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Side-by-side financial comparison of Dime Community Bancshares, Inc. (DCOM) and Fathom Holdings Inc. (FTHM). Click either name above to swap in a different company.

Dime Community Bancshares, Inc. is the larger business by last-quarter revenue ($123.8M vs $90.6M, roughly 1.4× Fathom Holdings Inc.). On growth, Dime Community Bancshares, Inc. posted the faster year-over-year revenue change (3040.1% vs -1.2%). Over the past eight quarters, Dime Community Bancshares, Inc.'s revenue compounded faster (22.9% CAGR vs 13.4%).

The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...

Fathom Holdings Inc. is a US-based real estate technology and services enterprise. It provides end-to-end solutions for real estate agents, brokers, and consumers, including digital transaction management tools, mortgage services, title insurance, and residential property brokerage services, covering most regional markets across the United States.

DCOM vs FTHM — Head-to-Head

Bigger by revenue
DCOM
DCOM
1.4× larger
DCOM
$123.8M
$90.6M
FTHM
Growing faster (revenue YoY)
DCOM
DCOM
+3041.3% gap
DCOM
3040.1%
-1.2%
FTHM
Faster 2-yr revenue CAGR
DCOM
DCOM
Annualised
DCOM
22.9%
13.4%
FTHM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DCOM
DCOM
FTHM
FTHM
Revenue
$123.8M
$90.6M
Net Profit
$-6.7M
Gross Margin
Operating Margin
38.6%
-5.2%
Net Margin
-7.4%
Revenue YoY
3040.1%
-1.2%
Net Profit YoY
-7.7%
EPS (diluted)
$0.68
$-0.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DCOM
DCOM
FTHM
FTHM
Q4 25
$123.8M
$90.6M
Q3 25
$115.6M
$115.3M
Q2 25
$109.7M
$121.4M
Q1 25
$103.8M
$93.1M
Q4 24
$3.9M
$91.7M
Q3 24
$87.6M
$83.7M
Q2 24
$87.3M
$89.2M
Q1 24
$82.0M
$70.5M
Net Profit
DCOM
DCOM
FTHM
FTHM
Q4 25
$-6.7M
Q3 25
$27.7M
$-4.4M
Q2 25
$29.7M
$-3.6M
Q1 25
$21.5M
$-5.6M
Q4 24
$-6.2M
Q3 24
$13.3M
$-8.1M
Q2 24
$18.5M
$-1.3M
Q1 24
$17.7M
$-5.9M
Operating Margin
DCOM
DCOM
FTHM
FTHM
Q4 25
38.6%
-5.2%
Q3 25
34.7%
-3.5%
Q2 25
36.6%
-2.0%
Q1 25
27.6%
-4.8%
Q4 24
-433.6%
-7.0%
Q3 24
20.8%
-9.3%
Q2 24
29.8%
-4.1%
Q1 24
29.6%
-8.0%
Net Margin
DCOM
DCOM
FTHM
FTHM
Q4 25
-7.4%
Q3 25
23.9%
-3.8%
Q2 25
27.1%
-3.0%
Q1 25
20.7%
-6.1%
Q4 24
-6.8%
Q3 24
15.2%
-9.7%
Q2 24
21.2%
-1.5%
Q1 24
21.6%
-8.4%
EPS (diluted)
DCOM
DCOM
FTHM
FTHM
Q4 25
$0.68
$-0.20
Q3 25
$0.59
$-0.15
Q2 25
$0.64
$-0.13
Q1 25
$0.45
$-0.24
Q4 24
$-0.58
$-0.29
Q3 24
$0.29
$-0.40
Q2 24
$0.43
$-0.07
Q1 24
$0.41
$-0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DCOM
DCOM
FTHM
FTHM
Cash + ST InvestmentsLiquidity on hand
$5.8M
Total DebtLower is stronger
$5.6M
Stockholders' EquityBook value
$1.5B
$37.4M
Total Assets
$15.3B
$78.0M
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DCOM
DCOM
FTHM
FTHM
Q4 25
$5.8M
Q3 25
$9.8M
Q2 25
$4.9M
Q1 25
$8.0M
Q4 24
$7.1M
Q3 24
$13.1M
Q2 24
$10.4M
Q1 24
$5.7M
Total Debt
DCOM
DCOM
FTHM
FTHM
Q4 25
$5.6M
Q3 25
$5.1M
Q2 25
$5.1M
Q1 25
$5.1M
Q4 24
$9.5M
Q3 24
$8.8M
Q2 24
$3.6M
Q1 24
$3.7M
Stockholders' Equity
DCOM
DCOM
FTHM
FTHM
Q4 25
$1.5B
$37.4M
Q3 25
$1.5B
$43.4M
Q2 25
$1.4B
$40.7M
Q1 25
$1.4B
$43.4M
Q4 24
$1.4B
$44.7M
Q3 24
$1.3B
$47.1M
Q2 24
$1.3B
$53.1M
Q1 24
$1.2B
$51.9M
Total Assets
DCOM
DCOM
FTHM
FTHM
Q4 25
$15.3B
$78.0M
Q3 25
$14.5B
$83.2M
Q2 25
$14.2B
$80.4M
Q1 25
$14.1B
$81.0M
Q4 24
$14.4B
$75.4M
Q3 24
$13.7B
$80.9M
Q2 24
$13.5B
$80.2M
Q1 24
$13.5B
$78.2M
Debt / Equity
DCOM
DCOM
FTHM
FTHM
Q4 25
0.15×
Q3 25
0.12×
Q2 25
0.12×
Q1 25
0.12×
Q4 24
0.21×
Q3 24
0.19×
Q2 24
0.07×
Q1 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DCOM
DCOM
FTHM
FTHM
Operating Cash FlowLast quarter
$186.6M
$-20.5M
Free Cash FlowOCF − Capex
$-20.7M
FCF MarginFCF / Revenue
-22.8%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-29.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DCOM
DCOM
FTHM
FTHM
Q4 25
$186.6M
$-20.5M
Q3 25
$52.1M
$3.0M
Q2 25
$23.1M
$-5.9M
Q1 25
$65.4M
$-5.7M
Q4 24
$99.1M
$-4.7M
Q3 24
$-33.3M
$-330.0K
Q2 24
$12.6M
$-3.1M
Q1 24
$30.7M
$-947.0K
Free Cash Flow
DCOM
DCOM
FTHM
FTHM
Q4 25
$-20.7M
Q3 25
$51.2M
$3.0M
Q2 25
$20.4M
$-6.0M
Q1 25
$-5.8M
Q4 24
$-4.7M
Q3 24
$-34.1M
$-364.0K
Q2 24
$9.2M
$-3.1M
Q1 24
$-948.0K
FCF Margin
DCOM
DCOM
FTHM
FTHM
Q4 25
-22.8%
Q3 25
44.3%
2.6%
Q2 25
18.6%
-4.9%
Q1 25
-6.2%
Q4 24
-5.2%
Q3 24
-38.9%
-0.4%
Q2 24
10.5%
-3.5%
Q1 24
-1.3%
Capex Intensity
DCOM
DCOM
FTHM
FTHM
Q4 25
0.1%
Q3 25
0.7%
0.0%
Q2 25
2.4%
0.0%
Q1 25
0.0%
Q4 24
0.1%
Q3 24
0.9%
0.0%
Q2 24
3.9%
0.0%
Q1 24
0.0%
Cash Conversion
DCOM
DCOM
FTHM
FTHM
Q4 25
Q3 25
1.88×
Q2 25
0.78×
Q1 25
3.05×
Q4 24
Q3 24
-2.50×
Q2 24
0.68×
Q1 24
1.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DCOM
DCOM

Segment breakdown not available.

FTHM
FTHM

Real Estate Brokerage$84.9M94%
Mortgage Segment$3.4M4%
Other$2.3M3%

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