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Side-by-side financial comparison of DENNY'S Corp (DENN) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $113.2M, roughly 1.7× DENNY'S Corp). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 0.6%, a 48.8% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 1.3%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $16.0M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -0.9%).
Denny's is an American table service diner-style restaurant chain. It operates over 1,400 restaurants in the United States, Canada, México, Puerto Rico, and several other international locations.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
DENN vs TMP — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $113.2M | $194.8M |
| Net Profit | $632.0K | $96.2M |
| Gross Margin | — | — |
| Operating Margin | 9.2% | 71.7% |
| Net Margin | 0.6% | 49.4% |
| Revenue YoY | 1.3% | 152.7% |
| Net Profit YoY | -90.3% | 388.9% |
| EPS (diluted) | $0.01 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $194.8M | ||
| Q3 25 | $113.2M | $87.4M | ||
| Q2 25 | $117.7M | $82.6M | ||
| Q1 25 | $111.6M | $81.7M | ||
| Q4 24 | $114.7M | $77.1M | ||
| Q3 24 | $111.8M | $76.6M | ||
| Q2 24 | $115.9M | $72.7M | ||
| Q1 24 | $110.0M | $72.8M |
| Q4 25 | — | $96.2M | ||
| Q3 25 | $632.0K | $23.7M | ||
| Q2 25 | $2.5M | $21.5M | ||
| Q1 25 | $326.0K | $19.7M | ||
| Q4 24 | $6.8M | $19.7M | ||
| Q3 24 | $6.5M | $18.6M | ||
| Q2 24 | $3.6M | $15.7M | ||
| Q1 24 | $4.7M | $16.9M |
| Q4 25 | — | 71.7% | ||
| Q3 25 | 9.2% | 35.6% | ||
| Q2 25 | 7.3% | 34.2% | ||
| Q1 25 | 4.7% | 31.6% | ||
| Q4 24 | 12.6% | 33.4% | ||
| Q3 24 | 10.5% | 32.0% | ||
| Q2 24 | 7.9% | 28.3% | ||
| Q1 24 | 9.1% | 30.4% |
| Q4 25 | — | 49.4% | ||
| Q3 25 | 0.6% | 27.1% | ||
| Q2 25 | 2.1% | 26.0% | ||
| Q1 25 | 0.3% | 24.1% | ||
| Q4 24 | 5.9% | 25.5% | ||
| Q3 24 | 5.8% | 24.3% | ||
| Q2 24 | 3.1% | 21.6% | ||
| Q1 24 | 4.3% | 23.2% |
| Q4 25 | — | $6.72 | ||
| Q3 25 | $0.01 | $1.65 | ||
| Q2 25 | $0.05 | $1.50 | ||
| Q1 25 | $0.01 | $1.37 | ||
| Q4 24 | $0.13 | $1.39 | ||
| Q3 24 | $0.12 | $1.30 | ||
| Q2 24 | $0.07 | $1.10 | ||
| Q1 24 | $0.09 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $-32.7M | $938.4M |
| Total Assets | $502.9M | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $132.8M | ||
| Q3 25 | — | $193.5M | ||
| Q2 25 | — | $212.6M | ||
| Q1 25 | $1.1M | $193.1M | ||
| Q4 24 | $100.0K | $134.4M | ||
| Q3 24 | $2.9M | $132.3M | ||
| Q2 24 | $2.8M | $70.9M | ||
| Q1 24 | $2.8M | $57.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $270.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | $938.4M | ||
| Q3 25 | $-32.7M | $788.8M | ||
| Q2 25 | $-34.6M | $761.8M | ||
| Q1 25 | $-36.4M | $741.4M | ||
| Q4 24 | $-34.0M | $713.4M | ||
| Q3 24 | $-54.5M | $719.9M | ||
| Q2 24 | $-53.2M | $674.6M | ||
| Q1 24 | $-55.7M | $667.9M |
| Q4 25 | — | $8.7B | ||
| Q3 25 | $502.9M | $8.5B | ||
| Q2 25 | $491.1M | $8.4B | ||
| Q1 25 | $488.1M | $8.2B | ||
| Q4 24 | $496.3M | $8.1B | ||
| Q3 24 | $461.6M | $8.0B | ||
| Q2 24 | $459.9M | $7.9B | ||
| Q1 24 | $460.4M | $7.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $16.0M | $38.9M |
| Free Cash FlowOCF − Capex | $16.0M | $31.9M |
| FCF MarginFCF / Revenue | 14.1% | 16.4% |
| Capex IntensityCapex / Revenue | 0.0% | 3.6% |
| Cash ConversionOCF / Net Profit | 25.28× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | — | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $38.9M | ||
| Q3 25 | $16.0M | $34.9M | ||
| Q2 25 | $9.4M | $18.9M | ||
| Q1 25 | $5.0M | $22.2M | ||
| Q4 24 | $8.5M | $95.0M | ||
| Q3 24 | $6.6M | $21.2M | ||
| Q2 24 | $14.2M | $27.3M | ||
| Q1 24 | $215.0K | $23.2M |
| Q4 25 | — | $31.9M | ||
| Q3 25 | $16.0M | $33.9M | ||
| Q2 25 | — | $18.3M | ||
| Q1 25 | — | $20.9M | ||
| Q4 24 | — | $88.8M | ||
| Q3 24 | — | $18.9M | ||
| Q2 24 | — | $26.3M | ||
| Q1 24 | — | $21.9M |
| Q4 25 | — | 16.4% | ||
| Q3 25 | 14.1% | 38.8% | ||
| Q2 25 | — | 22.1% | ||
| Q1 25 | — | 25.5% | ||
| Q4 24 | — | 115.1% | ||
| Q3 24 | — | 24.7% | ||
| Q2 24 | — | 36.2% | ||
| Q1 24 | — | 30.0% |
| Q4 25 | — | 3.6% | ||
| Q3 25 | 0.0% | 1.1% | ||
| Q2 25 | — | 0.8% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 8.1% | ||
| Q3 24 | 0.0% | 2.9% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | 25.28× | 1.47× | ||
| Q2 25 | 3.79× | 0.88× | ||
| Q1 25 | 15.38× | 1.13× | ||
| Q4 24 | 1.26× | 4.82× | ||
| Q3 24 | 1.01× | 1.14× | ||
| Q2 24 | 3.97× | 1.74× | ||
| Q1 24 | 0.05× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DENN
| Franchisor Owned Outlet | $57.4M | 51% |
| Royalty | $27.7M | 25% |
| Advertising | $18.6M | 16% |
| Occupancy | $7.7M | 7% |
| Initial And Other Fees | $1.7M | 1% |
TMP
Segment breakdown not available.
