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Side-by-side financial comparison of Dime Community Bancshares, Inc. (DCOM) and LINCOLN EDUCATIONAL SERVICES CORP (LINC). Click either name above to swap in a different company.

LINCOLN EDUCATIONAL SERVICES CORP is the larger business by last-quarter revenue ($142.9M vs $123.8M, roughly 1.2× Dime Community Bancshares, Inc.). On growth, Dime Community Bancshares, Inc. posted the faster year-over-year revenue change (3040.1% vs 19.7%). Over the past eight quarters, Dime Community Bancshares, Inc.'s revenue compounded faster (22.9% CAGR vs 17.6%).

The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...

Lincoln Tech is an American group of for-profit postsecondary vocational institutions headquartered in Parsippany, New Jersey with campuses in Colorado, Connecticut, Georgia, Illinois, Indiana, Maryland, New Jersey, New York, Pennsylvania, Rhode Island, Tennessee, and Texas. Each campus is owned and operated by Lincoln Educational Services Corporation, a provider of career-oriented post-secondary education.

DCOM vs LINC — Head-to-Head

Bigger by revenue
LINC
LINC
1.2× larger
LINC
$142.9M
$123.8M
DCOM
Growing faster (revenue YoY)
DCOM
DCOM
+3020.4% gap
DCOM
3040.1%
19.7%
LINC
Faster 2-yr revenue CAGR
DCOM
DCOM
Annualised
DCOM
22.9%
17.6%
LINC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DCOM
DCOM
LINC
LINC
Revenue
$123.8M
$142.9M
Net Profit
$12.7M
Gross Margin
62.3%
Operating Margin
38.6%
12.4%
Net Margin
8.9%
Revenue YoY
3040.1%
19.7%
Net Profit YoY
85.9%
EPS (diluted)
$0.68
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DCOM
DCOM
LINC
LINC
Q4 25
$123.8M
$142.9M
Q3 25
$115.6M
$141.4M
Q2 25
$109.7M
$116.5M
Q1 25
$103.8M
$117.5M
Q4 24
$3.9M
$119.4M
Q3 24
$87.6M
$114.4M
Q2 24
$87.3M
$102.9M
Q1 24
$82.0M
$103.4M
Net Profit
DCOM
DCOM
LINC
LINC
Q4 25
$12.7M
Q3 25
$27.7M
$3.8M
Q2 25
$29.7M
$1.6M
Q1 25
$21.5M
$1.9M
Q4 24
$6.8M
Q3 24
$13.3M
$4.0M
Q2 24
$18.5M
$-682.0K
Q1 24
$17.7M
$-214.0K
Gross Margin
DCOM
DCOM
LINC
LINC
Q4 25
62.3%
Q3 25
59.5%
Q2 25
59.8%
Q1 25
59.7%
Q4 24
62.2%
Q3 24
58.0%
Q2 24
55.7%
Q1 24
58.4%
Operating Margin
DCOM
DCOM
LINC
LINC
Q4 25
38.6%
12.4%
Q3 25
34.7%
4.4%
Q2 25
36.6%
2.5%
Q1 25
27.6%
2.9%
Q4 24
-433.6%
9.2%
Q3 24
20.8%
5.1%
Q2 24
29.8%
-1.1%
Q1 24
29.6%
-0.4%
Net Margin
DCOM
DCOM
LINC
LINC
Q4 25
8.9%
Q3 25
23.9%
2.7%
Q2 25
27.1%
1.3%
Q1 25
20.7%
1.7%
Q4 24
5.7%
Q3 24
15.2%
3.5%
Q2 24
21.2%
-0.7%
Q1 24
21.6%
-0.2%
EPS (diluted)
DCOM
DCOM
LINC
LINC
Q4 25
$0.68
$0.41
Q3 25
$0.59
$0.12
Q2 25
$0.64
$0.05
Q1 25
$0.45
$0.06
Q4 24
$-0.58
$0.22
Q3 24
$0.29
$0.13
Q2 24
$0.43
$-0.02
Q1 24
$0.41
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DCOM
DCOM
LINC
LINC
Cash + ST InvestmentsLiquidity on hand
$28.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.5B
$199.7M
Total Assets
$15.3B
$493.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DCOM
DCOM
LINC
LINC
Q4 25
$28.5M
Q3 25
$13.5M
Q2 25
$16.7M
Q1 25
$28.7M
Q4 24
$59.3M
Q3 24
$54.0M
Q2 24
$67.0M
Q1 24
$68.6M
Stockholders' Equity
DCOM
DCOM
LINC
LINC
Q4 25
$1.5B
$199.7M
Q3 25
$1.5B
$185.9M
Q2 25
$1.4B
$180.7M
Q1 25
$1.4B
$177.8M
Q4 24
$1.4B
$178.3M
Q3 24
$1.3B
$170.0M
Q2 24
$1.3B
$164.9M
Q1 24
$1.2B
$164.5M
Total Assets
DCOM
DCOM
LINC
LINC
Q4 25
$15.3B
$493.2M
Q3 25
$14.5B
$466.9M
Q2 25
$14.2B
$447.3M
Q1 25
$14.1B
$427.4M
Q4 24
$14.4B
$436.6M
Q3 24
$13.7B
$404.0M
Q2 24
$13.5B
$366.4M
Q1 24
$13.5B
$355.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DCOM
DCOM
LINC
LINC
Operating Cash FlowLast quarter
$186.6M
$43.5M
Free Cash FlowOCF − Capex
$25.0M
FCF MarginFCF / Revenue
17.5%
Capex IntensityCapex / Revenue
13.0%
Cash ConversionOCF / Net Profit
3.43×
TTM Free Cash FlowTrailing 4 quarters
$-27.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DCOM
DCOM
LINC
LINC
Q4 25
$186.6M
$43.5M
Q3 25
$52.1M
$23.9M
Q2 25
$23.1M
$299.0K
Q1 25
$65.4M
$-8.4M
Q4 24
$99.1M
$30.3M
Q3 24
$-33.3M
$5.6M
Q2 24
$12.6M
$8.3M
Q1 24
$30.7M
$-14.9M
Free Cash Flow
DCOM
DCOM
LINC
LINC
Q4 25
$25.0M
Q3 25
$51.2M
$2.0M
Q2 25
$20.4M
$-26.1M
Q1 25
$-28.3M
Q4 24
$5.5M
Q3 24
$-34.1M
$-13.8M
Q2 24
$9.2M
$-2.7M
Q1 24
$-16.6M
FCF Margin
DCOM
DCOM
LINC
LINC
Q4 25
17.5%
Q3 25
44.3%
1.4%
Q2 25
18.6%
-22.4%
Q1 25
-24.1%
Q4 24
4.6%
Q3 24
-38.9%
-12.0%
Q2 24
10.5%
-2.6%
Q1 24
-16.1%
Capex Intensity
DCOM
DCOM
LINC
LINC
Q4 25
13.0%
Q3 25
0.7%
15.5%
Q2 25
2.4%
22.7%
Q1 25
16.9%
Q4 24
20.8%
Q3 24
0.9%
16.9%
Q2 24
3.9%
10.7%
Q1 24
1.6%
Cash Conversion
DCOM
DCOM
LINC
LINC
Q4 25
3.43×
Q3 25
1.88×
6.29×
Q2 25
0.78×
0.19×
Q1 25
3.05×
-4.31×
Q4 24
4.43×
Q3 24
-2.50×
1.42×
Q2 24
0.68×
Q1 24
1.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DCOM
DCOM

Segment breakdown not available.

LINC
LINC

Transferred Over Time$136.0M95%
Transferred At Point In Time$6.9M5%

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