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Side-by-side financial comparison of Dine Brands Global, Inc. (DIN) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
Dine Brands Global, Inc. is the larger business by last-quarter revenue ($217.6M vs $194.8M, roughly 1.1× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -5.6%, a 55.0% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 6.3%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-8.6M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 2.7%).
Dine Brands Global Inc. is a publicly traded food and beverage company based in Pasadena, California. Founded in 1958 as IHOP, it operates franchised and corporate owned full-service restaurants including three restaurant concepts, Applebee's Neighborhood Grill & Bar, International House of Pancakes (IHOP), and Fuzzy's Taco Shop.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
DIN vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $217.6M | $194.8M |
| Net Profit | $-12.2M | $96.2M |
| Gross Margin | 42.4% | — |
| Operating Margin | -7.6% | 71.7% |
| Net Margin | -5.6% | 49.4% |
| Revenue YoY | 6.3% | 152.7% |
| Net Profit YoY | -336.1% | 388.9% |
| EPS (diluted) | $-0.79 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $217.6M | $194.8M | ||
| Q3 25 | $216.2M | $87.4M | ||
| Q2 25 | $230.8M | $82.6M | ||
| Q1 25 | $214.8M | $81.7M | ||
| Q4 24 | $204.8M | $77.1M | ||
| Q3 24 | $195.0M | $76.6M | ||
| Q2 24 | $206.3M | $72.7M | ||
| Q1 24 | $206.2M | $72.8M |
| Q4 25 | $-12.2M | $96.2M | ||
| Q3 25 | $7.3M | $23.7M | ||
| Q2 25 | $13.8M | $21.5M | ||
| Q1 25 | $8.2M | $19.7M | ||
| Q4 24 | $5.2M | $19.7M | ||
| Q3 24 | $19.1M | $18.6M | ||
| Q2 24 | $23.2M | $15.7M | ||
| Q1 24 | $17.5M | $16.9M |
| Q4 25 | 42.4% | — | ||
| Q3 25 | 39.1% | — | ||
| Q2 25 | 40.0% | — | ||
| Q1 25 | 42.0% | — | ||
| Q4 24 | 41.7% | — | ||
| Q3 24 | 47.8% | — | ||
| Q2 24 | 48.1% | — | ||
| Q1 24 | 47.2% | — |
| Q4 25 | -7.6% | 71.7% | ||
| Q3 25 | 4.7% | 35.6% | ||
| Q2 25 | 8.2% | 34.2% | ||
| Q1 25 | 6.0% | 31.6% | ||
| Q4 24 | 3.8% | 33.4% | ||
| Q3 24 | 13.6% | 32.0% | ||
| Q2 24 | 15.1% | 28.3% | ||
| Q1 24 | 11.7% | 30.4% |
| Q4 25 | -5.6% | 49.4% | ||
| Q3 25 | 3.4% | 27.1% | ||
| Q2 25 | 6.0% | 26.0% | ||
| Q1 25 | 3.8% | 24.1% | ||
| Q4 24 | 2.5% | 25.5% | ||
| Q3 24 | 9.8% | 24.3% | ||
| Q2 24 | 11.2% | 21.6% | ||
| Q1 24 | 8.5% | 23.2% |
| Q4 25 | $-0.79 | $6.72 | ||
| Q3 25 | $0.48 | $1.65 | ||
| Q2 25 | $0.89 | $1.50 | ||
| Q1 25 | $0.53 | $1.37 | ||
| Q4 24 | $0.35 | $1.39 | ||
| Q3 24 | $1.24 | $1.30 | ||
| Q2 24 | $1.50 | $1.10 | ||
| Q1 24 | $1.13 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $128.2M | $132.8M |
| Total DebtLower is stronger | $1.2B | — |
| Stockholders' EquityBook value | $-273.9M | $938.4M |
| Total Assets | $1.7B | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $128.2M | $132.8M | ||
| Q3 25 | $167.9M | $193.5M | ||
| Q2 25 | $194.2M | $212.6M | ||
| Q1 25 | $186.5M | $193.1M | ||
| Q4 24 | $186.7M | $134.4M | ||
| Q3 24 | $169.6M | $132.3M | ||
| Q2 24 | $153.5M | $70.9M | ||
| Q1 24 | $145.0M | $57.1M |
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.2B | — | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
| Q4 25 | $-273.9M | $938.4M | ||
| Q3 25 | $-231.9M | $788.8M | ||
| Q2 25 | $-212.5M | $761.8M | ||
| Q1 25 | $-215.7M | $741.4M | ||
| Q4 24 | $-216.0M | $713.4M | ||
| Q3 24 | $-216.7M | $719.9M | ||
| Q2 24 | $-231.7M | $674.6M | ||
| Q1 24 | $-244.8M | $667.9M |
| Q4 25 | $1.7B | $8.7B | ||
| Q3 25 | $1.8B | $8.5B | ||
| Q2 25 | $1.8B | $8.4B | ||
| Q1 25 | $1.8B | $8.2B | ||
| Q4 24 | $1.8B | $8.1B | ||
| Q3 24 | $1.7B | $8.0B | ||
| Q2 24 | $1.7B | $7.9B | ||
| Q1 24 | $1.7B | $7.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.7M | $38.9M |
| Free Cash FlowOCF − Capex | $-8.6M | $31.9M |
| FCF MarginFCF / Revenue | -3.9% | 16.4% |
| Capex IntensityCapex / Revenue | 6.6% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $53.4M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.7M | $38.9M | ||
| Q3 25 | $30.2M | $34.9M | ||
| Q2 25 | $37.0M | $18.9M | ||
| Q1 25 | $16.1M | $22.2M | ||
| Q4 24 | $30.5M | $95.0M | ||
| Q3 24 | $25.5M | $21.2M | ||
| Q2 24 | $21.6M | $27.3M | ||
| Q1 24 | $30.6M | $23.2M |
| Q4 25 | $-8.6M | $31.9M | ||
| Q3 25 | $18.1M | $33.9M | ||
| Q2 25 | $31.0M | $18.3M | ||
| Q1 25 | $12.8M | $20.9M | ||
| Q4 24 | $26.7M | $88.8M | ||
| Q3 24 | $22.0M | $18.9M | ||
| Q2 24 | $18.2M | $26.3M | ||
| Q1 24 | $27.2M | $21.9M |
| Q4 25 | -3.9% | 16.4% | ||
| Q3 25 | 8.4% | 38.8% | ||
| Q2 25 | 13.4% | 22.1% | ||
| Q1 25 | 6.0% | 25.5% | ||
| Q4 24 | 13.0% | 115.1% | ||
| Q3 24 | 11.3% | 24.7% | ||
| Q2 24 | 8.8% | 36.2% | ||
| Q1 24 | 13.2% | 30.0% |
| Q4 25 | 6.6% | 3.6% | ||
| Q3 25 | 5.6% | 1.1% | ||
| Q2 25 | 2.6% | 0.8% | ||
| Q1 25 | 1.5% | 1.7% | ||
| Q4 24 | 1.9% | 8.1% | ||
| Q3 24 | 1.8% | 2.9% | ||
| Q2 24 | 1.7% | 1.3% | ||
| Q1 24 | 1.6% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | 4.12× | 1.47× | ||
| Q2 25 | 2.68× | 0.88× | ||
| Q1 25 | 1.97× | 1.13× | ||
| Q4 24 | 5.88× | 4.82× | ||
| Q3 24 | 1.34× | 1.14× | ||
| Q2 24 | 0.93× | 1.74× | ||
| Q1 24 | 1.75× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DIN
| Franchisor | $163.2M | 75% |
| Food And Beverage | $27.3M | 13% |
| Proprietary Product Sales And Other | $17.0M | 8% |
| Other | $8.1M | 4% |
| Franchise And Development Fees | $2.0M | 1% |
TMP
Segment breakdown not available.
