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Side-by-side financial comparison of PEAPACK GLADSTONE FINANCIAL CORP (PGC) and VersaBank (VBNK). Click either name above to swap in a different company.
PEAPACK GLADSTONE FINANCIAL CORP is the larger business by last-quarter revenue ($78.2M vs $26.7M, roughly 2.9× VersaBank). VersaBank runs the higher net margin — 30.3% vs 15.5%, a 14.8% gap on every dollar of revenue. On growth, VersaBank posted the faster year-over-year revenue change (31.2% vs 26.5%). Over the past eight quarters, PEAPACK GLADSTONE FINANCIAL CORP's revenue compounded faster (21.4% CAGR vs 12.5%).
Peapack Gladstone Financial Corp is a U.S.-based regional financial holding company that provides commercial and consumer banking, wealth management, private banking, lending solutions, and trust services, primarily serving individual and small-to-medium business clients across New Jersey and the surrounding U.S. Northeast region.
VersaBank is a Canada-based digital-first financial institution offering commercial lending, high-interest deposit accounts and customized financial services for SMEs, retail clients and institutional partners across North America. It operates no physical branches, using secure digital infrastructure to deliver efficient, cost-effective banking experiences.
PGC vs VBNK — Head-to-Head
Income Statement — Q4 2025 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $78.2M | $26.7M |
| Net Profit | $12.2M | $8.1M |
| Gross Margin | — | — |
| Operating Margin | 21.7% | — |
| Net Margin | 15.5% | 30.3% |
| Revenue YoY | 26.5% | 31.2% |
| Net Profit YoY | 31.6% | 35.9% |
| EPS (diluted) | $0.68 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $26.7M | ||
| Q4 25 | $78.2M | — | ||
| Q3 25 | $70.7M | $23.1M | ||
| Q2 25 | $69.7M | $22.0M | ||
| Q1 25 | $64.4M | $20.3M | ||
| Q4 24 | $61.8M | $29.2K | ||
| Q3 24 | $56.6M | $19.7M | ||
| Q2 24 | $56.6M | $20.8M |
| Q1 26 | — | $8.1M | ||
| Q4 25 | $12.2M | — | ||
| Q3 25 | $9.6M | $4.8M | ||
| Q2 25 | $7.9M | $6.2M | ||
| Q1 25 | $7.6M | $5.9M | ||
| Q4 24 | $9.2M | — | ||
| Q3 24 | $7.6M | $7.1M | ||
| Q2 24 | $7.5M | $8.6M |
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | — | ||
| Q3 25 | 19.2% | — | ||
| Q2 25 | 16.1% | — | ||
| Q1 25 | 16.2% | — | ||
| Q4 24 | 19.8% | — | ||
| Q3 24 | 19.0% | — | ||
| Q2 24 | 16.9% | — |
| Q1 26 | — | 30.3% | ||
| Q4 25 | 15.5% | — | ||
| Q3 25 | 13.6% | 20.8% | ||
| Q2 25 | 11.4% | 28.3% | ||
| Q1 25 | 11.8% | 29.3% | ||
| Q4 24 | 14.9% | — | ||
| Q3 24 | 13.4% | 35.9% | ||
| Q2 24 | 13.3% | 41.5% |
| Q1 26 | — | — | ||
| Q4 25 | $0.68 | — | ||
| Q3 25 | $0.54 | — | ||
| Q2 25 | $0.45 | — | ||
| Q1 25 | $0.43 | — | ||
| Q4 24 | $0.52 | — | ||
| Q3 24 | $0.43 | — | ||
| Q2 24 | $0.42 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $458.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $658.2M | $396.4M |
| Total Assets | $7.5B | $4.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $458.4M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $336.0M | ||
| Q2 25 | — | $248.3M | ||
| Q1 25 | — | $282.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $181.0M | ||
| Q2 24 | — | $145.1M |
| Q1 26 | — | $396.4M | ||
| Q4 25 | $658.2M | — | ||
| Q3 25 | $642.5M | $385.5M | ||
| Q2 25 | $629.8M | $385.7M | ||
| Q1 25 | $621.9M | $380.5M | ||
| Q4 24 | $605.8M | — | ||
| Q3 24 | $607.6M | $298.6M | ||
| Q2 24 | $588.3M | $292.1M |
| Q1 26 | — | $4.5B | ||
| Q4 25 | $7.5B | — | ||
| Q3 25 | $7.4B | $4.0B | ||
| Q2 25 | $7.2B | $3.7B | ||
| Q1 25 | $7.1B | $3.6B | ||
| Q4 24 | $7.0B | $226.3K | ||
| Q3 24 | $6.8B | $3.3B | ||
| Q2 24 | $6.5B | $3.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.1M | $40.6M |
| Free Cash FlowOCF − Capex | $-3.6M | — |
| FCF MarginFCF / Revenue | -4.7% | — |
| Capex IntensityCapex / Revenue | 3.2% | — |
| Cash ConversionOCF / Net Profit | -0.09× | 5.03× |
| TTM Free Cash FlowTrailing 4 quarters | $28.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $40.6M | ||
| Q4 25 | $-1.1M | — | ||
| Q3 25 | $36.2M | — | ||
| Q2 25 | $15.9M | — | ||
| Q1 25 | $-7.9M | $-65.0M | ||
| Q4 24 | $26.5M | — | ||
| Q3 24 | $24.7M | — | ||
| Q2 24 | $852.0K | — |
| Q1 26 | — | — | ||
| Q4 25 | $-3.6M | — | ||
| Q3 25 | $34.0M | — | ||
| Q2 25 | $9.9M | — | ||
| Q1 25 | $-11.5M | — | ||
| Q4 24 | $22.4M | — | ||
| Q3 24 | $23.0M | — | ||
| Q2 24 | $-431.0K | — |
| Q1 26 | — | — | ||
| Q4 25 | -4.7% | — | ||
| Q3 25 | 48.1% | — | ||
| Q2 25 | 14.2% | — | ||
| Q1 25 | -17.8% | — | ||
| Q4 24 | 36.3% | — | ||
| Q3 24 | 40.6% | — | ||
| Q2 24 | -0.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | — | ||
| Q3 25 | 3.1% | — | ||
| Q2 25 | 8.6% | — | ||
| Q1 25 | 5.6% | — | ||
| Q4 24 | 6.5% | — | ||
| Q3 24 | 3.0% | — | ||
| Q2 24 | 2.3% | — |
| Q1 26 | — | 5.03× | ||
| Q4 25 | -0.09× | — | ||
| Q3 25 | 3.76× | — | ||
| Q2 25 | 2.01× | — | ||
| Q1 25 | -1.04× | -10.94× | ||
| Q4 24 | 2.86× | — | ||
| Q3 24 | 3.25× | — | ||
| Q2 24 | 0.11× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PGC
| Banking Segment | $61.4M | 79% |
| Wealth Management Division | $13.9M | 18% |
| Other | $2.9M | 4% |
VBNK
Segment breakdown not available.
