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Side-by-side financial comparison of Dingdong (Cayman) Ltd (DDL) and WAFD INC (WAFD). Click either name above to swap in a different company.

WAFD INC is the larger business by last-quarter revenue ($191.4M vs $115.3M, roughly 1.7× Dingdong (Cayman) Ltd). WAFD INC runs the higher net margin — 33.5% vs 5.8%, a 27.7% gap on every dollar of revenue.

Dingdong (Cayman) Ltd operates a leading on-demand grocery e-commerce platform primarily serving the Chinese market. It provides fresh produce, daily necessities, ready-to-eat meals, and household staples to urban consumers, leveraging optimized supply chains and localized logistics networks to offer fast, reliable 30-minute delivery services, prioritizing product freshness and user convenience.

Washington Federal Bank is a bank based in Seattle, Washington. It operates 210 branches in Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, and Texas. It is on the list of largest banks in the United States.

DDL vs WAFD — Head-to-Head

Bigger by revenue
WAFD
WAFD
1.7× larger
WAFD
$191.4M
$115.3M
DDL
Higher net margin
WAFD
WAFD
27.7% more per $
WAFD
33.5%
5.8%
DDL

Income Statement — Q3 FY2022 vs Q1 FY2026

Metric
DDL
DDL
WAFD
WAFD
Revenue
$115.3M
$191.4M
Net Profit
$6.7M
$64.2M
Gross Margin
Operating Margin
5.3%
43.0%
Net Margin
5.8%
33.5%
Revenue YoY
11.8%
Net Profit YoY
35.8%
EPS (diluted)
$-0.02
$0.79

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DDL
DDL
WAFD
WAFD
Q4 25
$191.4M
Q3 25
$188.3M
Q2 25
$186.3M
Q1 25
$179.8M
Q4 24
$171.1M
Q3 24
$188.7M
Q2 24
$194.4M
Q1 24
$172.0M
Net Profit
DDL
DDL
WAFD
WAFD
Q4 25
$64.2M
Q3 25
$60.6M
Q2 25
$62.0M
Q1 25
$56.3M
Q4 24
$47.3M
Q3 24
$61.1M
Q2 24
$64.6M
Q1 24
$15.9M
Operating Margin
DDL
DDL
WAFD
WAFD
Q4 25
43.0%
Q3 25
41.2%
Q2 25
42.8%
Q1 25
40.1%
Q4 24
35.2%
Q3 24
42.8%
Q2 24
42.6%
Q1 24
12.2%
Net Margin
DDL
DDL
WAFD
WAFD
Q4 25
33.5%
Q3 25
32.2%
Q2 25
33.3%
Q1 25
31.3%
Q4 24
27.6%
Q3 24
32.4%
Q2 24
33.2%
Q1 24
9.2%
EPS (diluted)
DDL
DDL
WAFD
WAFD
Q4 25
$0.79
Q3 25
$0.71
Q2 25
$0.73
Q1 25
$0.65
Q4 24
$0.54
Q3 24
$0.73
Q2 24
$0.75
Q1 24
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DDL
DDL
WAFD
WAFD
Cash + ST InvestmentsLiquidity on hand
$113.7M
$734.9M
Total DebtLower is stronger
$135.8K
Stockholders' EquityBook value
$4.5M
$3.0B
Total Assets
$178.3M
$27.3B
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DDL
DDL
WAFD
WAFD
Q4 25
$734.9M
Q3 25
$657.3M
Q2 25
$809.3M
Q1 25
$1.2B
Q4 24
$1.5B
Q3 24
$2.4B
Q2 24
$2.5B
Q1 24
$1.5B
Stockholders' Equity
DDL
DDL
WAFD
WAFD
Q4 25
$3.0B
Q3 25
$3.0B
Q2 25
$3.0B
Q1 25
$3.0B
Q4 24
$3.0B
Q3 24
$3.0B
Q2 24
$3.0B
Q1 24
$2.9B
Total Assets
DDL
DDL
WAFD
WAFD
Q4 25
$27.3B
Q3 25
$26.7B
Q2 25
$26.7B
Q1 25
$27.6B
Q4 24
$27.7B
Q3 24
$28.1B
Q2 24
$28.6B
Q1 24
$30.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DDL
DDL
WAFD
WAFD
Operating Cash FlowLast quarter
$60.5M
Free Cash FlowOCF − Capex
$50.0M
FCF MarginFCF / Revenue
26.1%
Capex IntensityCapex / Revenue
5.5%
Cash ConversionOCF / Net Profit
0.94×
TTM Free Cash FlowTrailing 4 quarters
$377.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DDL
DDL
WAFD
WAFD
Q4 25
$60.5M
Q3 25
$237.0M
Q2 25
$58.0M
Q1 25
$72.1M
Q4 24
$49.4M
Q3 24
$439.2M
Q2 24
$63.1M
Q1 24
$169.2M
Free Cash Flow
DDL
DDL
WAFD
WAFD
Q4 25
$50.0M
Q3 25
$208.2M
Q2 25
$53.1M
Q1 25
$66.6M
Q4 24
$43.0M
Q3 24
$414.6M
Q2 24
$58.3M
Q1 24
$164.8M
FCF Margin
DDL
DDL
WAFD
WAFD
Q4 25
26.1%
Q3 25
110.6%
Q2 25
28.5%
Q1 25
37.0%
Q4 24
25.1%
Q3 24
219.7%
Q2 24
30.0%
Q1 24
95.8%
Capex Intensity
DDL
DDL
WAFD
WAFD
Q4 25
5.5%
Q3 25
15.2%
Q2 25
2.6%
Q1 25
3.1%
Q4 24
3.8%
Q3 24
13.1%
Q2 24
2.5%
Q1 24
2.6%
Cash Conversion
DDL
DDL
WAFD
WAFD
Q4 25
0.94×
Q3 25
3.91×
Q2 25
0.94×
Q1 25
1.28×
Q4 24
1.05×
Q3 24
7.18×
Q2 24
0.98×
Q1 24
10.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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