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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and OXFORD INDUSTRIES INC (OXM). Click either name above to swap in a different company.
OXFORD INDUSTRIES INC is the larger business by last-quarter revenue ($307.3M vs $236.0M, roughly 1.3× DONEGAL GROUP INC). DONEGAL GROUP INC runs the higher net margin — 4.9% vs -20.7%, a 25.6% gap on every dollar of revenue. On growth, OXFORD INDUSTRIES INC posted the faster year-over-year revenue change (-0.2% vs -3.7%). Over the past eight quarters, DONEGAL GROUP INC's revenue compounded faster (-2.2% CAGR vs -3.0%).
Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
DGICA vs OXM — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $236.0M | $307.3M |
| Net Profit | $11.5M | $-63.7M |
| Gross Margin | — | 60.3% |
| Operating Margin | — | -27.7% |
| Net Margin | 4.9% | -20.7% |
| Revenue YoY | -3.7% | -0.2% |
| Net Profit YoY | -54.3% | -1517.6% |
| EPS (diluted) | — | $-4.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $236.0M | — | ||
| Q4 25 | $239.8M | $307.3M | ||
| Q3 25 | $245.9M | $403.1M | ||
| Q2 25 | $247.1M | $392.9M | ||
| Q1 25 | $245.2M | — | ||
| Q4 24 | $250.0M | $308.0M | ||
| Q3 24 | $251.7M | $419.9M | ||
| Q2 24 | $246.8M | $398.2M |
| Q1 26 | $11.5M | — | ||
| Q4 25 | $17.2M | $-63.7M | ||
| Q3 25 | $20.1M | $16.7M | ||
| Q2 25 | $16.9M | $26.2M | ||
| Q1 25 | $25.2M | — | ||
| Q4 24 | $24.0M | $-3.9M | ||
| Q3 24 | $16.8M | $40.6M | ||
| Q2 24 | $4.2M | $38.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 60.3% | ||
| Q3 25 | — | 61.4% | ||
| Q2 25 | — | 64.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 63.1% | ||
| Q3 24 | — | 63.1% | ||
| Q2 24 | — | 64.9% |
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | -27.7% | ||
| Q3 25 | 10.2% | 6.3% | ||
| Q2 25 | 8.3% | 9.2% | ||
| Q1 25 | 12.7% | — | ||
| Q4 24 | 11.9% | -2.0% | ||
| Q3 24 | 8.1% | 12.5% | ||
| Q2 24 | 2.0% | 13.2% |
| Q1 26 | 4.9% | — | ||
| Q4 25 | 7.2% | -20.7% | ||
| Q3 25 | 8.2% | 4.1% | ||
| Q2 25 | 6.8% | 6.7% | ||
| Q1 25 | 10.3% | — | ||
| Q4 24 | 9.6% | -1.3% | ||
| Q3 24 | 6.7% | 9.7% | ||
| Q2 24 | 1.7% | 9.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | $-4.28 | ||
| Q3 25 | — | $1.12 | ||
| Q2 25 | — | $1.70 | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $-0.25 | ||
| Q3 24 | — | $2.57 | ||
| Q2 24 | — | $2.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $649.1M | $528.0M |
| Total Assets | $2.4B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $8.0M | ||
| Q3 25 | — | $6.9M | ||
| Q2 25 | — | $8.2M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $18.4M | ||
| Q2 24 | — | $7.7M |
| Q1 26 | $649.1M | — | ||
| Q4 25 | $640.4M | $528.0M | ||
| Q3 25 | $627.4M | $597.1M | ||
| Q2 25 | $605.7M | $592.4M | ||
| Q1 25 | $584.7M | — | ||
| Q4 24 | $545.8M | $612.2M | ||
| Q3 24 | $513.4M | $621.6M | ||
| Q2 24 | $484.1M | $592.9M |
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $1.3B | ||
| Q3 25 | $2.4B | $1.3B | ||
| Q2 25 | $2.4B | $1.3B | ||
| Q1 25 | $2.4B | — | ||
| Q4 24 | $2.3B | $1.2B | ||
| Q3 24 | $2.3B | $1.2B | ||
| Q2 24 | $2.3B | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-9.1M |
| Free Cash FlowOCF − Capex | — | $-47.9M |
| FCF MarginFCF / Revenue | — | -15.6% |
| Capex IntensityCapex / Revenue | — | 12.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-79.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $70.2M | $-9.1M | ||
| Q3 25 | $22.4M | $83.5M | ||
| Q2 25 | $12.1M | $-3.9M | ||
| Q1 25 | $25.7M | — | ||
| Q4 24 | $67.4M | $-18.2M | ||
| Q3 24 | $12.7M | $88.8M | ||
| Q2 24 | $21.7M | $32.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-47.9M | ||
| Q3 25 | — | $52.3M | ||
| Q2 25 | — | $-27.4M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $-56.9M | ||
| Q3 24 | — | $47.2M | ||
| Q2 24 | — | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -15.6% | ||
| Q3 25 | — | 13.0% | ||
| Q2 25 | — | -7.0% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -18.5% | ||
| Q3 24 | — | 11.2% | ||
| Q2 24 | — | 5.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | 12.6% | ||
| Q3 25 | — | 7.7% | ||
| Q2 25 | — | 6.0% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | — | 9.9% | ||
| Q2 24 | — | 3.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.11× | 5.00× | ||
| Q2 25 | 0.72× | -0.15× | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | 2.81× | — | ||
| Q3 24 | 0.76× | 2.19× | ||
| Q2 24 | 5.22× | 0.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DGICA
Segment breakdown not available.
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
