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Side-by-side financial comparison of Dayforce (DAY) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.
VALLEY NATIONAL BANCORP is the larger business by last-quarter revenue ($540.4M vs $481.6M, roughly 1.1× Dayforce). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs -40.9%, a 71.2% gap on every dollar of revenue. On growth, VALLEY NATIONAL BANCORP posted the faster year-over-year revenue change (13.0% vs 9.5%). Over the past eight quarters, VALLEY NATIONAL BANCORP's revenue compounded faster (16.0% CAGR vs 9.8%).
Dayforce, Inc., formerly Ceridian, is an American human resources software and services company.
VALLEY NATIONAL BANCORPVLYEarnings & Financial Report
North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.
DAY vs VLY — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $481.6M | $540.4M |
| Net Profit | $-196.8M | $163.9M |
| Gross Margin | — | — |
| Operating Margin | 6.3% | — |
| Net Margin | -40.9% | 30.3% |
| Revenue YoY | 9.5% | 13.0% |
| Net Profit YoY | -9940.0% | 54.6% |
| EPS (diluted) | $-1.23 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $540.4M | ||
| Q4 25 | — | $464.9M | ||
| Q3 25 | $481.6M | $446.2M | ||
| Q2 25 | $464.7M | $432.4M | ||
| Q1 25 | $481.8M | $420.1M | ||
| Q4 24 | $465.2M | $423.0M | ||
| Q3 24 | $440.0M | $410.5M | ||
| Q2 24 | $423.3M | $401.7M |
| Q1 26 | — | $163.9M | ||
| Q4 25 | — | $195.4M | ||
| Q3 25 | $-196.8M | $163.4M | ||
| Q2 25 | $21.3M | $133.2M | ||
| Q1 25 | $14.9M | $106.1M | ||
| Q4 24 | $10.8M | $115.7M | ||
| Q3 24 | $2.0M | $97.9M | ||
| Q2 24 | $-1.8M | $70.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 47.0% | — | ||
| Q3 24 | 45.8% | — | ||
| Q2 24 | 44.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 47.7% | ||
| Q3 25 | 6.3% | 47.1% | ||
| Q2 25 | 9.1% | 40.0% | ||
| Q1 25 | 6.4% | 33.1% | ||
| Q4 24 | 6.1% | 21.1% | ||
| Q3 24 | 4.7% | 30.9% | ||
| Q2 24 | 3.3% | 23.2% |
| Q1 26 | — | 30.3% | ||
| Q4 25 | — | 42.0% | ||
| Q3 25 | -40.9% | 36.6% | ||
| Q2 25 | 4.6% | 30.8% | ||
| Q1 25 | 3.1% | 25.2% | ||
| Q4 24 | 2.3% | 27.4% | ||
| Q3 24 | 0.5% | 23.8% | ||
| Q2 24 | -0.4% | 17.5% |
| Q1 26 | — | $0.29 | ||
| Q4 25 | — | $0.33 | ||
| Q3 25 | $-1.23 | $0.28 | ||
| Q2 25 | $0.13 | $0.22 | ||
| Q1 25 | $0.09 | $0.18 | ||
| Q4 24 | $0.07 | $0.20 | ||
| Q3 24 | $0.01 | $0.18 | ||
| Q2 24 | $-0.01 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $627.6M | — |
| Total DebtLower is stronger | $631.1M | $2.6B |
| Stockholders' EquityBook value | $2.7B | $7.9B |
| Total Assets | $8.7B | $64.5B |
| Debt / EquityLower = less leverage | 0.23× | 0.33× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $627.6M | — | ||
| Q2 25 | $625.2M | — | ||
| Q1 25 | $557.3M | — | ||
| Q4 24 | $579.7M | — | ||
| Q3 24 | $494.1M | — | ||
| Q2 24 | $465.4M | — |
| Q1 26 | — | $2.6B | ||
| Q4 25 | — | — | ||
| Q3 25 | $631.1M | — | ||
| Q2 25 | $631.8M | — | ||
| Q1 25 | $632.4M | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — |
| Q1 26 | — | $7.9B | ||
| Q4 25 | — | $7.8B | ||
| Q3 25 | $2.7B | $7.7B | ||
| Q2 25 | $2.7B | $7.6B | ||
| Q1 25 | $2.6B | $7.5B | ||
| Q4 24 | $2.5B | $7.4B | ||
| Q3 24 | $2.6B | $7.0B | ||
| Q2 24 | $2.5B | $6.7B |
| Q1 26 | — | $64.5B | ||
| Q4 25 | — | $64.1B | ||
| Q3 25 | $8.7B | $63.0B | ||
| Q2 25 | $8.5B | $62.7B | ||
| Q1 25 | $9.5B | $61.9B | ||
| Q4 24 | $9.1B | $62.5B | ||
| Q3 24 | $8.1B | $62.1B | ||
| Q2 24 | $9.0B | $62.1B |
| Q1 26 | — | 0.33× | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.49× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.2M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $196.6M | ||
| Q3 25 | $31.2M | $5.2M | ||
| Q2 25 | $112.7M | $159.2M | ||
| Q1 25 | $49.6M | $-17.1M | ||
| Q4 24 | $81.0M | $392.2M | ||
| Q3 24 | $91.8M | $-157.2M | ||
| Q2 24 | $99.2M | $214.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $187.5M | ||
| Q3 25 | — | $2.3M | ||
| Q2 25 | — | $156.0M | ||
| Q1 25 | — | $-20.2M | ||
| Q4 24 | — | $385.8M | ||
| Q3 24 | — | $-160.5M | ||
| Q2 24 | — | $211.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 40.3% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 36.1% | ||
| Q1 25 | — | -4.8% | ||
| Q4 24 | — | 91.2% | ||
| Q3 24 | — | -39.1% | ||
| Q2 24 | — | 52.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 0.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | 5.29× | 1.20× | ||
| Q1 25 | 3.33× | -0.16× | ||
| Q4 24 | 7.50× | 3.39× | ||
| Q3 24 | 45.90× | -1.61× | ||
| Q2 24 | — | 3.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DAY
| Dayforce Recurring | $333.0M | 69% |
| Cloud And Bureau Professional Services And Other | $78.5M | 16% |
| Float | $42.2M | 9% |
| Powerpay Recurring | $19.7M | 4% |
| Other Recurring | $8.2M | 2% |
VLY
Segment breakdown not available.
