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Side-by-side financial comparison of Dine Brands Global, Inc. (DIN) and FIRST COMMONWEALTH FINANCIAL CORP (FCF). Click either name above to swap in a different company.
Dine Brands Global, Inc. is the larger business by last-quarter revenue ($217.6M vs $133.7M, roughly 1.6× FIRST COMMONWEALTH FINANCIAL CORP). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -5.6%, a 33.7% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 6.3%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs 2.7%).
Dine Brands Global Inc. is a publicly traded food and beverage company based in Pasadena, California. Founded in 1958 as IHOP, it operates franchised and corporate owned full-service restaurants including three restaurant concepts, Applebee's Neighborhood Grill & Bar, International House of Pancakes (IHOP), and Fuzzy's Taco Shop.
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
DIN vs FCF — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $217.6M | $133.7M |
| Net Profit | $-12.2M | $37.5M |
| Gross Margin | 42.4% | — |
| Operating Margin | -7.6% | — |
| Net Margin | -5.6% | 28.1% |
| Revenue YoY | 6.3% | 13.0% |
| Net Profit YoY | -336.1% | 14.8% |
| EPS (diluted) | $-0.79 | $0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $133.7M | ||
| Q4 25 | $217.6M | $137.9M | ||
| Q3 25 | $216.2M | $136.0M | ||
| Q2 25 | $230.8M | $131.0M | ||
| Q1 25 | $214.8M | $118.0M | ||
| Q4 24 | $204.8M | $120.4M | ||
| Q3 24 | $195.0M | $121.2M | ||
| Q2 24 | $206.3M | $120.2M |
| Q1 26 | — | $37.5M | ||
| Q4 25 | $-12.2M | $44.9M | ||
| Q3 25 | $7.3M | $41.3M | ||
| Q2 25 | $13.8M | $33.4M | ||
| Q1 25 | $8.2M | $32.7M | ||
| Q4 24 | $5.2M | $35.8M | ||
| Q3 24 | $19.1M | $32.1M | ||
| Q2 24 | $23.2M | $37.1M |
| Q1 26 | — | — | ||
| Q4 25 | 42.4% | — | ||
| Q3 25 | 39.1% | — | ||
| Q2 25 | 40.0% | — | ||
| Q1 25 | 42.0% | — | ||
| Q4 24 | 41.7% | — | ||
| Q3 24 | 47.8% | — | ||
| Q2 24 | 48.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | -7.6% | 40.9% | ||
| Q3 25 | 4.7% | 38.1% | ||
| Q2 25 | 8.2% | 32.1% | ||
| Q1 25 | 6.0% | 34.8% | ||
| Q4 24 | 3.8% | 37.1% | ||
| Q3 24 | 13.6% | 33.4% | ||
| Q2 24 | 15.1% | 38.7% |
| Q1 26 | — | 28.1% | ||
| Q4 25 | -5.6% | 32.5% | ||
| Q3 25 | 3.4% | 30.4% | ||
| Q2 25 | 6.0% | 25.5% | ||
| Q1 25 | 3.8% | 27.7% | ||
| Q4 24 | 2.5% | 29.8% | ||
| Q3 24 | 9.8% | 26.5% | ||
| Q2 24 | 11.2% | 30.9% |
| Q1 26 | — | $0.37 | ||
| Q4 25 | $-0.79 | $0.44 | ||
| Q3 25 | $0.48 | $0.39 | ||
| Q2 25 | $0.89 | $0.32 | ||
| Q1 25 | $0.53 | $0.32 | ||
| Q4 24 | $0.35 | $0.35 | ||
| Q3 24 | $1.24 | $0.31 | ||
| Q2 24 | $1.50 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $128.2M | — |
| Total DebtLower is stronger | $1.2B | $154.9M |
| Stockholders' EquityBook value | $-273.9M | $1.6B |
| Total Assets | $1.7B | $12.3B |
| Debt / EquityLower = less leverage | — | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $128.2M | — | ||
| Q3 25 | $167.9M | — | ||
| Q2 25 | $194.2M | — | ||
| Q1 25 | $186.5M | — | ||
| Q4 24 | $186.7M | — | ||
| Q3 24 | $169.6M | — | ||
| Q2 24 | $153.5M | — |
| Q1 26 | — | $154.9M | ||
| Q4 25 | $1.2B | $261.7M | ||
| Q3 25 | $1.2B | $262.1M | ||
| Q2 25 | $1.2B | $262.4M | ||
| Q1 25 | $1.2B | $262.7M | ||
| Q4 24 | $1.2B | $263.0M | ||
| Q3 24 | $1.2B | $136.3M | ||
| Q2 24 | $1.2B | $136.6M |
| Q1 26 | — | $1.6B | ||
| Q4 25 | $-273.9M | $1.6B | ||
| Q3 25 | $-231.9M | $1.5B | ||
| Q2 25 | $-212.5M | $1.5B | ||
| Q1 25 | $-215.7M | $1.4B | ||
| Q4 24 | $-216.0M | $1.4B | ||
| Q3 24 | $-216.7M | $1.4B | ||
| Q2 24 | $-231.7M | $1.4B |
| Q1 26 | — | $12.3B | ||
| Q4 25 | $1.7B | $12.3B | ||
| Q3 25 | $1.8B | $12.3B | ||
| Q2 25 | $1.8B | $12.2B | ||
| Q1 25 | $1.8B | $11.8B | ||
| Q4 24 | $1.8B | $11.6B | ||
| Q3 24 | $1.7B | $12.0B | ||
| Q2 24 | $1.7B | $11.6B |
| Q1 26 | — | 0.10× | ||
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | — | 0.19× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.7M | — |
| Free Cash FlowOCF − Capex | $-8.6M | — |
| FCF MarginFCF / Revenue | -3.9% | — |
| Capex IntensityCapex / Revenue | 6.6% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $53.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $5.7M | $187.5M | ||
| Q3 25 | $30.2M | $49.5M | ||
| Q2 25 | $37.0M | $30.4M | ||
| Q1 25 | $16.1M | $55.9M | ||
| Q4 24 | $30.5M | $129.5M | ||
| Q3 24 | $25.5M | $53.6M | ||
| Q2 24 | $21.6M | $22.7M |
| Q1 26 | — | — | ||
| Q4 25 | $-8.6M | $171.5M | ||
| Q3 25 | $18.1M | — | ||
| Q2 25 | $31.0M | — | ||
| Q1 25 | $12.8M | — | ||
| Q4 24 | $26.7M | $113.9M | ||
| Q3 24 | $22.0M | — | ||
| Q2 24 | $18.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | -3.9% | 124.3% | ||
| Q3 25 | 8.4% | — | ||
| Q2 25 | 13.4% | — | ||
| Q1 25 | 6.0% | — | ||
| Q4 24 | 13.0% | 94.6% | ||
| Q3 24 | 11.3% | — | ||
| Q2 24 | 8.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 11.7% | ||
| Q3 25 | 5.6% | — | ||
| Q2 25 | 2.6% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 1.9% | 12.9% | ||
| Q3 24 | 1.8% | — | ||
| Q2 24 | 1.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.18× | ||
| Q3 25 | 4.12× | 1.20× | ||
| Q2 25 | 2.68× | 0.91× | ||
| Q1 25 | 1.97× | 1.71× | ||
| Q4 24 | 5.88× | 3.61× | ||
| Q3 24 | 1.34× | 1.67× | ||
| Q2 24 | 0.93× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DIN
| Franchisor | $163.2M | 75% |
| Food And Beverage | $27.3M | 13% |
| Proprietary Product Sales And Other | $17.0M | 8% |
| Other | $8.1M | 4% |
| Franchise And Development Fees | $2.0M | 1% |
FCF
Segment breakdown not available.
