9% |
| Capex IntensityCapex / Revenue | — | 3.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-734.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-638.7M | ||
| Q3 25 | $31.2M | $43.4M | ||
| Q2 25 | $112.7M | $67.6M | ||
| Q1 25 | $49.6M | $-179.9M | ||
| Q4 24 | $81.0M | $47.7M | ||
| Q3 24 | $91.8M | $-349.2M | ||
| Q2 24 | $99.2M | $-278.3M | ||
| Q1 24 | $9.1M | $-278.5M |
| Q4 25 | — | $-648.0M | ||
| Q3 25 | — | $38.7M | ||
| Q2 25 | — | $61.4M | ||
| Q1 25 | — | $-186.7M | ||
| Q4 24 | — | $40.8M | ||
| Q3 24 | — | $-356.4M | ||
| Q2 24 | — | $-285.7M | ||
| Q1 24 | — | $-283.3M |
| Q4 25 | — | -208.9% | ||
| Q3 25 | — | 12.0% | ||
| Q2 25 | — | 21.7% | ||
| Q1 25 | — | -68.2% | ||
| Q4 24 | — | 15.8% | ||
| Q3 24 | — | -113.3% | ||
| Q2 24 | — | -107.7% | ||
| Q1 24 | — | -127.2% |
| Q4 25 | — | 3.0% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 2.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 5.29× | — | ||
| Q1 25 | 3.33× | — | ||
| Q4 24 | 7.50× | — | ||
| Q3 24 | 45.90× | -255.05× | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.28× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
LDI
Segment breakdown not available.
