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Side-by-side financial comparison of dLocal Ltd (DLO) and INTERFACE INC (TILE). Click either name above to swap in a different company.
INTERFACE INC is the larger business by last-quarter revenue ($349.4M vs $337.9M, roughly 1.0× dLocal Ltd). dLocal Ltd runs the higher net margin — 16.5% vs 7.0%, a 9.5% gap on every dollar of revenue. On growth, dLocal Ltd posted the faster year-over-year revenue change (65.2% vs 4.3%). dLocal Ltd produced more free cash flow last quarter ($99.8M vs $28.6M).
dLocal Limited is a Uruguayan financial technology company. It provides cross-border payments connecting global merchants to emerging markets.
Interface, Inc., headquartered in Atlanta, Georgia, is a global manufacturer of commercial flooring. The company sells modular carpet tiles, luxury vinyl tile, and Nora brand rubber flooring.
DLO vs TILE — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $337.9M | $349.4M |
| Net Profit | $55.6M | $24.4M |
| Gross Margin | 34.3% | 38.6% |
| Operating Margin | 18.6% | 10.1% |
| Net Margin | 16.5% | 7.0% |
| Revenue YoY | 65.2% | 4.3% |
| Net Profit YoY | 87.3% | 12.1% |
| EPS (diluted) | $0.18 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $337.9M | $349.4M | ||
| Q3 25 | $282.5M | $364.5M | ||
| Q2 25 | — | $375.5M | ||
| Q1 25 | — | $297.4M | ||
| Q4 24 | $204.5M | $335.0M | ||
| Q3 24 | $185.8M | $344.3M | ||
| Q2 24 | — | $346.6M | ||
| Q1 24 | — | $289.7M |
| Q4 25 | $55.6M | $24.4M | ||
| Q3 25 | $141.3M | $46.1M | ||
| Q2 25 | — | $32.6M | ||
| Q1 25 | — | $13.0M | ||
| Q4 24 | $29.7M | $21.8M | ||
| Q3 24 | $90.8M | $28.4M | ||
| Q2 24 | — | $22.6M | ||
| Q1 24 | — | $14.2M |
| Q4 25 | 34.3% | 38.6% | ||
| Q3 25 | 36.5% | 39.4% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | 40.9% | 36.5% | ||
| Q3 24 | 42.1% | 37.1% | ||
| Q2 24 | — | 35.4% | ||
| Q1 24 | — | 38.1% |
| Q4 25 | 18.6% | 10.1% | ||
| Q3 25 | 19.7% | 14.6% | ||
| Q2 25 | — | 13.9% | ||
| Q1 25 | — | 7.8% | ||
| Q4 24 | 20.7% | 8.8% | ||
| Q3 24 | 22.1% | 12.3% | ||
| Q2 24 | — | 11.0% | ||
| Q1 24 | — | 8.4% |
| Q4 25 | 16.5% | 7.0% | ||
| Q3 25 | 50.0% | 12.7% | ||
| Q2 25 | — | 8.7% | ||
| Q1 25 | — | 4.4% | ||
| Q4 24 | 14.5% | 6.5% | ||
| Q3 24 | 48.9% | 8.3% | ||
| Q2 24 | — | 6.5% | ||
| Q1 24 | — | 4.9% |
| Q4 25 | $0.18 | $0.41 | ||
| Q3 25 | $0.17 | $0.78 | ||
| Q2 25 | — | $0.55 | ||
| Q1 25 | — | $0.22 | ||
| Q4 24 | $0.09 | $0.38 | ||
| Q3 24 | $0.09 | $0.48 | ||
| Q2 24 | — | $0.38 | ||
| Q1 24 | — | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $719.9M | $71.3M |
| Total DebtLower is stronger | $86.7M | $181.6M |
| Stockholders' EquityBook value | $569.4M | $640.7M |
| Total Assets | $1.5B | $1.2B |
| Debt / EquityLower = less leverage | 0.15× | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $719.9M | $71.3M | ||
| Q3 25 | $604.5M | $187.4M | ||
| Q2 25 | — | $121.7M | ||
| Q1 25 | — | $97.8M | ||
| Q4 24 | $425.2M | $99.2M | ||
| Q3 24 | $560.5M | $115.6M | ||
| Q2 24 | — | $94.2M | ||
| Q1 24 | — | $89.8M |
| Q4 25 | $86.7M | $181.6M | ||
| Q3 25 | $63.1M | $307.8M | ||
| Q2 25 | — | $304.4M | ||
| Q1 25 | — | $302.9M | ||
| Q4 24 | $39.8M | $302.8M | ||
| Q3 24 | — | $337.9M | ||
| Q2 24 | — | $387.6M | ||
| Q1 24 | — | $391.8M |
| Q4 25 | $569.4M | $640.7M | ||
| Q3 25 | $504.7M | $621.0M | ||
| Q2 25 | — | $575.0M | ||
| Q1 25 | — | $513.1M | ||
| Q4 24 | $489.0M | $489.1M | ||
| Q3 24 | $457.0M | $501.6M | ||
| Q2 24 | — | $451.2M | ||
| Q1 24 | — | $428.5M |
| Q4 25 | $1.5B | $1.2B | ||
| Q3 25 | $1.4B | $1.3B | ||
| Q2 25 | — | $1.3B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | $1.2B | $1.2B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | 0.15× | 0.28× | ||
| Q3 25 | 0.12× | 0.50× | ||
| Q2 25 | — | 0.53× | ||
| Q1 25 | — | 0.59× | ||
| Q4 24 | 0.08× | 0.62× | ||
| Q3 24 | — | 0.67× | ||
| Q2 24 | — | 0.86× | ||
| Q1 24 | — | 0.91× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $100.4M | $49.3M |
| Free Cash FlowOCF − Capex | $99.8M | $28.6M |
| FCF MarginFCF / Revenue | 29.5% | 8.2% |
| Capex IntensityCapex / Revenue | 0.2% | 5.9% |
| Cash ConversionOCF / Net Profit | 1.80× | 2.02× |
| TTM Free Cash FlowTrailing 4 quarters | $378.7M | $121.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $100.4M | $49.3M | ||
| Q3 25 | $315.0M | $76.7M | ||
| Q2 25 | — | $30.1M | ||
| Q1 25 | — | $11.7M | ||
| Q4 24 | $-141.1M | $38.0M | ||
| Q3 24 | $108.3M | $76.2M | ||
| Q2 24 | — | $21.5M | ||
| Q1 24 | — | $12.6M |
| Q4 25 | $99.8M | $28.6M | ||
| Q3 25 | $313.4M | $66.1M | ||
| Q2 25 | — | $22.8M | ||
| Q1 25 | — | $4.3M | ||
| Q4 24 | $-141.6M | $24.4M | ||
| Q3 24 | $107.1M | $69.7M | ||
| Q2 24 | — | $12.0M | ||
| Q1 24 | — | $8.6M |
| Q4 25 | 29.5% | 8.2% | ||
| Q3 25 | 110.9% | 18.1% | ||
| Q2 25 | — | 6.1% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | -69.2% | 7.3% | ||
| Q3 24 | 57.6% | 20.3% | ||
| Q2 24 | — | 3.5% | ||
| Q1 24 | — | 3.0% |
| Q4 25 | 0.2% | 5.9% | ||
| Q3 25 | 0.6% | 2.9% | ||
| Q2 25 | — | 2.0% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | 0.2% | 4.1% | ||
| Q3 24 | 0.7% | 1.9% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 1.4% |
| Q4 25 | 1.80× | 2.02× | ||
| Q3 25 | 2.23× | 1.66× | ||
| Q2 25 | — | 0.93× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | -4.75× | 1.75× | ||
| Q3 24 | 1.19× | 2.68× | ||
| Q2 24 | — | 0.95× | ||
| Q1 24 | — | 0.89× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLO
Segment breakdown not available.
TILE
| AMS | $205.9M | 59% |
| EAAA | $143.5M | 41% |
