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Side-by-side financial comparison of Dime Community Bancshares, Inc. (DCOM) and Vroom, Inc. (VRM). Click either name above to swap in a different company.

Vroom, Inc. is the larger business by last-quarter revenue ($235.9M vs $123.8M, roughly 1.9× Dime Community Bancshares, Inc.). On growth, Dime Community Bancshares, Inc. posted the faster year-over-year revenue change (3040.1% vs 12.9%). Over the past eight quarters, Dime Community Bancshares, Inc.'s revenue compounded faster (22.9% CAGR vs -49.5%).

The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...

Vroom, Inc. is a parent company of United Auto Credit Corporation (UACC) and CarStory. Previously, Vroom was a used car retailer and e-commerce company that let consumers buy, sell, and finance cars online. Vroom ceased e-commerce automotive sales operations on January 22, 2024.

DCOM vs VRM — Head-to-Head

Bigger by revenue
VRM
VRM
1.9× larger
VRM
$235.9M
$123.8M
DCOM
Growing faster (revenue YoY)
DCOM
DCOM
+3027.2% gap
DCOM
3040.1%
12.9%
VRM
Faster 2-yr revenue CAGR
DCOM
DCOM
Annualised
DCOM
22.9%
-49.5%
VRM

Income Statement — Q4 FY2025 vs Q4 FY2023

Metric
DCOM
DCOM
VRM
VRM
Revenue
$123.8M
$235.9M
Net Profit
$-141.1M
Gross Margin
12.3%
Operating Margin
38.6%
-11.5%
Net Margin
-59.8%
Revenue YoY
3040.1%
12.9%
Net Profit YoY
-669.8%
EPS (diluted)
$0.68
$-80.66

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DCOM
DCOM
VRM
VRM
Q4 25
$123.8M
Q3 25
$115.6M
Q2 25
$109.7M
Q1 25
$103.8M
Q4 24
$3.9M
Q3 24
$87.6M
Q2 24
$87.3M
Q1 24
$82.0M
Net Profit
DCOM
DCOM
VRM
VRM
Q4 25
Q3 25
$27.7M
Q2 25
$29.7M
Q1 25
$21.5M
Q4 24
Q3 24
$13.3M
Q2 24
$18.5M
Q1 24
$17.7M
Operating Margin
DCOM
DCOM
VRM
VRM
Q4 25
38.6%
Q3 25
34.7%
Q2 25
36.6%
Q1 25
27.6%
Q4 24
-433.6%
Q3 24
20.8%
Q2 24
29.8%
Q1 24
29.6%
Net Margin
DCOM
DCOM
VRM
VRM
Q4 25
Q3 25
23.9%
Q2 25
27.1%
Q1 25
20.7%
Q4 24
Q3 24
15.2%
Q2 24
21.2%
Q1 24
21.6%
EPS (diluted)
DCOM
DCOM
VRM
VRM
Q4 25
$0.68
Q3 25
$0.59
Q2 25
$0.64
Q1 25
$0.45
Q4 24
$-0.58
Q3 24
$0.29
Q2 24
$0.43
Q1 24
$0.41

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DCOM
DCOM
VRM
VRM
Cash + ST InvestmentsLiquidity on hand
$135.6M
Total DebtLower is stronger
$454.2M
Stockholders' EquityBook value
$1.5B
$127.7M
Total Assets
$15.3B
$1.5B
Debt / EquityLower = less leverage
3.56×

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
DCOM
DCOM
VRM
VRM
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.4B
Q1 25
$1.4B
Q4 24
$1.4B
Q3 24
$1.3B
Q2 24
$1.3B
Q1 24
$1.2B
Total Assets
DCOM
DCOM
VRM
VRM
Q4 25
$15.3B
Q3 25
$14.5B
Q2 25
$14.2B
Q1 25
$14.1B
Q4 24
$14.4B
Q3 24
$13.7B
Q2 24
$13.5B
Q1 24
$13.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DCOM
DCOM
VRM
VRM
Operating Cash FlowLast quarter
$186.6M
$-108.1M
Free Cash FlowOCF − Capex
$-108.8M
FCF MarginFCF / Revenue
-46.1%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-536.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DCOM
DCOM
VRM
VRM
Q4 25
$186.6M
Q3 25
$52.1M
Q2 25
$23.1M
Q1 25
$65.4M
Q4 24
$99.1M
Q3 24
$-33.3M
Q2 24
$12.6M
Q1 24
$30.7M
Free Cash Flow
DCOM
DCOM
VRM
VRM
Q4 25
Q3 25
$51.2M
Q2 25
$20.4M
Q1 25
Q4 24
Q3 24
$-34.1M
Q2 24
$9.2M
Q1 24
FCF Margin
DCOM
DCOM
VRM
VRM
Q4 25
Q3 25
44.3%
Q2 25
18.6%
Q1 25
Q4 24
Q3 24
-38.9%
Q2 24
10.5%
Q1 24
Capex Intensity
DCOM
DCOM
VRM
VRM
Q4 25
Q3 25
0.7%
Q2 25
2.4%
Q1 25
Q4 24
Q3 24
0.9%
Q2 24
3.9%
Q1 24
Cash Conversion
DCOM
DCOM
VRM
VRM
Q4 25
Q3 25
1.88×
Q2 25
0.78×
Q1 25
3.05×
Q4 24
Q3 24
-2.50×
Q2 24
0.68×
Q1 24
1.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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