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Side-by-side financial comparison of DELUXE CORP (DLX) and UDR, Inc. (UDR). Click either name above to swap in a different company.
DELUXE CORP is the larger business by last-quarter revenue ($535.2M vs $425.8M, roughly 1.3× UDR, Inc.). UDR, Inc. runs the higher net margin — 44.6% vs 2.2%, a 42.3% gap on every dollar of revenue. On growth, DELUXE CORP posted the faster year-over-year revenue change (2.8% vs 0.9%). Over the past eight quarters, UDR, Inc.'s revenue compounded faster (1.3% CAGR vs 0.0%).
Deluxe Corporation is an American company that provides payment processing, data services, checks and promotional products, and merchant services. It operates in four divisions: B2B payments, data, print, and merchant services. As of 2025, the company serves millions of small businesses and thousands of financial institutions, processing more than $2.8 trillion in payments annually. While its legacy business centers on check printing and other printed products, payments and data services now ...
UDR, Inc. is a leading U.S.-headquartered real estate investment trust specializing in owning, operating, and redeveloping high-quality multifamily residential apartment communities. It operates across major U.S. metropolitan markets, catering to a diverse tenant base including young professionals, families, and middle-to-high income households.
DLX vs UDR — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $535.2M | $425.8M |
| Net Profit | $12.0M | $189.8M |
| Gross Margin | 52.2% | — |
| Operating Margin | 8.9% | 54.0% |
| Net Margin | 2.2% | 44.6% |
| Revenue YoY | 2.8% | 0.9% |
| Net Profit YoY | -5.0% | 147.2% |
| EPS (diluted) | $0.25 | $0.63 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $425.8M | ||
| Q4 25 | $535.2M | $433.1M | ||
| Q3 25 | $540.2M | $431.9M | ||
| Q2 25 | $521.3M | $425.4M | ||
| Q1 25 | $536.5M | $421.9M | ||
| Q4 24 | $520.6M | $422.7M | ||
| Q3 24 | $528.4M | $420.2M | ||
| Q2 24 | $537.8M | $415.3M |
| Q1 26 | — | $189.8M | ||
| Q4 25 | $12.0M | $222.9M | ||
| Q3 25 | $33.7M | $40.4M | ||
| Q2 25 | $22.4M | $37.7M | ||
| Q1 25 | $14.0M | $76.7M | ||
| Q4 24 | $12.6M | $-5.0M | ||
| Q3 24 | $8.9M | $22.6M | ||
| Q2 24 | $20.5M | $28.9M |
| Q1 26 | — | — | ||
| Q4 25 | 52.2% | — | ||
| Q3 25 | 53.9% | — | ||
| Q2 25 | 53.6% | — | ||
| Q1 25 | 52.4% | — | ||
| Q4 24 | 52.3% | — | ||
| Q3 24 | 53.3% | — | ||
| Q2 24 | 53.7% | — |
| Q1 26 | — | 54.0% | ||
| Q4 25 | 8.9% | 64.1% | ||
| Q3 25 | 14.0% | 17.7% | ||
| Q2 25 | 11.7% | 18.2% | ||
| Q1 25 | 9.0% | 29.0% | ||
| Q4 24 | 9.0% | 15.7% | ||
| Q3 24 | 7.9% | 16.6% | ||
| Q2 24 | 11.0% | 16.5% |
| Q1 26 | — | 44.6% | ||
| Q4 25 | 2.2% | 51.5% | ||
| Q3 25 | 6.2% | 9.4% | ||
| Q2 25 | 4.3% | 8.9% | ||
| Q1 25 | 2.6% | 18.2% | ||
| Q4 24 | 2.4% | -220.5% | ||
| Q3 24 | 1.7% | 5.4% | ||
| Q2 24 | 3.8% | 7.0% |
| Q1 26 | — | $0.63 | ||
| Q4 25 | $0.25 | $0.67 | ||
| Q3 25 | $0.74 | $0.12 | ||
| Q2 25 | $0.50 | $0.11 | ||
| Q1 25 | $0.31 | $0.23 | ||
| Q4 24 | $0.28 | $-0.01 | ||
| Q3 24 | $0.20 | $0.06 | ||
| Q2 24 | $0.46 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.9M | $1.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $680.7M | $3.3B |
| Total Assets | $2.9B | $10.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.3M | ||
| Q4 25 | $36.9M | $1.2M | ||
| Q3 25 | $25.8M | $1.2M | ||
| Q2 25 | $26.0M | $1.5M | ||
| Q1 25 | $30.3M | $1.3M | ||
| Q4 24 | $34.4M | $1.3M | ||
| Q3 24 | $41.3M | $2.3M | ||
| Q2 24 | $23.1M | $2.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $5.8B | ||
| Q3 25 | — | $5.8B | ||
| Q2 25 | — | $5.8B | ||
| Q1 25 | — | $5.8B | ||
| Q4 24 | — | $5.8B | ||
| Q3 24 | — | $5.9B | ||
| Q2 24 | — | $5.8B |
| Q1 26 | — | $3.3B | ||
| Q4 25 | $680.7M | $3.3B | ||
| Q3 25 | $664.1M | $3.3B | ||
| Q2 25 | $638.7M | $3.3B | ||
| Q1 25 | $622.5M | $3.3B | ||
| Q4 24 | $620.9M | $3.4B | ||
| Q3 24 | $612.7M | $3.5B | ||
| Q2 24 | $620.5M | $3.7B |
| Q1 26 | — | $10.3B | ||
| Q4 25 | $2.9B | $10.6B | ||
| Q3 25 | $2.6B | $10.6B | ||
| Q2 25 | $2.5B | $10.6B | ||
| Q1 25 | $2.6B | $10.7B | ||
| Q4 24 | $2.8B | $10.9B | ||
| Q3 24 | $2.6B | $11.1B | ||
| Q2 24 | $2.7B | $11.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.77× | ||
| Q3 25 | — | 1.78× | ||
| Q2 25 | — | 1.74× | ||
| Q1 25 | — | 1.74× | ||
| Q4 24 | — | 1.69× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 1.55× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $102.1M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 4.9% |
| Cash ConversionOCF / Net Profit | 8.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $102.1M | $902.9M | ||
| Q3 25 | $67.1M | $234.9M | ||
| Q2 25 | $51.1M | $250.3M | ||
| Q1 25 | $50.3M | $156.2M | ||
| Q4 24 | $60.2M | $876.8M | ||
| Q3 24 | $67.9M | $230.3M | ||
| Q2 24 | $39.6M | $238.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $650.0M | ||
| Q3 25 | — | $164.6M | ||
| Q2 25 | $27.8M | $190.1M | ||
| Q1 25 | $24.3M | $103.2M | ||
| Q4 24 | — | $627.0M | ||
| Q3 24 | $46.7M | $161.3M | ||
| Q2 24 | $11.4M | $171.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 150.1% | ||
| Q3 25 | — | 38.1% | ||
| Q2 25 | 5.3% | 44.7% | ||
| Q1 25 | 4.5% | 24.5% | ||
| Q4 24 | — | 148.3% | ||
| Q3 24 | 8.8% | 38.4% | ||
| Q2 24 | 2.1% | 41.2% |
| Q1 26 | — | 4.9% | ||
| Q4 25 | — | 58.4% | ||
| Q3 25 | — | 16.3% | ||
| Q2 25 | 4.5% | 14.2% | ||
| Q1 25 | 4.8% | 12.6% | ||
| Q4 24 | — | 59.1% | ||
| Q3 24 | 4.0% | 16.4% | ||
| Q2 24 | 5.2% | 16.2% |
| Q1 26 | — | — | ||
| Q4 25 | 8.53× | 4.05× | ||
| Q3 25 | 1.99× | 5.81× | ||
| Q2 25 | 2.28× | 6.64× | ||
| Q1 25 | 3.59× | 2.04× | ||
| Q4 24 | 4.77× | — | ||
| Q3 24 | 7.60× | 10.19× | ||
| Q2 24 | 1.94× | 8.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLX
| Services | $247.9M | 46% |
| B2B Payments | $76.3M | 14% |
| Datadrivenmarketingsolutions | $68.5M | 13% |
| Promotional Solutions Revenue | $60.9M | 11% |
| Treasurymanagementsolutions | $59.8M | 11% |
| Other | $17.3M | 3% |
| Other Web Based Solutions | $4.6M | 1% |
UDR
| Rental income | $423.3M | 99% |
| Joint venture management and other fees | $2.5M | 1% |
