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Side-by-side financial comparison of Dime Community Bancshares, Inc. (DCOM) and UNITED STATES LIME & MINERALS INC (USLM). Click either name above to swap in a different company.

Dime Community Bancshares, Inc. is the larger business by last-quarter revenue ($123.8M vs $87.9M, roughly 1.4× UNITED STATES LIME & MINERALS INC). On growth, Dime Community Bancshares, Inc. posted the faster year-over-year revenue change (3040.1% vs 9.8%). Over the past eight quarters, Dime Community Bancshares, Inc.'s revenue compounded faster (22.9% CAGR vs 10.8%).

The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...

United States Lime & Minerals Inc is a leading US-based natural resources enterprise that produces high-calcium lime, dolomitic lime, limestone and related mineral products. Its core client segments cover infrastructure construction, steel manufacturing, agricultural soil amendment, environmental emission control and industrial processing, serving customers across North America.

DCOM vs USLM — Head-to-Head

Bigger by revenue
DCOM
DCOM
1.4× larger
DCOM
$123.8M
$87.9M
USLM
Growing faster (revenue YoY)
DCOM
DCOM
+3030.3% gap
DCOM
3040.1%
9.8%
USLM
Faster 2-yr revenue CAGR
DCOM
DCOM
Annualised
DCOM
22.9%
10.8%
USLM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DCOM
DCOM
USLM
USLM
Revenue
$123.8M
$87.9M
Net Profit
$30.5M
Gross Margin
48.0%
Operating Margin
38.6%
41.0%
Net Margin
34.7%
Revenue YoY
3040.1%
9.8%
Net Profit YoY
13.2%
EPS (diluted)
$0.68
$1.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DCOM
DCOM
USLM
USLM
Q4 25
$123.8M
$87.9M
Q3 25
$115.6M
$102.0M
Q2 25
$109.7M
$91.5M
Q1 25
$103.8M
$91.3M
Q4 24
$3.9M
$80.1M
Q3 24
$87.6M
$89.4M
Q2 24
$87.3M
$76.5M
Q1 24
$82.0M
$71.7M
Net Profit
DCOM
DCOM
USLM
USLM
Q4 25
$30.5M
Q3 25
$27.7M
$38.8M
Q2 25
$29.7M
$30.8M
Q1 25
$21.5M
$34.1M
Q4 24
$27.0M
Q3 24
$13.3M
$33.4M
Q2 24
$18.5M
$26.1M
Q1 24
$17.7M
$22.4M
Gross Margin
DCOM
DCOM
USLM
USLM
Q4 25
48.0%
Q3 25
51.2%
Q2 25
45.8%
Q1 25
50.6%
Q4 24
44.3%
Q3 24
48.2%
Q2 24
45.5%
Q1 24
42.7%
Operating Margin
DCOM
DCOM
USLM
USLM
Q4 25
38.6%
41.0%
Q3 25
34.7%
45.3%
Q2 25
36.6%
39.0%
Q1 25
27.6%
43.7%
Q4 24
-433.6%
38.8%
Q3 24
20.8%
42.6%
Q2 24
29.8%
39.1%
Q1 24
29.6%
35.9%
Net Margin
DCOM
DCOM
USLM
USLM
Q4 25
34.7%
Q3 25
23.9%
38.0%
Q2 25
27.1%
33.7%
Q1 25
20.7%
37.4%
Q4 24
33.7%
Q3 24
15.2%
37.3%
Q2 24
21.2%
34.0%
Q1 24
21.6%
31.3%
EPS (diluted)
DCOM
DCOM
USLM
USLM
Q4 25
$0.68
$1.06
Q3 25
$0.59
$1.35
Q2 25
$0.64
$1.07
Q1 25
$0.45
$1.19
Q4 24
$-0.58
$-2.20
Q3 24
$0.29
$1.16
Q2 24
$0.43
$0.91
Q1 24
$0.41
$3.92

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DCOM
DCOM
USLM
USLM
Cash + ST InvestmentsLiquidity on hand
$371.1M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$1.5B
$630.8M
Total Assets
$15.3B
$681.0M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DCOM
DCOM
USLM
USLM
Q4 25
$371.1M
Q3 25
$349.5M
Q2 25
$319.9M
Q1 25
$300.6M
Q4 24
$278.0M
Q3 24
$255.0M
Q2 24
$222.5M
Q1 24
$207.0M
Total Debt
DCOM
DCOM
USLM
USLM
Q4 25
$0
Q3 25
$0
Q2 25
$0
Q1 25
$0
Q4 24
$0
Q3 24
$0
Q2 24
$0
Q1 24
$0
Stockholders' Equity
DCOM
DCOM
USLM
USLM
Q4 25
$1.5B
$630.8M
Q3 25
$1.5B
$602.3M
Q2 25
$1.4B
$563.3M
Q1 25
$1.4B
$532.2M
Q4 24
$1.4B
$497.7M
Q3 24
$1.3B
$474.2M
Q2 24
$1.3B
$441.1M
Q1 24
$1.2B
$415.3M
Total Assets
DCOM
DCOM
USLM
USLM
Q4 25
$15.3B
$681.0M
Q3 25
$14.5B
$652.8M
Q2 25
$14.2B
$607.4M
Q1 25
$14.1B
$585.3M
Q4 24
$14.4B
$543.2M
Q3 24
$13.7B
$521.8M
Q2 24
$13.5B
$484.2M
Q1 24
$13.5B
$464.0M
Debt / Equity
DCOM
DCOM
USLM
USLM
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DCOM
DCOM
USLM
USLM
Operating Cash FlowLast quarter
$186.6M
$45.6M
Free Cash FlowOCF − Capex
$25.7M
FCF MarginFCF / Revenue
29.2%
Capex IntensityCapex / Revenue
22.6%
Cash ConversionOCF / Net Profit
1.49×
TTM Free Cash FlowTrailing 4 quarters
$102.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DCOM
DCOM
USLM
USLM
Q4 25
$186.6M
$45.6M
Q3 25
$52.1M
$45.9M
Q2 25
$23.1M
$34.0M
Q1 25
$65.4M
$39.4M
Q4 24
$99.1M
$38.6M
Q3 24
$-33.3M
$39.0M
Q2 24
$12.6M
$21.2M
Q1 24
$30.7M
$27.2M
Free Cash Flow
DCOM
DCOM
USLM
USLM
Q4 25
$25.7M
Q3 25
$51.2M
$31.3M
Q2 25
$20.4M
$20.8M
Q1 25
$24.6M
Q4 24
$27.6M
Q3 24
$-34.1M
$33.9M
Q2 24
$9.2M
$16.8M
Q1 24
$20.3M
FCF Margin
DCOM
DCOM
USLM
USLM
Q4 25
29.2%
Q3 25
44.3%
30.7%
Q2 25
18.6%
22.7%
Q1 25
26.9%
Q4 24
34.4%
Q3 24
-38.9%
37.9%
Q2 24
10.5%
21.9%
Q1 24
28.4%
Capex Intensity
DCOM
DCOM
USLM
USLM
Q4 25
22.6%
Q3 25
0.7%
14.4%
Q2 25
2.4%
14.5%
Q1 25
16.3%
Q4 24
13.8%
Q3 24
0.9%
5.8%
Q2 24
3.9%
5.7%
Q1 24
9.5%
Cash Conversion
DCOM
DCOM
USLM
USLM
Q4 25
1.49×
Q3 25
1.88×
1.18×
Q2 25
0.78×
1.10×
Q1 25
3.05×
1.16×
Q4 24
1.43×
Q3 24
-2.50×
1.17×
Q2 24
0.68×
0.81×
Q1 24
1.74×
1.21×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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