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Side-by-side financial comparison of 1stdibs.com, Inc. (DIBS) and VersaBank (VBNK). Click either name above to swap in a different company.

VersaBank is the larger business by last-quarter revenue ($26.7M vs $22.4M, roughly 1.2× 1stdibs.com, Inc.). VersaBank runs the higher net margin — 30.3% vs -9.7%, a 40.0% gap on every dollar of revenue. On growth, VersaBank posted the faster year-over-year revenue change (31.2% vs -0.7%). Over the past eight quarters, VersaBank's revenue compounded faster (16.6% CAGR vs 0.3%).

1stdibs.com, Inc. is an American e-commerce company. It has an online marketplace, which sells luxury items such as high-end furniture for interior design, fine art and jewelry. The company has been recognized for "pushing the antiques business into the 21st century." Originally, founded in Paris, it is headquartered in New York City.

VersaBank is a Canada-based digital-first financial institution offering commercial lending, high-interest deposit accounts and customized financial services for SMEs, retail clients and institutional partners across North America. It operates no physical branches, using secure digital infrastructure to deliver efficient, cost-effective banking experiences.

DIBS vs VBNK — Head-to-Head

Bigger by revenue
VBNK
VBNK
1.2× larger
VBNK
$26.7M
$22.4M
DIBS
Growing faster (revenue YoY)
VBNK
VBNK
+31.9% gap
VBNK
31.2%
-0.7%
DIBS
Higher net margin
VBNK
VBNK
40.0% more per $
VBNK
30.3%
-9.7%
DIBS
Faster 2-yr revenue CAGR
VBNK
VBNK
Annualised
VBNK
16.6%
0.3%
DIBS

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
DIBS
DIBS
VBNK
VBNK
Revenue
$22.4M
$26.7M
Net Profit
$-2.2M
$8.1M
Gross Margin
74.4%
Operating Margin
10.7%
Net Margin
-9.7%
30.3%
Revenue YoY
-0.7%
31.2%
Net Profit YoY
54.8%
35.9%
EPS (diluted)
$-0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DIBS
DIBS
VBNK
VBNK
Q1 26
$22.4M
$26.7M
Q4 25
$23.0M
Q3 25
$22.0M
$23.1M
Q2 25
$22.1M
$22.0M
Q1 25
$22.5M
$20.3M
Q4 24
$22.8M
Q3 24
$21.2M
$19.7M
Q2 24
$22.2M
$20.8M
Net Profit
DIBS
DIBS
VBNK
VBNK
Q1 26
$-2.2M
$8.1M
Q4 25
$-1.0M
Q3 25
$-3.5M
$4.8M
Q2 25
$-4.3M
$6.2M
Q1 25
$-4.8M
$5.9M
Q4 24
$-5.2M
Q3 24
$-5.7M
$7.1M
Q2 24
$-4.4M
$8.6M
Gross Margin
DIBS
DIBS
VBNK
VBNK
Q1 26
74.4%
Q4 25
73.5%
Q3 25
74.3%
Q2 25
71.8%
Q1 25
72.4%
Q4 24
72.3%
Q3 24
71.0%
Q2 24
71.7%
Operating Margin
DIBS
DIBS
VBNK
VBNK
Q1 26
10.7%
Q4 25
-10.1%
Q3 25
-21.3%
Q2 25
-25.8%
Q1 25
-27.7%
Q4 24
-30.6%
Q3 24
-34.9%
Q2 24
-29.2%
Net Margin
DIBS
DIBS
VBNK
VBNK
Q1 26
-9.7%
30.3%
Q4 25
-4.5%
Q3 25
-16.0%
20.8%
Q2 25
-19.5%
28.3%
Q1 25
-21.3%
29.3%
Q4 24
-22.9%
Q3 24
-26.8%
35.9%
Q2 24
-20.0%
41.5%
EPS (diluted)
DIBS
DIBS
VBNK
VBNK
Q1 26
$-0.06
Q4 25
$-0.02
Q3 25
$-0.10
Q2 25
$-0.12
Q1 25
$-0.14
Q4 24
$-0.14
Q3 24
$-0.15
Q2 24
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DIBS
DIBS
VBNK
VBNK
Cash + ST InvestmentsLiquidity on hand
$85.3M
$458.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$84.0M
$396.4M
Total Assets
$121.8M
$4.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DIBS
DIBS
VBNK
VBNK
Q1 26
$85.3M
$458.4M
Q4 25
$22.9M
Q3 25
$19.9M
$336.0M
Q2 25
$22.4M
$248.3M
Q1 25
$20.3M
$282.3M
Q4 24
$26.0M
Q3 24
$22.0M
$181.0M
Q2 24
$23.8M
$145.1M
Stockholders' Equity
DIBS
DIBS
VBNK
VBNK
Q1 26
$84.0M
$396.4M
Q4 25
$93.6M
Q3 25
$94.0M
$385.5M
Q2 25
$94.9M
$385.7M
Q1 25
$96.2M
$380.5M
Q4 24
$99.3M
Q3 24
$107.2M
$298.6M
Q2 24
$110.4M
$292.1M
Total Assets
DIBS
DIBS
VBNK
VBNK
Q1 26
$121.8M
$4.5B
Q4 25
$132.1M
Q3 25
$135.2M
$4.0B
Q2 25
$138.6M
$3.7B
Q1 25
$142.5M
$3.6B
Q4 24
$145.8M
Q3 24
$154.4M
$3.3B
Q2 24
$157.6M
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DIBS
DIBS
VBNK
VBNK
Operating Cash FlowLast quarter
$40.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
5.03×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DIBS
DIBS
VBNK
VBNK
Q1 26
$40.6M
Q4 25
$4.3M
Q3 25
$-1.5M
Q2 25
$-5.1M
Q1 25
$-96.0K
$-65.0M
Q4 24
$2.8M
Q3 24
$-3.0K
Q2 24
$-2.6M
Free Cash Flow
DIBS
DIBS
VBNK
VBNK
Q1 26
Q4 25
$3.6M
Q3 25
$-1.5M
Q2 25
$-5.2M
Q1 25
$-143.0K
Q4 24
$1.5M
Q3 24
$-44.0K
Q2 24
$-3.0M
FCF Margin
DIBS
DIBS
VBNK
VBNK
Q1 26
Q4 25
15.7%
Q3 25
-6.8%
Q2 25
-23.4%
Q1 25
-0.6%
Q4 24
6.5%
Q3 24
-0.2%
Q2 24
-13.5%
Capex Intensity
DIBS
DIBS
VBNK
VBNK
Q1 26
Q4 25
2.9%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
5.8%
Q3 24
0.2%
Q2 24
1.6%
Cash Conversion
DIBS
DIBS
VBNK
VBNK
Q1 26
5.03×
Q4 25
Q3 25
Q2 25
Q1 25
-10.94×
Q4 24
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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