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Side-by-side financial comparison of Dayforce (DAY) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $481.6M, roughly 1.8× Dayforce). Primerica, Inc. runs the higher net margin — 23.1% vs -40.9%, a 63.9% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 9.5%). Over the past eight quarters, Dayforce's revenue compounded faster (9.8% CAGR vs 7.2%).
Dayforce, Inc., formerly Ceridian, is an American human resources software and services company.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
DAY vs PRI — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $481.6M | $853.7M |
| Net Profit | $-196.8M | $197.0M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | 28.9% |
| Net Margin | -40.9% | 23.1% |
| Revenue YoY | 9.5% | 11.0% |
| Net Profit YoY | -9940.0% | 17.9% |
| EPS (diluted) | $-1.23 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $853.7M | ||
| Q3 25 | $481.6M | $839.9M | ||
| Q2 25 | $464.7M | $793.3M | ||
| Q1 25 | $481.8M | $804.8M | ||
| Q4 24 | $465.2M | $768.8M | ||
| Q3 24 | $440.0M | $774.1M | ||
| Q2 24 | $423.3M | $803.4M | ||
| Q1 24 | $431.5M | $742.8M |
| Q4 25 | — | $197.0M | ||
| Q3 25 | $-196.8M | $206.8M | ||
| Q2 25 | $21.3M | $178.3M | ||
| Q1 25 | $14.9M | $169.1M | ||
| Q4 24 | $10.8M | $167.1M | ||
| Q3 24 | $2.0M | $164.4M | ||
| Q2 24 | $-1.8M | $1.2M | ||
| Q1 24 | $7.1M | $137.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | 98.0% | ||
| Q1 24 | 47.6% | 98.2% |
| Q4 25 | — | 28.9% | ||
| Q3 25 | 6.3% | 32.3% | ||
| Q2 25 | 9.1% | 29.6% | ||
| Q1 25 | 6.4% | 27.5% | ||
| Q4 24 | 6.1% | 64.7% | ||
| Q3 24 | 4.7% | 32.9% | ||
| Q2 24 | 3.3% | 1.0% | ||
| Q1 24 | 9.4% | 24.1% |
| Q4 25 | — | 23.1% | ||
| Q3 25 | -40.9% | 24.6% | ||
| Q2 25 | 4.6% | 22.5% | ||
| Q1 25 | 3.1% | 21.0% | ||
| Q4 24 | 2.3% | 21.7% | ||
| Q3 24 | 0.5% | 21.2% | ||
| Q2 24 | -0.4% | 0.1% | ||
| Q1 24 | 1.6% | 18.6% |
| Q4 25 | — | $6.11 | ||
| Q3 25 | $-1.23 | $6.35 | ||
| Q2 25 | $0.13 | $5.40 | ||
| Q1 25 | $0.09 | $5.05 | ||
| Q4 24 | $0.07 | $4.92 | ||
| Q3 24 | $0.01 | $4.83 | ||
| Q2 24 | $-0.01 | $0.03 | ||
| Q1 24 | $0.04 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $627.6M | $756.2M |
| Total DebtLower is stronger | $631.1M | — |
| Stockholders' EquityBook value | $2.7B | $2.4B |
| Total Assets | $8.7B | $15.0B |
| Debt / EquityLower = less leverage | 0.23× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $756.2M | ||
| Q3 25 | $627.6M | $644.9M | ||
| Q2 25 | $625.2M | $621.2M | ||
| Q1 25 | $557.3M | $625.1M | ||
| Q4 24 | $579.7M | $687.8M | ||
| Q3 24 | $494.1M | $550.1M | ||
| Q2 24 | $465.4M | $627.3M | ||
| Q1 24 | $392.5M | $593.4M |
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
| Q4 25 | — | $2.4B | ||
| Q3 25 | $2.7B | $2.3B | ||
| Q2 25 | $2.7B | $2.3B | ||
| Q1 25 | $2.6B | $2.3B | ||
| Q4 24 | $2.5B | $2.3B | ||
| Q3 24 | $2.6B | $1.9B | ||
| Q2 24 | $2.5B | $2.1B | ||
| Q1 24 | $2.4B | $2.2B |
| Q4 25 | — | $15.0B | ||
| Q3 25 | $8.7B | $14.8B | ||
| Q2 25 | $8.5B | $14.8B | ||
| Q1 25 | $9.5B | $14.6B | ||
| Q4 24 | $9.1B | $14.6B | ||
| Q3 24 | $8.1B | $14.8B | ||
| Q2 24 | $9.0B | $14.6B | ||
| Q1 24 | $10.8B | $14.9B |
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — | ||
| Q1 24 | 0.50× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.2M | $338.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $338.2M | ||
| Q3 25 | $31.2M | $202.9M | ||
| Q2 25 | $112.7M | $162.6M | ||
| Q1 25 | $49.6M | $197.5M | ||
| Q4 24 | $81.0M | $270.6M | ||
| Q3 24 | $91.8M | $207.3M | ||
| Q2 24 | $99.2M | $173.3M | ||
| Q1 24 | $9.1M | $210.9M |
| Q4 25 | — | 1.72× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | 5.29× | 0.91× | ||
| Q1 25 | 3.33× | 1.17× | ||
| Q4 24 | 7.50× | 1.62× | ||
| Q3 24 | 45.90× | 1.26× | ||
| Q2 24 | — | 147.98× | ||
| Q1 24 | 1.28× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
