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Side-by-side financial comparison of Dollar Tree (DLTR) and Principal Financial Group (PFG). Click either name above to swap in a different company.
Dollar Tree is the larger business by last-quarter revenue ($4.7B vs $4.6B, roughly 1.0× Principal Financial Group). Principal Financial Group runs the higher net margin — 11.3% vs 5.2%, a 6.1% gap on every dollar of revenue. On growth, Principal Financial Group posted the faster year-over-year revenue change (-3.7% vs -37.2%). Over the past eight quarters, Principal Financial Group's revenue compounded faster (6.3% CAGR vs -25.9%).
Dollar Tree, Inc., formerly known as Dollar Tree Stores, Inc., is an American multi-price-point chain of discount variety stores. Headquartered in Chesapeake, Virginia, it is a Fortune 500 company and operates 15,115 stores throughout the 48 contiguous U.S. states and Canada. Its stores are supported by a nationwide logistics network of 24 distribution centers.
Principal Financial GroupPFGEarnings & Financial Report
Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.
DLTR vs PFG — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $4.7B | $4.6B |
| Net Profit | $244.6M | $517.0M |
| Gross Margin | 35.8% | — |
| Operating Margin | 7.2% | — |
| Net Margin | 5.2% | 11.3% |
| Revenue YoY | -37.2% | -3.7% |
| Net Profit YoY | 4.8% | -42.9% |
| EPS (diluted) | $1.20 | $2.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.7B | $4.6B | ||
| Q3 25 | $4.6B | $3.7B | ||
| Q2 25 | $4.6B | $3.7B | ||
| Q1 25 | $5.0B | $3.7B | ||
| Q4 24 | $7.6B | $4.8B | ||
| Q3 24 | $7.4B | $3.0B | ||
| Q2 24 | $7.6B | $4.3B | ||
| Q1 24 | $8.6B | $4.1B |
| Q4 25 | $244.6M | $517.0M | ||
| Q3 25 | $188.4M | $213.8M | ||
| Q2 25 | $343.4M | $406.2M | ||
| Q1 25 | $-3.7B | $48.1M | ||
| Q4 24 | $233.3M | $905.4M | ||
| Q3 24 | $132.4M | $-220.0M | ||
| Q2 24 | $300.1M | $353.1M | ||
| Q1 24 | $-1.7B | $532.5M |
| Q4 25 | 35.8% | — | ||
| Q3 25 | 34.4% | — | ||
| Q2 25 | 35.6% | — | ||
| Q1 25 | 37.6% | — | ||
| Q4 24 | 30.9% | — | ||
| Q3 24 | 30.0% | — | ||
| Q2 24 | 30.8% | — | ||
| Q1 24 | 32.1% | — |
| Q4 25 | 7.2% | — | ||
| Q3 25 | 5.1% | — | ||
| Q2 25 | 8.3% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.4% | — | ||
| Q3 24 | 2.8% | — | ||
| Q2 24 | 5.5% | — | ||
| Q1 24 | -21.9% | — |
| Q4 25 | 5.2% | 11.3% | ||
| Q3 25 | 4.1% | 5.8% | ||
| Q2 25 | 7.4% | 11.1% | ||
| Q1 25 | -74.0% | 1.3% | ||
| Q4 24 | 3.1% | 19.1% | ||
| Q3 24 | 1.8% | -7.3% | ||
| Q2 24 | 3.9% | 8.2% | ||
| Q1 24 | -19.8% | 13.1% |
| Q4 25 | $1.20 | $2.30 | ||
| Q3 25 | $0.91 | $0.95 | ||
| Q2 25 | $1.61 | $1.79 | ||
| Q1 25 | $-17.17 | $0.21 | ||
| Q4 24 | $1.08 | $3.92 | ||
| Q3 24 | $0.62 | $-0.95 | ||
| Q2 24 | $1.38 | $1.49 | ||
| Q1 24 | $-7.78 | $2.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $594.8M | $4.4B |
| Total DebtLower is stronger | — | $3.9B |
| Stockholders' EquityBook value | $3.5B | $11.9B |
| Total Assets | $13.7B | $341.4B |
| Debt / EquityLower = less leverage | — | 0.33× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $594.8M | $4.4B | ||
| Q3 25 | $666.3M | $5.1B | ||
| Q2 25 | $1.0B | $3.7B | ||
| Q1 25 | $1.3B | $3.9B | ||
| Q4 24 | $697.6M | $4.2B | ||
| Q3 24 | $570.3M | $6.2B | ||
| Q2 24 | $618.5M | $4.8B | ||
| Q1 24 | $684.9M | $4.2B |
| Q4 25 | — | $3.9B | ||
| Q3 25 | — | $3.9B | ||
| Q2 25 | — | $3.9B | ||
| Q1 25 | $3.4B | $4.3B | ||
| Q4 24 | — | $4.0B | ||
| Q3 24 | — | $3.9B | ||
| Q2 24 | — | $3.9B | ||
| Q1 24 | $3.4B | $3.9B |
| Q4 25 | $3.5B | $11.9B | ||
| Q3 25 | $3.6B | $11.7B | ||
| Q2 25 | $3.9B | $11.4B | ||
| Q1 25 | $4.0B | $11.2B | ||
| Q4 24 | $7.6B | $11.1B | ||
| Q3 24 | $7.4B | $11.2B | ||
| Q2 24 | $7.3B | $11.0B | ||
| Q1 24 | $7.3B | $11.2B |
| Q4 25 | $13.7B | $341.4B | ||
| Q3 25 | $13.4B | $334.5B | ||
| Q2 25 | $18.3B | $323.1B | ||
| Q1 25 | $18.6B | $313.0B | ||
| Q4 24 | $23.3B | $313.7B | ||
| Q3 24 | $22.6B | $322.9B | ||
| Q2 24 | $22.1B | $308.8B | ||
| Q1 24 | $22.0B | $308.7B |
| Q4 25 | — | 0.33× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | 0.86× | 0.39× | ||
| Q4 24 | — | 0.36× | ||
| Q3 24 | — | 0.35× | ||
| Q2 24 | — | 0.36× | ||
| Q1 24 | 0.47× | 0.35× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $319.3M | $1.7B |
| Free Cash FlowOCF − Capex | $-57.1M | — |
| FCF MarginFCF / Revenue | -1.2% | — |
| Capex IntensityCapex / Revenue | 7.9% | — |
| Cash ConversionOCF / Net Profit | 1.31× | 3.37× |
| TTM Free Cash FlowTrailing 4 quarters | $394.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $319.3M | $1.7B | ||
| Q3 25 | $260.7M | $1.0B | ||
| Q2 25 | $378.5M | $811.9M | ||
| Q1 25 | $405.1M | $977.3M | ||
| Q4 24 | $785.6M | $1.5B | ||
| Q3 24 | $306.9M | $1.1B | ||
| Q2 24 | $695.7M | $1.4B | ||
| Q1 24 | $1.3B | $584.2M |
| Q4 25 | $-57.1M | — | ||
| Q3 25 | $15.6M | — | ||
| Q2 25 | $129.7M | — | ||
| Q1 25 | $306.3M | — | ||
| Q4 24 | $359.2M | — | ||
| Q3 24 | $-193.8M | — | ||
| Q2 24 | $223.5M | — | ||
| Q1 24 | $470.8M | — |
| Q4 25 | -1.2% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 6.1% | — | ||
| Q4 24 | 4.8% | — | ||
| Q3 24 | -2.6% | — | ||
| Q2 24 | 2.9% | — | ||
| Q1 24 | 5.5% | — |
| Q4 25 | 7.9% | — | ||
| Q3 25 | 5.4% | — | ||
| Q2 25 | 5.4% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 6.8% | — | ||
| Q2 24 | 6.2% | — | ||
| Q1 24 | 9.1% | — |
| Q4 25 | 1.31× | 3.37× | ||
| Q3 25 | 1.38× | 4.70× | ||
| Q2 25 | 1.10× | 2.00× | ||
| Q1 25 | — | 20.32× | ||
| Q4 24 | 3.37× | 1.61× | ||
| Q3 24 | 2.32× | — | ||
| Q2 24 | 2.32× | 4.05× | ||
| Q1 24 | — | 1.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLTR
| Consumable | $2.4B | 50% |
| Variety | $2.1B | 43% |
| Seasonal | $344.1M | 7% |
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
