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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.

WYNDHAM HOTELS & RESORTS, INC. is the larger business by last-quarter revenue ($334.0M vs $236.0M, roughly 1.4× DONEGAL GROUP INC). DONEGAL GROUP INC runs the higher net margin — 4.9% vs -18.0%, a 22.8% gap on every dollar of revenue. On growth, DONEGAL GROUP INC posted the faster year-over-year revenue change (-3.7% vs -76.3%). Over the past eight quarters, DONEGAL GROUP INC's revenue compounded faster (-2.2% CAGR vs -4.6%).

Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.

Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.

DGICA vs WH — Head-to-Head

Bigger by revenue
WH
WH
1.4× larger
WH
$334.0M
$236.0M
DGICA
Growing faster (revenue YoY)
DGICA
DGICA
+72.5% gap
DGICA
-3.7%
-76.3%
WH
Higher net margin
DGICA
DGICA
22.8% more per $
DGICA
4.9%
-18.0%
WH
Faster 2-yr revenue CAGR
DGICA
DGICA
Annualised
DGICA
-2.2%
-4.6%
WH

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
DGICA
DGICA
WH
WH
Revenue
$236.0M
$334.0M
Net Profit
$11.5M
$-60.0M
Gross Margin
Operating Margin
Net Margin
4.9%
-18.0%
Revenue YoY
-3.7%
-76.3%
Net Profit YoY
-54.3%
-170.6%
EPS (diluted)
$-0.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DGICA
DGICA
WH
WH
Q1 26
$236.0M
$334.0M
Q4 25
$239.8M
$334.0M
Q3 25
$245.9M
$382.0M
Q2 25
$247.1M
$397.0M
Q1 25
$245.2M
$316.0M
Q4 24
$250.0M
$336.0M
Q3 24
$251.7M
$396.0M
Q2 24
$246.8M
$367.0M
Net Profit
DGICA
DGICA
WH
WH
Q1 26
$11.5M
$-60.0M
Q4 25
$17.2M
$-60.0M
Q3 25
$20.1M
$105.0M
Q2 25
$16.9M
$87.0M
Q1 25
$25.2M
$61.0M
Q4 24
$24.0M
$85.0M
Q3 24
$16.8M
$102.0M
Q2 24
$4.2M
$86.0M
Operating Margin
DGICA
DGICA
WH
WH
Q1 26
Q4 25
8.7%
-11.4%
Q3 25
10.2%
46.6%
Q2 25
8.3%
37.8%
Q1 25
12.7%
35.4%
Q4 24
11.9%
38.4%
Q3 24
8.1%
43.2%
Q2 24
2.0%
39.5%
Net Margin
DGICA
DGICA
WH
WH
Q1 26
4.9%
-18.0%
Q4 25
7.2%
-18.0%
Q3 25
8.2%
27.5%
Q2 25
6.8%
21.9%
Q1 25
10.3%
19.3%
Q4 24
9.6%
25.3%
Q3 24
6.7%
25.8%
Q2 24
1.7%
23.4%
EPS (diluted)
DGICA
DGICA
WH
WH
Q1 26
$-0.80
Q4 25
$-0.77
Q3 25
$1.36
Q2 25
$1.13
Q1 25
$0.78
Q4 24
$1.06
Q3 24
$1.29
Q2 24
$1.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DGICA
DGICA
WH
WH
Cash + ST InvestmentsLiquidity on hand
$64.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$649.1M
$468.0M
Total Assets
$2.4B
$4.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DGICA
DGICA
WH
WH
Q1 26
$64.0M
Q4 25
$64.0M
Q3 25
$70.0M
Q2 25
$50.0M
Q1 25
$48.0M
Q4 24
$103.0M
Q3 24
$72.0M
Q2 24
$70.0M
Total Debt
DGICA
DGICA
WH
WH
Q1 26
Q4 25
$2.5B
Q3 25
$2.6B
Q2 25
$2.5B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.4B
Q2 24
$2.4B
Stockholders' Equity
DGICA
DGICA
WH
WH
Q1 26
$649.1M
$468.0M
Q4 25
$640.4M
$468.0M
Q3 25
$627.4M
$583.0M
Q2 25
$605.7M
$570.0M
Q1 25
$584.7M
$579.0M
Q4 24
$545.8M
$650.0M
Q3 24
$513.4M
$583.0M
Q2 24
$484.1M
$623.0M
Total Assets
DGICA
DGICA
WH
WH
Q1 26
$2.4B
$4.2B
Q4 25
$2.4B
$4.2B
Q3 25
$2.4B
$4.3B
Q2 25
$2.4B
$4.3B
Q1 25
$2.4B
$4.2B
Q4 24
$2.3B
$4.2B
Q3 24
$2.3B
$4.2B
Q2 24
$2.3B
$4.2B
Debt / Equity
DGICA
DGICA
WH
WH
Q1 26
Q4 25
5.37×
Q3 25
4.43×
Q2 25
4.44×
Q1 25
4.29×
Q4 24
3.72×
Q3 24
4.19×
Q2 24
3.83×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DGICA
DGICA
WH
WH
Operating Cash FlowLast quarter
$367.0M
Free Cash FlowOCF − Capex
$168.0M
FCF MarginFCF / Revenue
50.3%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$437.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DGICA
DGICA
WH
WH
Q1 26
$367.0M
Q4 25
$70.2M
$152.0M
Q3 25
$22.4M
$86.0M
Q2 25
$12.1M
$70.0M
Q1 25
$25.7M
$59.0M
Q4 24
$67.4M
$134.0M
Q3 24
$12.7M
$79.0M
Q2 24
$21.7M
$1.0M
Free Cash Flow
DGICA
DGICA
WH
WH
Q1 26
$168.0M
Q4 25
$136.0M
Q3 25
$75.0M
Q2 25
$58.0M
Q1 25
$52.0M
Q4 24
$109.0M
Q3 24
$71.0M
Q2 24
$-6.0M
FCF Margin
DGICA
DGICA
WH
WH
Q1 26
50.3%
Q4 25
40.7%
Q3 25
19.6%
Q2 25
14.6%
Q1 25
16.5%
Q4 24
32.4%
Q3 24
17.9%
Q2 24
-1.6%
Capex Intensity
DGICA
DGICA
WH
WH
Q1 26
Q4 25
4.8%
Q3 25
2.9%
Q2 25
3.0%
Q1 25
2.2%
Q4 24
7.4%
Q3 24
2.0%
Q2 24
1.9%
Cash Conversion
DGICA
DGICA
WH
WH
Q1 26
Q4 25
4.08×
Q3 25
1.11×
0.82×
Q2 25
0.72×
0.80×
Q1 25
1.02×
0.97×
Q4 24
2.81×
1.58×
Q3 24
0.76×
0.77×
Q2 24
5.22×
0.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DGICA
DGICA

Segment breakdown not available.

WH
WH

Fee-related and other revenues$334.0M100%
Management and other fees$2.0M1%

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