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Side-by-side financial comparison of Dream Finders Homes, Inc. (DFH) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
Dream Finders Homes, Inc. is the larger business by last-quarter revenue ($1.2B vs $853.7M, roughly 1.4× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 4.8%, a 18.2% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs -22.3%). Over the past eight quarters, Dream Finders Homes, Inc.'s revenue compounded faster (21.0% CAGR vs 7.2%).
Dream Finders Homes, Inc. is a U.S. homebuilding firm that constructs and sells entry-level to luxury residential properties, including single-family homes and townhomes, across high-growth domestic markets. It also provides mortgage, title insurance and home warranty services for homebuyers.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
DFH vs PRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $853.7M |
| Net Profit | $58.8M | $197.0M |
| Gross Margin | — | — |
| Operating Margin | 6.4% | 28.9% |
| Net Margin | 4.8% | 23.1% |
| Revenue YoY | -22.3% | 11.0% |
| Net Profit YoY | -54.9% | 17.9% |
| EPS (diluted) | $0.57 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.2B | $853.7M | ||
| Q3 25 | $969.8M | $839.9M | ||
| Q2 25 | $1.2B | $793.3M | ||
| Q1 25 | $989.9M | $804.8M | ||
| Q4 24 | $1.6B | $768.8M | ||
| Q3 24 | $1.0B | $774.1M | ||
| Q2 24 | $1.1B | $803.4M | ||
| Q1 24 | $827.8M | $742.8M |
| Q4 25 | $58.8M | $197.0M | ||
| Q3 25 | $47.0M | $206.8M | ||
| Q2 25 | $56.6M | $178.3M | ||
| Q1 25 | $54.9M | $169.1M | ||
| Q4 24 | $130.5M | $167.1M | ||
| Q3 24 | $70.7M | $164.4M | ||
| Q2 24 | $80.9M | $1.2M | ||
| Q1 24 | $54.5M | $137.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 19.2% | 98.0% | ||
| Q1 24 | 18.0% | 98.2% |
| Q4 25 | 6.4% | 28.9% | ||
| Q3 25 | 6.3% | 32.3% | ||
| Q2 25 | 6.4% | 29.6% | ||
| Q1 25 | 7.2% | 27.5% | ||
| Q4 24 | 10.8% | 64.7% | ||
| Q3 24 | 9.2% | 32.9% | ||
| Q2 24 | 10.0% | 1.0% | ||
| Q1 24 | 8.6% | 24.1% |
| Q4 25 | 4.8% | 23.1% | ||
| Q3 25 | 4.8% | 24.6% | ||
| Q2 25 | 4.9% | 22.5% | ||
| Q1 25 | 5.5% | 21.0% | ||
| Q4 24 | 8.4% | 21.7% | ||
| Q3 24 | 7.0% | 21.2% | ||
| Q2 24 | 7.7% | 0.1% | ||
| Q1 24 | 6.6% | 18.6% |
| Q4 25 | $0.57 | $6.11 | ||
| Q3 25 | $0.47 | $6.35 | ||
| Q2 25 | $0.56 | $5.40 | ||
| Q1 25 | $0.54 | $5.05 | ||
| Q4 24 | $1.28 | $4.92 | ||
| Q3 24 | $0.70 | $4.83 | ||
| Q2 24 | $0.81 | $0.03 | ||
| Q1 24 | $0.55 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $234.8M | $756.2M |
| Total DebtLower is stronger | $1.6B | — |
| Stockholders' EquityBook value | $1.4B | $2.4B |
| Total Assets | $3.7B | $15.0B |
| Debt / EquityLower = less leverage | 1.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $234.8M | $756.2M | ||
| Q3 25 | $251.0M | $644.9M | ||
| Q2 25 | $210.3M | $621.2M | ||
| Q1 25 | $297.5M | $625.1M | ||
| Q4 24 | $274.4M | $687.8M | ||
| Q3 24 | $204.9M | $550.1M | ||
| Q2 24 | $274.8M | $627.3M | ||
| Q1 24 | $239.4M | $593.4M |
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.4B | $2.4B | ||
| Q3 25 | $1.4B | $2.3B | ||
| Q2 25 | $1.3B | $2.3B | ||
| Q1 25 | $1.3B | $2.3B | ||
| Q4 24 | $1.2B | $2.3B | ||
| Q3 24 | $1.1B | $1.9B | ||
| Q2 24 | $1.0B | $2.1B | ||
| Q1 24 | $968.7M | $2.2B |
| Q4 25 | $3.7B | $15.0B | ||
| Q3 25 | $3.8B | $14.8B | ||
| Q2 25 | $3.7B | $14.8B | ||
| Q1 25 | $3.5B | $14.6B | ||
| Q4 24 | $3.3B | $14.6B | ||
| Q3 24 | $3.3B | $14.8B | ||
| Q2 24 | $3.0B | $14.6B | ||
| Q1 24 | $2.7B | $14.9B |
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.29× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.03× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $143.6M | $338.2M |
| Free Cash FlowOCF − Capex | $136.0M | — |
| FCF MarginFCF / Revenue | 11.2% | — |
| Capex IntensityCapex / Revenue | 0.6% | — |
| Cash ConversionOCF / Net Profit | 2.44× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $-126.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $143.6M | $338.2M | ||
| Q3 25 | $-131.0M | $202.9M | ||
| Q2 25 | $-68.5M | $162.6M | ||
| Q1 25 | $-44.7M | $197.5M | ||
| Q4 24 | $306.5M | $270.6M | ||
| Q3 24 | $-205.0M | $207.3M | ||
| Q2 24 | $-110.6M | $173.3M | ||
| Q1 24 | $-247.5M | $210.9M |
| Q4 25 | $136.0M | — | ||
| Q3 25 | $-135.7M | — | ||
| Q2 25 | $-78.8M | — | ||
| Q1 25 | $-47.9M | — | ||
| Q4 24 | $302.6M | — | ||
| Q3 24 | $-222.5M | — | ||
| Q2 24 | $-112.4M | — | ||
| Q1 24 | $-249.6M | — |
| Q4 25 | 11.2% | — | ||
| Q3 25 | -14.0% | — | ||
| Q2 25 | -6.8% | — | ||
| Q1 25 | -4.8% | — | ||
| Q4 24 | 19.4% | — | ||
| Q3 24 | -22.1% | — | ||
| Q2 24 | -10.6% | — | ||
| Q1 24 | -30.2% | — |
| Q4 25 | 0.6% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 0.2% | — | ||
| Q1 24 | 0.3% | — |
| Q4 25 | 2.44× | 1.72× | ||
| Q3 25 | -2.79× | 0.98× | ||
| Q2 25 | -1.21× | 0.91× | ||
| Q1 25 | -0.81× | 1.17× | ||
| Q4 24 | 2.35× | 1.62× | ||
| Q3 24 | -2.90× | 1.26× | ||
| Q2 24 | -1.37× | 147.98× | ||
| Q1 24 | -4.54× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DFH
| Midwest Segment | $454.2M | 37% |
| Southeast Segment | $397.5M | 33% |
| Mid Atlantic Segment | $307.3M | 25% |
| Financial Services Segment | $53.7M | 4% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
