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Side-by-side financial comparison of Dingdong (Cayman) Ltd (DDL) and Merchants Bancorp (MBIN). Click either name above to swap in a different company.

Merchants Bancorp is the larger business by last-quarter revenue ($175.2M vs $115.3M, roughly 1.5× Dingdong (Cayman) Ltd). Merchants Bancorp runs the higher net margin — 38.6% vs 5.8%, a 32.8% gap on every dollar of revenue.

Dingdong (Cayman) Ltd operates a leading on-demand grocery e-commerce platform primarily serving the Chinese market. It provides fresh produce, daily necessities, ready-to-eat meals, and household staples to urban consumers, leveraging optimized supply chains and localized logistics networks to offer fast, reliable 30-minute delivery services, prioritizing product freshness and user convenience.

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

DDL vs MBIN — Head-to-Head

Bigger by revenue
MBIN
MBIN
1.5× larger
MBIN
$175.2M
$115.3M
DDL
Higher net margin
MBIN
MBIN
32.8% more per $
MBIN
38.6%
5.8%
DDL

Income Statement — Q3 FY2022 vs Q1 FY2026

Metric
DDL
DDL
MBIN
MBIN
Revenue
$115.3M
$175.2M
Net Profit
$6.7M
$67.7M
Gross Margin
Operating Margin
5.3%
Net Margin
5.8%
38.6%
Revenue YoY
Net Profit YoY
16.3%
EPS (diluted)
$-0.02
$1.25

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DDL
DDL
MBIN
MBIN
Q1 26
$175.2M
Q4 25
$185.3M
Q3 25
$171.1M
Q2 25
$179.2M
Q1 25
$145.9M
Q4 24
$193.8M
Q3 24
$149.6M
Q2 24
$159.5M
Net Profit
DDL
DDL
MBIN
MBIN
Q1 26
$67.7M
Q4 25
Q3 25
$54.7M
Q2 25
$38.0M
Q1 25
$58.2M
Q4 24
Q3 24
$61.3M
Q2 24
$76.4M
Operating Margin
DDL
DDL
MBIN
MBIN
Q1 26
Q4 25
39.9%
Q3 25
37.8%
Q2 25
27.3%
Q1 25
52.4%
Q4 24
66.0%
Q3 24
54.4%
Q2 24
62.2%
Net Margin
DDL
DDL
MBIN
MBIN
Q1 26
38.6%
Q4 25
Q3 25
32.0%
Q2 25
21.2%
Q1 25
39.9%
Q4 24
Q3 24
41.0%
Q2 24
47.9%
EPS (diluted)
DDL
DDL
MBIN
MBIN
Q1 26
$1.25
Q4 25
$1.28
Q3 25
$0.97
Q2 25
$0.60
Q1 25
$0.93
Q4 24
$1.84
Q3 24
$1.17
Q2 24
$1.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DDL
DDL
MBIN
MBIN
Cash + ST InvestmentsLiquidity on hand
$113.7M
$83.2M
Total DebtLower is stronger
$135.8K
$32.0M
Stockholders' EquityBook value
$4.5M
$2.3B
Total Assets
$178.3M
$20.3B
Debt / EquityLower = less leverage
0.03×
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DDL
DDL
MBIN
MBIN
Q1 26
$83.2M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
DDL
DDL
MBIN
MBIN
Q1 26
$32.0M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
DDL
DDL
MBIN
MBIN
Q1 26
$2.3B
Q4 25
$2.3B
Q3 25
$2.2B
Q2 25
$2.2B
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
$1.9B
Q2 24
$1.9B
Total Assets
DDL
DDL
MBIN
MBIN
Q1 26
$20.3B
Q4 25
$19.4B
Q3 25
$19.4B
Q2 25
$19.1B
Q1 25
$18.8B
Q4 24
$18.8B
Q3 24
$18.7B
Q2 24
$18.2B
Debt / Equity
DDL
DDL
MBIN
MBIN
Q1 26
0.01×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DDL
DDL

Segment breakdown not available.

MBIN
MBIN

Net Interest Income$128.6M73%
Noninterest Income$46.6M27%

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