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Side-by-side financial comparison of Ellington Credit Co (EARN) and GSI TECHNOLOGY INC (GSIT). Click either name above to swap in a different company.

Ellington Credit Co is the larger business by last-quarter revenue ($6.1M vs $6.1M, roughly 1.0× GSI TECHNOLOGY INC). Ellington Credit Co runs the higher net margin — -32.6% vs -49.7%, a 17.1% gap on every dollar of revenue. On growth, Ellington Credit Co posted the faster year-over-year revenue change (1528.9% vs 12.2%). Over the past eight quarters, GSI TECHNOLOGY INC's revenue compounded faster (8.6% CAGR vs 6.3%).

Ellington Management Group is an American hedge fund firm. As of June 2019, the firm was reportedly managing $8.5 billion in structured products and other credit instruments.

Triad GSI is an American voting machine vendor based in Xenia, Ohio. Their main products are election-related computer hardware and software for counting ballots, as well as voter registration.

EARN vs GSIT — Head-to-Head

Bigger by revenue
EARN
EARN
1.0× larger
EARN
$6.1M
$6.1M
GSIT
Growing faster (revenue YoY)
EARN
EARN
+1516.7% gap
EARN
1528.9%
12.2%
GSIT
Higher net margin
EARN
EARN
17.1% more per $
EARN
-32.6%
-49.7%
GSIT
Faster 2-yr revenue CAGR
GSIT
GSIT
Annualised
GSIT
8.6%
6.3%
EARN

Income Statement — Q3 FY2025 vs Q3 FY2026

Metric
EARN
EARN
GSIT
GSIT
Revenue
$6.1M
$6.1M
Net Profit
$-2.0M
$-3.0M
Gross Margin
52.7%
Operating Margin
-35.6%
-113.7%
Net Margin
-32.6%
-49.7%
Revenue YoY
1528.9%
12.2%
Net Profit YoY
-116.1%
25.0%
EPS (diluted)
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EARN
EARN
GSIT
GSIT
Q4 25
$6.1M
Q3 25
$6.4M
Q2 25
$6.3M
Q1 25
$5.9M
Q4 24
$6.1M
$5.4M
Q3 24
$4.8M
$4.5M
Q2 24
$3.9M
$4.7M
Q1 24
$5.2M
Net Profit
EARN
EARN
GSIT
GSIT
Q4 25
$-3.0M
Q3 25
$-3.2M
Q2 25
$-2.2M
Q1 25
$-2.2M
Q4 24
$-2.0M
$-4.0M
Q3 24
$5.4M
$-5.5M
Q2 24
$-815.0K
$1.1M
Q1 24
$-4.3M
Gross Margin
EARN
EARN
GSIT
GSIT
Q4 25
52.7%
Q3 25
54.8%
Q2 25
58.1%
Q1 25
56.1%
Q4 24
54.0%
Q3 24
38.6%
Q2 24
46.3%
Q1 24
51.6%
Operating Margin
EARN
EARN
GSIT
GSIT
Q4 25
-113.7%
Q3 25
-49.5%
Q2 25
-34.6%
Q1 25
-38.7%
Q4 24
-35.6%
-74.9%
Q3 24
-122.7%
Q2 24
-22.8%
23.1%
Q1 24
-87.6%
Net Margin
EARN
EARN
GSIT
GSIT
Q4 25
-49.7%
Q3 25
-49.4%
Q2 25
-35.3%
Q1 25
-37.9%
Q4 24
-32.6%
-74.4%
Q3 24
114.6%
-120.0%
Q2 24
-20.9%
23.1%
Q1 24
-83.9%
EPS (diluted)
EARN
EARN
GSIT
GSIT
Q4 25
$-0.09
Q3 25
$-0.11
Q2 25
$-0.08
Q1 25
$-0.09
Q4 24
$-0.16
Q3 24
$-0.21
Q2 24
$0.04
Q1 24
$-0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EARN
EARN
GSIT
GSIT
Cash + ST InvestmentsLiquidity on hand
$31.8M
$70.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$193.7M
$83.6M
Total Assets
$824.1M
$98.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EARN
EARN
GSIT
GSIT
Q4 25
$70.7M
Q3 25
$25.3M
Q2 25
$22.7M
Q1 25
$13.4M
Q4 24
$31.8M
$15.1M
Q3 24
$25.7M
$18.4M
Q2 24
$118.8M
$21.8M
Q1 24
$14.4M
Stockholders' Equity
EARN
EARN
GSIT
GSIT
Q4 25
$83.6M
Q3 25
$38.6M
Q2 25
$37.4M
Q1 25
$28.2M
Q4 24
$193.7M
$29.9M
Q3 24
$191.6M
$33.3M
Q2 24
$146.1M
$38.0M
Q1 24
$36.0M
Total Assets
EARN
EARN
GSIT
GSIT
Q4 25
$98.5M
Q3 25
$52.0M
Q2 25
$50.5M
Q1 25
$43.3M
Q4 24
$824.1M
$44.1M
Q3 24
$752.3M
$47.4M
Q2 24
$933.5M
$52.3M
Q1 24
$42.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EARN
EARN
GSIT
GSIT
Operating Cash FlowLast quarter
$4.4M
$-7.9M
Free Cash FlowOCF − Capex
$-8.2M
FCF MarginFCF / Revenue
-134.4%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-12.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EARN
EARN
GSIT
GSIT
Q4 25
$-7.9M
Q3 25
$-887.0K
Q2 25
$-1.7M
Q1 25
$-1.7M
Q4 24
$4.4M
$-3.6M
Q3 24
$3.2M
$-3.5M
Q2 24
$2.7M
$-4.3M
Q1 24
$-7.1M
Free Cash Flow
EARN
EARN
GSIT
GSIT
Q4 25
$-8.2M
Q3 25
$-906.0K
Q2 25
$-1.7M
Q1 25
$-1.7M
Q4 24
$-3.6M
Q3 24
$-3.5M
Q2 24
$-4.3M
Q1 24
$-7.2M
FCF Margin
EARN
EARN
GSIT
GSIT
Q4 25
-134.4%
Q3 25
-14.1%
Q2 25
-27.6%
Q1 25
-28.3%
Q4 24
-66.1%
Q3 24
-76.6%
Q2 24
-92.0%
Q1 24
-139.0%
Capex Intensity
EARN
EARN
GSIT
GSIT
Q4 25
4.9%
Q3 25
0.3%
Q2 25
0.3%
Q1 25
0.1%
Q4 24
0.1%
Q3 24
0.1%
Q2 24
0.7%
Q1 24
0.2%
Cash Conversion
EARN
EARN
GSIT
GSIT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.60×
Q2 24
-3.96×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EARN
EARN

Segment breakdown not available.

GSIT
GSIT

Distribution$5.6M92%
Other$459.0K8%

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