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Side-by-side financial comparison of Diversified Energy Co (DEC) and UNIVERSAL INSURANCE HOLDINGS, INC. (UVE). Click either name above to swap in a different company.

Diversified Energy Co is the larger business by last-quarter revenue ($666.5M vs $393.6M, roughly 1.7× UNIVERSAL INSURANCE HOLDINGS, INC.). Diversified Energy Co runs the higher net margin — 29.3% vs 13.8%, a 15.5% gap on every dollar of revenue.

DTE Energy is a Detroit-based diversified energy company involved in the development and management of energy-related businesses and services in the United States and Canada. Its operating units include an electric utility serving 2.2 million customers and a natural gas utility serving 1.3 million customers in Michigan.

New York Life Insurance Company (NYLIC), most commonly known as New York Life, is the second-largest life insurance company and the largest mutual life insurance company in the United States, and is ranked #69 on the 2025 Fortune 500 list of the largest U.S. corporations by total revenue. In 2025, NYLIC achieved the best possible ratings by the four independent rating companies. Other New York Life affiliates provide an array of securities products and services, as well as institutional and r...

DEC vs UVE — Head-to-Head

Bigger by revenue
DEC
DEC
1.7× larger
DEC
$666.5M
$393.6M
UVE
Higher net margin
DEC
DEC
15.5% more per $
DEC
29.3%
13.8%
UVE

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
DEC
DEC
UVE
UVE
Revenue
$666.5M
$393.6M
Net Profit
$195.5M
$54.3M
Gross Margin
Operating Margin
37.6%
Net Margin
29.3%
13.8%
Revenue YoY
-0.3%
Net Profit YoY
EPS (diluted)
$1.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DEC
DEC
UVE
UVE
Q1 26
$393.6M
Q4 25
$666.5M
$407.9M
Q3 25
$499.8M
$401.0M
Q2 25
$600.3M
$400.1M
Q1 25
$394.9M
Q4 24
$384.8M
Q3 24
$387.6M
Q2 24
$380.2M
Net Profit
DEC
DEC
UVE
UVE
Q1 26
$54.3M
Q4 25
$195.5M
$66.6M
Q3 25
$171.1M
$39.8M
Q2 25
$297.7M
$35.1M
Q1 25
$41.4M
Q4 24
$6.0M
Q3 24
$-16.2M
Q2 24
$35.4M
Gross Margin
DEC
DEC
UVE
UVE
Q1 26
Q4 25
Q3 25
Q2 25
44.7%
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
DEC
DEC
UVE
UVE
Q1 26
Q4 25
37.6%
21.7%
Q3 25
36.2%
13.2%
Q2 25
48.5%
11.6%
Q1 25
14.0%
Q4 24
1.9%
Q3 24
-4.7%
Q2 24
12.6%
Net Margin
DEC
DEC
UVE
UVE
Q1 26
13.8%
Q4 25
29.3%
16.3%
Q3 25
34.2%
9.9%
Q2 25
49.6%
8.8%
Q1 25
10.5%
Q4 24
1.6%
Q3 24
-4.2%
Q2 24
9.3%
EPS (diluted)
DEC
DEC
UVE
UVE
Q1 26
$1.88
Q4 25
$2.29
Q3 25
$2.14
$1.38
Q2 25
$3.67
$1.21
Q1 25
$1.44
Q4 24
$0.23
Q3 24
$-0.57
Q2 24
$1.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DEC
DEC
UVE
UVE
Cash + ST InvestmentsLiquidity on hand
$29.7M
$595.8M
Total DebtLower is stronger
$2.7B
Stockholders' EquityBook value
$984.1M
$584.7M
Total Assets
$6.2B
$2.8B
Debt / EquityLower = less leverage
2.76×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DEC
DEC
UVE
UVE
Q1 26
$595.8M
Q4 25
$29.7M
$408.9M
Q3 25
$405.1M
Q2 25
$23.7M
$367.1M
Q1 25
$398.2M
Q4 24
$259.4M
Q3 24
$333.7M
Q2 24
$283.3M
Total Debt
DEC
DEC
UVE
UVE
Q1 26
Q4 25
$2.7B
$100.5M
Q3 25
$100.7M
Q2 25
$100.9M
Q1 25
$101.1M
Q4 24
$101.2M
Q3 24
$101.4M
Q2 24
$101.6M
Stockholders' Equity
DEC
DEC
UVE
UVE
Q1 26
$584.7M
Q4 25
$984.1M
$551.0M
Q3 25
$495.0M
Q2 25
$727.7M
$457.8M
Q1 25
$422.4M
Q4 24
$373.3M
Q3 24
$400.2M
Q2 24
$393.2M
Total Assets
DEC
DEC
UVE
UVE
Q1 26
$2.8B
Q4 25
$6.2B
$2.8B
Q3 25
$3.1B
Q2 25
$5.7B
$3.3B
Q1 25
$2.7B
Q4 24
$2.8B
Q3 24
$2.7B
Q2 24
$2.7B
Debt / Equity
DEC
DEC
UVE
UVE
Q1 26
Q4 25
2.76×
0.18×
Q3 25
0.20×
Q2 25
0.22×
Q1 25
0.24×
Q4 24
0.27×
Q3 24
0.25×
Q2 24
0.26×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DEC
DEC
UVE
UVE
Operating Cash FlowLast quarter
$464.6M
Free Cash FlowOCF − Capex
$280.0M
FCF MarginFCF / Revenue
42.0%
Capex IntensityCapex / Revenue
27.7%
Cash ConversionOCF / Net Profit
2.38×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DEC
DEC
UVE
UVE
Q1 26
Q4 25
$464.6M
$381.5M
Q3 25
$62.4M
Q2 25
$264.1M
$106.2M
Q1 25
$186.8M
Q4 24
$137.4M
Q3 24
$82.6M
Q2 24
$73.2M
Free Cash Flow
DEC
DEC
UVE
UVE
Q1 26
Q4 25
$280.0M
$377.1M
Q3 25
$61.3M
Q2 25
$105.2M
Q1 25
$185.5M
Q4 24
$130.0M
Q3 24
$81.0M
Q2 24
$71.6M
FCF Margin
DEC
DEC
UVE
UVE
Q1 26
Q4 25
42.0%
92.4%
Q3 25
15.3%
Q2 25
26.3%
Q1 25
47.0%
Q4 24
33.8%
Q3 24
20.9%
Q2 24
18.8%
Capex Intensity
DEC
DEC
UVE
UVE
Q1 26
Q4 25
27.7%
1.1%
Q3 25
0.3%
Q2 25
0.2%
Q1 25
0.3%
Q4 24
1.9%
Q3 24
0.4%
Q2 24
0.4%
Cash Conversion
DEC
DEC
UVE
UVE
Q1 26
Q4 25
2.38×
5.73×
Q3 25
1.57×
Q2 25
0.89×
3.03×
Q1 25
4.51×
Q4 24
22.82×
Q3 24
Q2 24
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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