vs
Side-by-side financial comparison of DELUXE CORP (DLX) and OXFORD INDUSTRIES INC (OXM). Click either name above to swap in a different company.
DELUXE CORP is the larger business by last-quarter revenue ($535.2M vs $307.3M, roughly 1.7× OXFORD INDUSTRIES INC). DELUXE CORP runs the higher net margin — 2.2% vs -20.7%, a 23.0% gap on every dollar of revenue. On growth, DELUXE CORP posted the faster year-over-year revenue change (2.8% vs -0.2%). Over the past eight quarters, DELUXE CORP's revenue compounded faster (0.0% CAGR vs -3.0%).
Deluxe Corporation is an American company that provides payment processing, data services, checks and promotional products, and merchant services. It operates in four divisions: B2B payments, data, print, and merchant services. As of 2025, the company serves millions of small businesses and thousands of financial institutions, processing more than $2.8 trillion in payments annually. While its legacy business centers on check printing and other printed products, payments and data services now ...
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
DLX vs OXM — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $535.2M | $307.3M |
| Net Profit | $12.0M | $-63.7M |
| Gross Margin | 52.2% | 60.3% |
| Operating Margin | 8.9% | -27.7% |
| Net Margin | 2.2% | -20.7% |
| Revenue YoY | 2.8% | -0.2% |
| Net Profit YoY | -5.0% | -1517.6% |
| EPS (diluted) | $0.25 | $-4.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $535.2M | $307.3M | ||
| Q3 25 | $540.2M | $403.1M | ||
| Q2 25 | $521.3M | $392.9M | ||
| Q1 25 | $536.5M | — | ||
| Q4 24 | $520.6M | $308.0M | ||
| Q3 24 | $528.4M | $419.9M | ||
| Q2 24 | $537.8M | $398.2M | ||
| Q1 24 | $535.0M | $404.4M |
| Q4 25 | $12.0M | $-63.7M | ||
| Q3 25 | $33.7M | $16.7M | ||
| Q2 25 | $22.4M | $26.2M | ||
| Q1 25 | $14.0M | — | ||
| Q4 24 | $12.6M | $-3.9M | ||
| Q3 24 | $8.9M | $40.6M | ||
| Q2 24 | $20.5M | $38.4M | ||
| Q1 24 | $10.8M | $-60.1M |
| Q4 25 | 52.2% | 60.3% | ||
| Q3 25 | 53.9% | 61.4% | ||
| Q2 25 | 53.6% | 64.2% | ||
| Q1 25 | 52.4% | — | ||
| Q4 24 | 52.3% | 63.1% | ||
| Q3 24 | 53.3% | 63.1% | ||
| Q2 24 | 53.7% | 64.9% | ||
| Q1 24 | 53.0% | 60.9% |
| Q4 25 | 8.9% | -27.7% | ||
| Q3 25 | 14.0% | 6.3% | ||
| Q2 25 | 11.7% | 9.2% | ||
| Q1 25 | 9.0% | — | ||
| Q4 24 | 9.0% | -2.0% | ||
| Q3 24 | 7.9% | 12.5% | ||
| Q2 24 | 11.0% | 13.2% | ||
| Q1 24 | 8.3% | -20.1% |
| Q4 25 | 2.2% | -20.7% | ||
| Q3 25 | 6.2% | 4.1% | ||
| Q2 25 | 4.3% | 6.7% | ||
| Q1 25 | 2.6% | — | ||
| Q4 24 | 2.4% | -1.3% | ||
| Q3 24 | 1.7% | 9.7% | ||
| Q2 24 | 3.8% | 9.6% | ||
| Q1 24 | 2.0% | -14.9% |
| Q4 25 | $0.25 | $-4.28 | ||
| Q3 25 | $0.74 | $1.12 | ||
| Q2 25 | $0.50 | $1.70 | ||
| Q1 25 | $0.31 | — | ||
| Q4 24 | $0.28 | $-0.25 | ||
| Q3 24 | $0.20 | $2.57 | ||
| Q2 24 | $0.46 | $2.42 | ||
| Q1 24 | $0.24 | $-3.72 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.9M | $8.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $680.7M | $528.0M |
| Total Assets | $2.9B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.9M | $8.0M | ||
| Q3 25 | $25.8M | $6.9M | ||
| Q2 25 | $26.0M | $8.2M | ||
| Q1 25 | $30.3M | — | ||
| Q4 24 | $34.4M | $7.0M | ||
| Q3 24 | $41.3M | $18.4M | ||
| Q2 24 | $23.1M | $7.7M | ||
| Q1 24 | $23.5M | $7.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $29.0M |
| Q4 25 | $680.7M | $528.0M | ||
| Q3 25 | $664.1M | $597.1M | ||
| Q2 25 | $638.7M | $592.4M | ||
| Q1 25 | $622.5M | — | ||
| Q4 24 | $620.9M | $612.2M | ||
| Q3 24 | $612.7M | $621.6M | ||
| Q2 24 | $620.5M | $592.9M | ||
| Q1 24 | $608.4M | $560.9M |
| Q4 25 | $2.9B | $1.3B | ||
| Q3 25 | $2.6B | $1.3B | ||
| Q2 25 | $2.5B | $1.3B | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.8B | $1.2B | ||
| Q3 24 | $2.6B | $1.2B | ||
| Q2 24 | $2.7B | $1.2B | ||
| Q1 24 | $2.7B | $1.1B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.05× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $102.1M | $-9.1M |
| Free Cash FlowOCF − Capex | — | $-47.9M |
| FCF MarginFCF / Revenue | — | -15.6% |
| Capex IntensityCapex / Revenue | — | 12.6% |
| Cash ConversionOCF / Net Profit | 8.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-79.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $102.1M | $-9.1M | ||
| Q3 25 | $67.1M | $83.5M | ||
| Q2 25 | $51.1M | $-3.9M | ||
| Q1 25 | $50.3M | — | ||
| Q4 24 | $60.2M | $-18.2M | ||
| Q3 24 | $67.9M | $88.8M | ||
| Q2 24 | $39.6M | $32.9M | ||
| Q1 24 | $26.6M | $74.9M |
| Q4 25 | — | $-47.9M | ||
| Q3 25 | — | $52.3M | ||
| Q2 25 | $27.8M | $-27.4M | ||
| Q1 25 | $24.3M | — | ||
| Q4 24 | — | $-56.9M | ||
| Q3 24 | $46.7M | $47.2M | ||
| Q2 24 | $11.4M | $21.0M | ||
| Q1 24 | $6.1M | $55.3M |
| Q4 25 | — | -15.6% | ||
| Q3 25 | — | 13.0% | ||
| Q2 25 | 5.3% | -7.0% | ||
| Q1 25 | 4.5% | — | ||
| Q4 24 | — | -18.5% | ||
| Q3 24 | 8.8% | 11.2% | ||
| Q2 24 | 2.1% | 5.3% | ||
| Q1 24 | 1.1% | 13.7% |
| Q4 25 | — | 12.6% | ||
| Q3 25 | — | 7.7% | ||
| Q2 25 | 4.5% | 6.0% | ||
| Q1 25 | 4.8% | — | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | 4.0% | 9.9% | ||
| Q2 24 | 5.2% | 3.0% | ||
| Q1 24 | 3.8% | 4.8% |
| Q4 25 | 8.53× | — | ||
| Q3 25 | 1.99× | 5.00× | ||
| Q2 25 | 2.28× | -0.15× | ||
| Q1 25 | 3.59× | — | ||
| Q4 24 | 4.77× | — | ||
| Q3 24 | 7.60× | 2.19× | ||
| Q2 24 | 1.94× | 0.86× | ||
| Q1 24 | 2.46× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLX
| Services | $247.9M | 46% |
| B2B Payments | $76.3M | 14% |
| Datadrivenmarketingsolutions | $68.5M | 13% |
| Promotional Solutions Revenue | $60.9M | 11% |
| Treasurymanagementsolutions | $59.8M | 11% |
| Other | $17.3M | 3% |
| Other Web Based Solutions | $4.6M | 1% |
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
