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Side-by-side financial comparison of Darden Restaurants (DRI) and PNC Financial Services (PNC). Click either name above to swap in a different company.
PNC Financial Services is the larger business by last-quarter revenue ($6.2B vs $3.1B, roughly 2.0× Darden Restaurants). PNC Financial Services runs the higher net margin — 28.7% vs 7.6%, a 21.1% gap on every dollar of revenue. On growth, PNC Financial Services posted the faster year-over-year revenue change (13.1% vs 7.3%). Over the past eight quarters, PNC Financial Services's revenue compounded faster (6.7% CAGR vs 2.1%).
Darden Restaurants, Inc. is an American multi-brand restaurant operator headquartered in Orlando, Florida. Darden has more than 1,800 restaurant locations and more than 175,000 employees, making it the world's largest full-service restaurant company. The company began as an extension of Red Lobster, founded by William Darden and initially backed by General Mills. Red Lobster was later sold in July 2014.
The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.
DRI vs PNC — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $3.1B | $6.2B |
| Net Profit | $237.2M | $1.8B |
| Gross Margin | 18.7% | — |
| Operating Margin | 10.3% | — |
| Net Margin | 7.6% | 28.7% |
| Revenue YoY | 7.3% | 13.1% |
| Net Profit YoY | 10.3% | 18.2% |
| EPS (diluted) | $2.03 | $4.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $6.2B | ||
| Q4 25 | $3.1B | $6.1B | ||
| Q3 25 | $3.0B | $5.9B | ||
| Q2 25 | $3.3B | $5.7B | ||
| Q1 25 | $3.2B | $5.5B | ||
| Q4 24 | $2.9B | $5.6B | ||
| Q3 24 | $2.8B | $5.4B | ||
| Q2 24 | $3.0B | $5.4B |
| Q1 26 | — | $1.8B | ||
| Q4 25 | $237.2M | $2.0B | ||
| Q3 25 | $257.8M | $1.8B | ||
| Q2 25 | $303.9M | $1.6B | ||
| Q1 25 | $323.4M | $1.5B | ||
| Q4 24 | $215.1M | $1.6B | ||
| Q3 24 | $207.2M | $1.5B | ||
| Q2 24 | $308.1M | $1.5B |
| Q1 26 | — | — | ||
| Q4 25 | 18.7% | — | ||
| Q3 25 | 18.9% | — | ||
| Q2 25 | 22.1% | — | ||
| Q1 25 | 21.1% | — | ||
| Q4 24 | 19.5% | — | ||
| Q3 24 | 18.8% | — | ||
| Q2 24 | 20.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 10.3% | 38.4% | ||
| Q3 25 | 11.1% | 38.7% | ||
| Q2 25 | 11.7% | 35.8% | ||
| Q1 25 | 13.2% | 33.9% | ||
| Q4 24 | 10.1% | 34.2% | ||
| Q3 24 | 9.8% | 34.3% | ||
| Q2 24 | 13.4% | 33.6% |
| Q1 26 | — | 28.7% | ||
| Q4 25 | 7.6% | 33.5% | ||
| Q3 25 | 8.5% | 30.8% | ||
| Q2 25 | 9.3% | 29.0% | ||
| Q1 25 | 10.2% | 27.5% | ||
| Q4 24 | 7.4% | 29.2% | ||
| Q3 24 | 7.5% | 27.7% | ||
| Q2 24 | 10.4% | 27.3% |
| Q1 26 | — | $4.13 | ||
| Q4 25 | $2.03 | $4.88 | ||
| Q3 25 | $2.19 | $4.35 | ||
| Q2 25 | $2.56 | $3.85 | ||
| Q1 25 | $2.74 | $3.51 | ||
| Q4 24 | $1.82 | $3.76 | ||
| Q3 24 | $1.74 | $3.49 | ||
| Q2 24 | $2.56 | $3.39 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $224.1M | — |
| Total DebtLower is stronger | $2.1B | — |
| Stockholders' EquityBook value | $2.1B | $63.6B |
| Total Assets | $12.9B | $603.0B |
| Debt / EquityLower = less leverage | 1.03× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $224.1M | — | ||
| Q3 25 | $211.0M | — | ||
| Q2 25 | $240.0M | — | ||
| Q1 25 | $224.2M | — | ||
| Q4 24 | $217.3M | — | ||
| Q3 24 | $192.5M | — | ||
| Q2 24 | $194.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | $2.1B | $57.1B | ||
| Q3 25 | $2.1B | $62.3B | ||
| Q2 25 | $2.1B | $60.4B | ||
| Q1 25 | $2.1B | $60.7B | ||
| Q4 24 | $2.1B | $61.7B | ||
| Q3 24 | $1.4B | $68.1B | ||
| Q2 24 | $1.4B | $71.4B |
| Q1 26 | — | $63.6B | ||
| Q4 25 | $2.1B | $60.6B | ||
| Q3 25 | $2.2B | $59.0B | ||
| Q2 25 | $2.3B | $57.6B | ||
| Q1 25 | $2.2B | $56.4B | ||
| Q4 24 | $2.1B | $54.4B | ||
| Q3 24 | $2.1B | $55.7B | ||
| Q2 24 | $2.2B | $52.6B |
| Q1 26 | — | $603.0B | ||
| Q4 25 | $12.9B | $573.6B | ||
| Q3 25 | $12.8B | $568.8B | ||
| Q2 25 | $12.6B | $559.1B | ||
| Q1 25 | $12.6B | $554.7B | ||
| Q4 24 | $12.5B | $560.0B | ||
| Q3 24 | $11.4B | $564.9B | ||
| Q2 24 | $11.3B | $556.5B |
| Q1 26 | — | — | ||
| Q4 25 | 1.03× | 0.94× | ||
| Q3 25 | 0.96× | 1.06× | ||
| Q2 25 | 0.92× | 1.05× | ||
| Q1 25 | 0.96× | 1.08× | ||
| Q4 24 | 1.02× | 1.13× | ||
| Q3 24 | 0.65× | 1.22× | ||
| Q2 24 | 0.61× | 1.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $320.7M | — |
| Free Cash FlowOCF − Capex | $119.8M | — |
| FCF MarginFCF / Revenue | 3.9% | — |
| Capex IntensityCapex / Revenue | 6.5% | — |
| Cash ConversionOCF / Net Profit | 1.35× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.0B | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $320.7M | $757.0M | ||
| Q3 25 | $342.5M | $2.7B | ||
| Q2 25 | $457.0M | $1.5B | ||
| Q1 25 | $588.2M | $-509.0M | ||
| Q4 24 | $388.6M | $1.8B | ||
| Q3 24 | $273.2M | $3.3B | ||
| Q2 24 | $426.0M | $1.0B |
| Q1 26 | — | — | ||
| Q4 25 | $119.8M | — | ||
| Q3 25 | $168.4M | — | ||
| Q2 25 | $285.0M | — | ||
| Q1 25 | $430.1M | — | ||
| Q4 24 | $219.3M | — | ||
| Q3 24 | $128.0M | — | ||
| Q2 24 | $285.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.9% | — | ||
| Q3 25 | 5.5% | — | ||
| Q2 25 | 8.7% | — | ||
| Q1 25 | 13.6% | — | ||
| Q4 24 | 7.6% | — | ||
| Q3 24 | 4.6% | — | ||
| Q2 24 | 9.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.5% | — | ||
| Q3 25 | 5.7% | — | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 5.0% | — | ||
| Q4 24 | 5.9% | — | ||
| Q3 24 | 5.3% | — | ||
| Q2 24 | 4.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.35× | 0.37× | ||
| Q3 25 | 1.33× | 1.46× | ||
| Q2 25 | 1.50× | 0.90× | ||
| Q1 25 | 1.82× | -0.34× | ||
| Q4 24 | 1.81× | 1.11× | ||
| Q3 24 | 1.32× | 2.18× | ||
| Q2 24 | 1.38× | 0.70× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DRI
| Olive Garden Segment | $1.4B | 44% |
| Long Horn Steakhouse Segment | $775.9M | 25% |
| Other | $647.3M | 21% |
| Fine Dining Segment | $316.2M | 10% |
PNC
| Deposits | $1.7B | 28% |
| Investment securities | $1.2B | 19% |
| Borrowed funds | $748.0M | 12% |
| Card and cash management | $738.0M | 12% |
| Capital markets and advisory | $463.0M | 8% |
| Asset management and brokerage | $420.0M | 7% |
| Other | $401.0M | 7% |
| Lending and deposit services | $340.0M | 6% |
| Residential and commercial mortgage | $118.0M | 2% |
