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Side-by-side financial comparison of Dollar Tree (DLTR) and REINSURANCE GROUP OF AMERICA INC (RGA). Click either name above to swap in a different company.
REINSURANCE GROUP OF AMERICA INC is the larger business by last-quarter revenue ($6.6B vs $4.7B, roughly 1.4× Dollar Tree). REINSURANCE GROUP OF AMERICA INC runs the higher net margin — 7.0% vs 5.2%, a 1.8% gap on every dollar of revenue. On growth, REINSURANCE GROUP OF AMERICA INC posted the faster year-over-year revenue change (26.6% vs -37.2%). Over the past eight quarters, REINSURANCE GROUP OF AMERICA INC's revenue compounded faster (2.3% CAGR vs -25.9%).
Dollar Tree, Inc., formerly known as Dollar Tree Stores, Inc., is an American multi-price-point chain of discount variety stores. Headquartered in Chesapeake, Virginia, it is a Fortune 500 company and operates 15,115 stores throughout the 48 contiguous U.S. states and Canada. Its stores are supported by a nationwide logistics network of 24 distribution centers.
Reinsurance Group of America, Incorporated is a holding company for a global life and health reinsurance entity based in Greater St. Louis within the western suburb of Chesterfield, Missouri, United States. With approximately $3.9 trillion of life reinsurance in force and assets of $118.7 billion as of December 31, 2024, RGA has grown to become the only international company to focus primarily on life and health-related reinsurance.
DLTR vs RGA — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $4.7B | $6.6B |
| Net Profit | $244.6M | $463.0M |
| Gross Margin | 35.8% | — |
| Operating Margin | 7.2% | 7.7% |
| Net Margin | 5.2% | 7.0% |
| Revenue YoY | -37.2% | 26.6% |
| Net Profit YoY | 4.8% | 212.8% |
| EPS (diluted) | $1.20 | $6.91 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.7B | $6.6B | ||
| Q3 25 | $4.6B | $6.2B | ||
| Q2 25 | $4.6B | $5.6B | ||
| Q1 25 | $5.0B | $5.3B | ||
| Q4 24 | $7.6B | $5.2B | ||
| Q3 24 | $7.4B | $5.7B | ||
| Q2 24 | $7.6B | $4.9B | ||
| Q1 24 | $8.6B | $6.3B |
| Q4 25 | $244.6M | $463.0M | ||
| Q3 25 | $188.4M | $253.0M | ||
| Q2 25 | $343.4M | $180.0M | ||
| Q1 25 | $-3.7B | $286.0M | ||
| Q4 24 | $233.3M | $148.0M | ||
| Q3 24 | $132.4M | $156.0M | ||
| Q2 24 | $300.1M | $203.0M | ||
| Q1 24 | $-1.7B | $210.0M |
| Q4 25 | 35.8% | — | ||
| Q3 25 | 34.4% | — | ||
| Q2 25 | 35.6% | — | ||
| Q1 25 | 37.6% | — | ||
| Q4 24 | 30.9% | — | ||
| Q3 24 | 30.0% | — | ||
| Q2 24 | 30.8% | — | ||
| Q1 24 | 32.1% | — |
| Q4 25 | 7.2% | 7.7% | ||
| Q3 25 | 5.1% | 5.2% | ||
| Q2 25 | 8.3% | 6.1% | ||
| Q1 25 | — | 7.0% | ||
| Q4 24 | 4.4% | 4.3% | ||
| Q3 24 | 2.8% | 3.8% | ||
| Q2 24 | 5.5% | 5.5% | ||
| Q1 24 | -21.9% | 4.3% |
| Q4 25 | 5.2% | 7.0% | ||
| Q3 25 | 4.1% | 4.1% | ||
| Q2 25 | 7.4% | 3.2% | ||
| Q1 25 | -74.0% | 5.4% | ||
| Q4 24 | 3.1% | 2.8% | ||
| Q3 24 | 1.8% | 2.8% | ||
| Q2 24 | 3.9% | 4.2% | ||
| Q1 24 | -19.8% | 3.3% |
| Q4 25 | $1.20 | $6.91 | ||
| Q3 25 | $0.91 | $3.81 | ||
| Q2 25 | $1.61 | $2.70 | ||
| Q1 25 | $-17.17 | $4.27 | ||
| Q4 24 | $1.08 | $2.21 | ||
| Q3 24 | $0.62 | $2.33 | ||
| Q2 24 | $1.38 | $3.03 | ||
| Q1 24 | $-7.78 | $3.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $594.8M | $4.2B |
| Total DebtLower is stronger | — | $5.7B |
| Stockholders' EquityBook value | $3.5B | $13.5B |
| Total Assets | $13.7B | $156.6B |
| Debt / EquityLower = less leverage | — | 0.42× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $594.8M | $4.2B | ||
| Q3 25 | $666.3M | $4.6B | ||
| Q2 25 | $1.0B | $5.4B | ||
| Q1 25 | $1.3B | $5.2B | ||
| Q4 24 | $697.6M | $3.3B | ||
| Q3 24 | $570.3M | $5.2B | ||
| Q2 24 | $618.5M | $4.6B | ||
| Q1 24 | $684.9M | $5.9B |
| Q4 25 | — | $5.7B | ||
| Q3 25 | — | $5.7B | ||
| Q2 25 | — | $5.7B | ||
| Q1 25 | $3.4B | $5.7B | ||
| Q4 24 | — | $5.0B | ||
| Q3 24 | — | $5.1B | ||
| Q2 24 | — | $5.1B | ||
| Q1 24 | $3.4B | $4.4B |
| Q4 25 | $3.5B | $13.5B | ||
| Q3 25 | $3.6B | $13.0B | ||
| Q2 25 | $3.9B | $12.1B | ||
| Q1 25 | $4.0B | $11.4B | ||
| Q4 24 | $7.6B | $10.8B | ||
| Q3 24 | $7.4B | $11.1B | ||
| Q2 24 | $7.3B | $9.7B | ||
| Q1 24 | $7.3B | $9.5B |
| Q4 25 | $13.7B | $156.6B | ||
| Q3 25 | $13.4B | $152.0B | ||
| Q2 25 | $18.3B | $133.5B | ||
| Q1 25 | $18.6B | $128.2B | ||
| Q4 24 | $23.3B | $118.7B | ||
| Q3 24 | $22.6B | $120.3B | ||
| Q2 24 | $22.1B | $109.9B | ||
| Q1 24 | $22.0B | $106.0B |
| Q4 25 | — | 0.42× | ||
| Q3 25 | — | 0.44× | ||
| Q2 25 | — | 0.48× | ||
| Q1 25 | 0.86× | 0.50× | ||
| Q4 24 | — | 0.47× | ||
| Q3 24 | — | 0.46× | ||
| Q2 24 | — | 0.52× | ||
| Q1 24 | 0.47× | 0.47× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $319.3M | $7.3B |
| Free Cash FlowOCF − Capex | $-57.1M | — |
| FCF MarginFCF / Revenue | -1.2% | — |
| Capex IntensityCapex / Revenue | 7.9% | — |
| Cash ConversionOCF / Net Profit | 1.31× | 15.83× |
| TTM Free Cash FlowTrailing 4 quarters | $394.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $319.3M | $7.3B | ||
| Q3 25 | $260.7M | $-990.0M | ||
| Q2 25 | $378.5M | $-820.0M | ||
| Q1 25 | $405.1M | $-1.4B | ||
| Q4 24 | $785.6M | $17.1B | ||
| Q3 24 | $306.9M | $-1.1B | ||
| Q2 24 | $695.7M | $-967.0M | ||
| Q1 24 | $1.3B | $-5.7B |
| Q4 25 | $-57.1M | — | ||
| Q3 25 | $15.6M | — | ||
| Q2 25 | $129.7M | — | ||
| Q1 25 | $306.3M | — | ||
| Q4 24 | $359.2M | — | ||
| Q3 24 | $-193.8M | — | ||
| Q2 24 | $223.5M | — | ||
| Q1 24 | $470.8M | — |
| Q4 25 | -1.2% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 6.1% | — | ||
| Q4 24 | 4.8% | — | ||
| Q3 24 | -2.6% | — | ||
| Q2 24 | 2.9% | — | ||
| Q1 24 | 5.5% | — |
| Q4 25 | 7.9% | — | ||
| Q3 25 | 5.4% | — | ||
| Q2 25 | 5.4% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 6.8% | — | ||
| Q2 24 | 6.2% | — | ||
| Q1 24 | 9.1% | — |
| Q4 25 | 1.31× | 15.83× | ||
| Q3 25 | 1.38× | -3.91× | ||
| Q2 25 | 1.10× | -4.56× | ||
| Q1 25 | — | -5.00× | ||
| Q4 24 | 3.37× | 115.81× | ||
| Q3 24 | 2.32× | -6.84× | ||
| Q2 24 | 2.32× | -4.76× | ||
| Q1 24 | — | -27.31× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLTR
| Consumable | $2.4B | 50% |
| Variety | $2.1B | 43% |
| Seasonal | $344.1M | 7% |
RGA
Segment breakdown not available.
