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Side-by-side financial comparison of Diversified Energy Co (DEC) and TRUPANION, INC. (TRUP). Click either name above to swap in a different company.
Diversified Energy Co is the larger business by last-quarter revenue ($666.5M vs $376.9M, roughly 1.8× TRUPANION, INC.). Diversified Energy Co produced more free cash flow last quarter ($280.0M vs $25.3M).
DTE Energy is a Detroit-based diversified energy company involved in the development and management of energy-related businesses and services in the United States and Canada. Its operating units include an electric utility serving 2.2 million customers and a natural gas utility serving 1.3 million customers in Michigan.
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
DEC vs TRUP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $666.5M | $376.9M |
| Net Profit | $195.5M | — |
| Gross Margin | — | 17.3% |
| Operating Margin | 37.6% | 1.9% |
| Net Margin | 29.3% | — |
| Revenue YoY | — | 11.7% |
| Net Profit YoY | — | — |
| EPS (diluted) | — | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $666.5M | $376.9M | ||
| Q3 25 | $499.8M | $366.9M | ||
| Q2 25 | $600.3M | $353.6M | ||
| Q1 25 | — | $342.0M | ||
| Q4 24 | — | $337.3M | ||
| Q3 24 | — | $327.5M | ||
| Q2 24 | — | $314.8M | ||
| Q1 24 | — | $306.1M |
| Q4 25 | $195.5M | — | ||
| Q3 25 | $171.1M | — | ||
| Q2 25 | $297.7M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 17.3% | ||
| Q3 25 | — | 16.4% | ||
| Q2 25 | 44.7% | 15.5% | ||
| Q1 25 | — | 14.9% | ||
| Q4 24 | — | 15.7% | ||
| Q3 24 | — | 15.1% | ||
| Q2 24 | — | 12.8% | ||
| Q1 24 | — | 11.8% |
| Q4 25 | 37.6% | 1.9% | ||
| Q3 25 | 36.2% | 1.6% | ||
| Q2 25 | 48.5% | 0.7% | ||
| Q1 25 | — | -0.4% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | -1.7% | ||
| Q1 24 | — | -2.0% |
| Q4 25 | 29.3% | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | 49.6% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | $0.13 | ||
| Q3 25 | $2.14 | $0.13 | ||
| Q2 25 | $3.67 | $0.22 | ||
| Q1 25 | — | $-0.03 | ||
| Q4 24 | — | $0.04 | ||
| Q3 24 | — | $0.03 | ||
| Q2 24 | — | $-0.14 | ||
| Q1 24 | — | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $29.7M | $370.7M |
| Total DebtLower is stronger | $2.7B | $101.8M |
| Stockholders' EquityBook value | $984.1M | $383.9M |
| Total Assets | $6.2B | $915.0M |
| Debt / EquityLower = less leverage | 2.76× | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $29.7M | $370.7M | ||
| Q3 25 | — | $348.5M | ||
| Q2 25 | $23.7M | $319.6M | ||
| Q1 25 | — | $321.8M | ||
| Q4 24 | — | $307.4M | ||
| Q3 24 | — | $293.1M | ||
| Q2 24 | — | $277.2M | ||
| Q1 24 | — | $275.2M |
| Q4 25 | $2.7B | $101.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $127.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $984.1M | $383.9M | ||
| Q3 25 | — | $368.6M | ||
| Q2 25 | $727.7M | $355.5M | ||
| Q1 25 | — | $333.7M | ||
| Q4 24 | — | $323.3M | ||
| Q3 24 | — | $320.2M | ||
| Q2 24 | — | $305.8M | ||
| Q1 24 | — | $303.4M |
| Q4 25 | $6.2B | $915.0M | ||
| Q3 25 | — | $880.2M | ||
| Q2 25 | $5.7B | $847.8M | ||
| Q1 25 | — | $837.2M | ||
| Q4 24 | — | $806.9M | ||
| Q3 24 | — | $816.1M | ||
| Q2 24 | — | $795.9M | ||
| Q1 24 | — | $789.5M |
| Q4 25 | 2.76× | 0.27× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.39× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $464.6M | $29.3M |
| Free Cash FlowOCF − Capex | $280.0M | $25.3M |
| FCF MarginFCF / Revenue | 42.0% | 6.7% |
| Capex IntensityCapex / Revenue | 27.7% | 1.0% |
| Cash ConversionOCF / Net Profit | 2.38× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $75.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $464.6M | $29.3M | ||
| Q3 25 | — | $29.2M | ||
| Q2 25 | $264.1M | $15.0M | ||
| Q1 25 | — | $16.0M | ||
| Q4 24 | — | $23.7M | ||
| Q3 24 | — | $15.3M | ||
| Q2 24 | — | $6.9M | ||
| Q1 24 | — | $2.4M |
| Q4 25 | $280.0M | $25.3M | ||
| Q3 25 | — | $23.9M | ||
| Q2 25 | — | $12.0M | ||
| Q1 25 | — | $14.0M | ||
| Q4 24 | — | $21.8M | ||
| Q3 24 | — | $13.4M | ||
| Q2 24 | — | $4.0M | ||
| Q1 24 | — | $-631.0K |
| Q4 25 | 42.0% | 6.7% | ||
| Q3 25 | — | 6.5% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 4.1% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | -0.2% |
| Q4 25 | 27.7% | 1.0% | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | — | 0.8% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | 2.38× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DEC
Segment breakdown not available.
TRUP
| Subscriptionbusiness | $261.4M | 69% |
| Other | $115.4M | 31% |
