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Side-by-side financial comparison of dLocal Ltd (DLO) and OXFORD INDUSTRIES INC (OXM). Click either name above to swap in a different company.
dLocal Ltd is the larger business by last-quarter revenue ($337.9M vs $307.3M, roughly 1.1× OXFORD INDUSTRIES INC). dLocal Ltd runs the higher net margin — 16.5% vs -20.7%, a 37.2% gap on every dollar of revenue. On growth, dLocal Ltd posted the faster year-over-year revenue change (65.2% vs -0.2%). dLocal Ltd produced more free cash flow last quarter ($99.8M vs $-47.9M).
dLocal Limited is a Uruguayan financial technology company. It provides cross-border payments connecting global merchants to emerging markets.
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
DLO vs OXM — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $337.9M | $307.3M |
| Net Profit | $55.6M | $-63.7M |
| Gross Margin | 34.3% | 60.3% |
| Operating Margin | 18.6% | -27.7% |
| Net Margin | 16.5% | -20.7% |
| Revenue YoY | 65.2% | -0.2% |
| Net Profit YoY | 87.3% | -1517.6% |
| EPS (diluted) | $0.18 | $-4.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $337.9M | $307.3M | ||
| Q3 25 | $282.5M | $403.1M | ||
| Q2 25 | — | $392.9M | ||
| Q4 24 | $204.5M | $308.0M | ||
| Q3 24 | $185.8M | $419.9M | ||
| Q2 24 | — | $398.2M | ||
| Q1 24 | — | $404.4M | ||
| Q4 23 | — | $326.6M |
| Q4 25 | $55.6M | $-63.7M | ||
| Q3 25 | $141.3M | $16.7M | ||
| Q2 25 | — | $26.2M | ||
| Q4 24 | $29.7M | $-3.9M | ||
| Q3 24 | $90.8M | $40.6M | ||
| Q2 24 | — | $38.4M | ||
| Q1 24 | — | $-60.1M | ||
| Q4 23 | — | $10.8M |
| Q4 25 | 34.3% | 60.3% | ||
| Q3 25 | 36.5% | 61.4% | ||
| Q2 25 | — | 64.2% | ||
| Q4 24 | 40.9% | 63.1% | ||
| Q3 24 | 42.1% | 63.1% | ||
| Q2 24 | — | 64.9% | ||
| Q1 24 | — | 60.9% | ||
| Q4 23 | — | 62.9% |
| Q4 25 | 18.6% | -27.7% | ||
| Q3 25 | 19.7% | 6.3% | ||
| Q2 25 | — | 9.2% | ||
| Q4 24 | 20.7% | -2.0% | ||
| Q3 24 | 22.1% | 12.5% | ||
| Q2 24 | — | 13.2% | ||
| Q1 24 | — | -20.1% | ||
| Q4 23 | — | 4.4% |
| Q4 25 | 16.5% | -20.7% | ||
| Q3 25 | 50.0% | 4.1% | ||
| Q2 25 | — | 6.7% | ||
| Q4 24 | 14.5% | -1.3% | ||
| Q3 24 | 48.9% | 9.7% | ||
| Q2 24 | — | 9.6% | ||
| Q1 24 | — | -14.9% | ||
| Q4 23 | — | 3.3% |
| Q4 25 | $0.18 | $-4.28 | ||
| Q3 25 | $0.17 | $1.12 | ||
| Q2 25 | — | $1.70 | ||
| Q4 24 | $0.09 | $-0.25 | ||
| Q3 24 | $0.09 | $2.57 | ||
| Q2 24 | — | $2.42 | ||
| Q1 24 | — | $-3.72 | ||
| Q4 23 | — | $0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $719.9M | $8.0M |
| Total DebtLower is stronger | $86.7M | — |
| Stockholders' EquityBook value | $569.4M | $528.0M |
| Total Assets | $1.5B | $1.3B |
| Debt / EquityLower = less leverage | 0.15× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $719.9M | $8.0M | ||
| Q3 25 | $604.5M | $6.9M | ||
| Q2 25 | — | $8.2M | ||
| Q4 24 | $425.2M | $7.0M | ||
| Q3 24 | $560.5M | $18.4M | ||
| Q2 24 | — | $7.7M | ||
| Q1 24 | — | $7.6M | ||
| Q4 23 | — | $7.9M |
| Q4 25 | $86.7M | — | ||
| Q3 25 | $63.1M | — | ||
| Q2 25 | — | — | ||
| Q4 24 | $39.8M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $29.0M | ||
| Q4 23 | — | — |
| Q4 25 | $569.4M | $528.0M | ||
| Q3 25 | $504.7M | $597.1M | ||
| Q2 25 | — | $592.4M | ||
| Q4 24 | $489.0M | $612.2M | ||
| Q3 24 | $457.0M | $621.6M | ||
| Q2 24 | — | $592.9M | ||
| Q1 24 | — | $560.9M | ||
| Q4 23 | — | $627.1M |
| Q4 25 | $1.5B | $1.3B | ||
| Q3 25 | $1.4B | $1.3B | ||
| Q2 25 | — | $1.3B | ||
| Q4 24 | $1.2B | $1.2B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.1B | ||
| Q4 23 | — | $1.2B |
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | — | — | ||
| Q4 24 | 0.08× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.05× | ||
| Q4 23 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $100.4M | $-9.1M |
| Free Cash FlowOCF − Capex | $99.8M | $-47.9M |
| FCF MarginFCF / Revenue | 29.5% | -15.6% |
| Capex IntensityCapex / Revenue | 0.2% | 12.6% |
| Cash ConversionOCF / Net Profit | 1.80× | — |
| TTM Free Cash FlowTrailing 4 quarters | $378.7M | $-79.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $100.4M | $-9.1M | ||
| Q3 25 | $315.0M | $83.5M | ||
| Q2 25 | — | $-3.9M | ||
| Q4 24 | $-141.1M | $-18.2M | ||
| Q3 24 | $108.3M | $88.8M | ||
| Q2 24 | — | $32.9M | ||
| Q1 24 | — | $74.9M | ||
| Q4 23 | — | $16.9M |
| Q4 25 | $99.8M | $-47.9M | ||
| Q3 25 | $313.4M | $52.3M | ||
| Q2 25 | — | $-27.4M | ||
| Q4 24 | $-141.6M | $-56.9M | ||
| Q3 24 | $107.1M | $47.2M | ||
| Q2 24 | — | $21.0M | ||
| Q1 24 | — | $55.3M | ||
| Q4 23 | — | $-6.2M |
| Q4 25 | 29.5% | -15.6% | ||
| Q3 25 | 110.9% | 13.0% | ||
| Q2 25 | — | -7.0% | ||
| Q4 24 | -69.2% | -18.5% | ||
| Q3 24 | 57.6% | 11.2% | ||
| Q2 24 | — | 5.3% | ||
| Q1 24 | — | 13.7% | ||
| Q4 23 | — | -1.9% |
| Q4 25 | 0.2% | 12.6% | ||
| Q3 25 | 0.6% | 7.7% | ||
| Q2 25 | — | 6.0% | ||
| Q4 24 | 0.2% | 12.6% | ||
| Q3 24 | 0.7% | 9.9% | ||
| Q2 24 | — | 3.0% | ||
| Q1 24 | — | 4.8% | ||
| Q4 23 | — | 7.1% |
| Q4 25 | 1.80× | — | ||
| Q3 25 | 2.23× | 5.00× | ||
| Q2 25 | — | -0.15× | ||
| Q4 24 | -4.75× | — | ||
| Q3 24 | 1.19× | 2.19× | ||
| Q2 24 | — | 0.86× | ||
| Q1 24 | — | — | ||
| Q4 23 | — | 1.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLO
Segment breakdown not available.
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
