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Side-by-side financial comparison of DELUXE CORP (DLX) and Essex Property Trust (ESS). Click either name above to swap in a different company.
DELUXE CORP is the larger business by last-quarter revenue ($535.2M vs $479.6M, roughly 1.1× Essex Property Trust). Essex Property Trust runs the higher net margin — 17.9% vs 2.2%, a 15.6% gap on every dollar of revenue. On growth, Essex Property Trust posted the faster year-over-year revenue change (5.5% vs 2.8%). Over the past eight quarters, Essex Property Trust's revenue compounded faster (6.0% CAGR vs 0.0%).
Deluxe Corporation is an American company that provides payment processing, data services, checks and promotional products, and merchant services. It operates in four divisions: B2B payments, data, print, and merchant services. As of 2025, the company serves millions of small businesses and thousands of financial institutions, processing more than $2.8 trillion in payments annually. While its legacy business centers on check printing and other printed products, payments and data services now ...
Essex Property Trust is a publicly traded real estate investment trust that invests in apartments in California and in the Seattle metropolitan area.
DLX vs ESS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $535.2M | $479.6M |
| Net Profit | $12.0M | $85.7M |
| Gross Margin | 52.2% | 70.0% |
| Operating Margin | 8.9% | 31.7% |
| Net Margin | 2.2% | 17.9% |
| Revenue YoY | 2.8% | 5.5% |
| Net Profit YoY | -5.0% | -71.6% |
| EPS (diluted) | $0.25 | $1.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $535.2M | $479.6M | ||
| Q3 25 | $540.2M | $473.3M | ||
| Q2 25 | $521.3M | $469.8M | ||
| Q1 25 | $536.5M | $464.6M | ||
| Q4 24 | $520.6M | $454.5M | ||
| Q3 24 | $528.4M | $450.7M | ||
| Q2 24 | $537.8M | $442.4M | ||
| Q1 24 | $535.0M | $426.9M |
| Q4 25 | $12.0M | $85.7M | ||
| Q3 25 | $33.7M | $172.7M | ||
| Q2 25 | $22.4M | $231.5M | ||
| Q1 25 | $14.0M | $212.8M | ||
| Q4 24 | $12.6M | $301.7M | ||
| Q3 24 | $8.9M | $125.5M | ||
| Q2 24 | $20.5M | $99.0M | ||
| Q1 24 | $10.8M | $285.1M |
| Q4 25 | 52.2% | 70.0% | ||
| Q3 25 | 53.9% | 69.2% | ||
| Q2 25 | 53.6% | 70.7% | ||
| Q1 25 | 52.4% | 69.6% | ||
| Q4 24 | 52.3% | 70.0% | ||
| Q3 24 | 53.3% | 69.5% | ||
| Q2 24 | 53.7% | 70.8% | ||
| Q1 24 | 53.0% | 69.7% |
| Q4 25 | 8.9% | 31.7% | ||
| Q3 25 | 14.0% | 44.5% | ||
| Q2 25 | 11.7% | 59.5% | ||
| Q1 25 | 9.0% | 55.3% | ||
| Q4 24 | 9.0% | 67.0% | ||
| Q3 24 | 7.9% | 28.6% | ||
| Q2 24 | 11.0% | 31.1% | ||
| Q1 24 | 8.3% | 31.0% |
| Q4 25 | 2.2% | 17.9% | ||
| Q3 25 | 6.2% | 36.5% | ||
| Q2 25 | 4.3% | 49.3% | ||
| Q1 25 | 2.6% | 45.8% | ||
| Q4 24 | 2.4% | 66.4% | ||
| Q3 24 | 1.7% | 27.8% | ||
| Q2 24 | 3.8% | 22.4% | ||
| Q1 24 | 2.0% | 66.8% |
| Q4 25 | $0.25 | $1.24 | ||
| Q3 25 | $0.74 | $2.56 | ||
| Q2 25 | $0.50 | $3.44 | ||
| Q1 25 | $0.31 | $3.16 | ||
| Q4 24 | $0.28 | $4.00 | ||
| Q3 24 | $0.20 | $1.84 | ||
| Q2 24 | $0.46 | $1.45 | ||
| Q1 24 | $0.24 | $4.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.9M | $76.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $680.7M | $5.5B |
| Total Assets | $2.9B | $13.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.9M | $76.2M | ||
| Q3 25 | $25.8M | $66.0M | ||
| Q2 25 | $26.0M | $58.7M | ||
| Q1 25 | $30.3M | $98.7M | ||
| Q4 24 | $34.4M | $66.8M | ||
| Q3 24 | $41.3M | $71.3M | ||
| Q2 24 | $23.1M | $55.2M | ||
| Q1 24 | $23.5M | $499.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | $6.4B | ||
| Q2 25 | — | $6.4B | ||
| Q1 25 | — | $6.8B | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $6.4B | ||
| Q2 24 | — | $6.2B | ||
| Q1 24 | — | $6.6B |
| Q4 25 | $680.7M | $5.5B | ||
| Q3 25 | $664.1M | $5.6B | ||
| Q2 25 | $638.7M | $5.6B | ||
| Q1 25 | $622.5M | $5.6B | ||
| Q4 24 | $620.9M | $5.5B | ||
| Q3 24 | $612.7M | $5.4B | ||
| Q2 24 | $620.5M | $5.5B | ||
| Q1 24 | $608.4M | $5.5B |
| Q4 25 | $2.9B | $13.2B | ||
| Q3 25 | $2.6B | $13.2B | ||
| Q2 25 | $2.5B | $13.2B | ||
| Q1 25 | $2.6B | $13.2B | ||
| Q4 24 | $2.8B | $12.9B | ||
| Q3 24 | $2.6B | $12.6B | ||
| Q2 24 | $2.7B | $12.5B | ||
| Q1 24 | $2.7B | $12.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | — | 1.14× | ||
| Q1 25 | — | 1.22× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.18× | ||
| Q2 24 | — | 1.13× | ||
| Q1 24 | — | 1.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $102.1M | $1.1B |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 8.53× | 12.53× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $102.1M | $1.1B | ||
| Q3 25 | $67.1M | $342.6M | ||
| Q2 25 | $51.1M | $216.1M | ||
| Q1 25 | $50.3M | $281.5M | ||
| Q4 24 | $60.2M | $1.1B | ||
| Q3 24 | $67.9M | $316.2M | ||
| Q2 24 | $39.6M | $218.9M | ||
| Q1 24 | $26.6M | $314.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $27.8M | — | ||
| Q1 25 | $24.3M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $46.7M | — | ||
| Q2 24 | $11.4M | — | ||
| Q1 24 | $6.1M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 4.5% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.8% | — | ||
| Q2 24 | 2.1% | — | ||
| Q1 24 | 1.1% | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 4.5% | — | ||
| Q1 25 | 4.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.0% | — | ||
| Q2 24 | 5.2% | — | ||
| Q1 24 | 3.8% | — |
| Q4 25 | 8.53× | 12.53× | ||
| Q3 25 | 1.99× | 1.98× | ||
| Q2 25 | 2.28× | 0.93× | ||
| Q1 25 | 3.59× | 1.32× | ||
| Q4 24 | 4.77× | 3.54× | ||
| Q3 24 | 7.60× | 2.52× | ||
| Q2 24 | 1.94× | 2.21× | ||
| Q1 24 | 2.46× | 1.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLX
| Services | $247.9M | 46% |
| B2B Payments | $76.3M | 14% |
| Datadrivenmarketingsolutions | $68.5M | 13% |
| Promotional Solutions Revenue | $60.9M | 11% |
| Treasurymanagementsolutions | $59.8M | 11% |
| Other | $17.3M | 3% |
| Other Web Based Solutions | $4.6M | 1% |
ESS
Segment breakdown not available.
