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Side-by-side financial comparison of Eastern Bankshares, Inc. (EBC) and Guardian Pharmacy Services, Inc. (GRDN). Click either name above to swap in a different company.
Guardian Pharmacy Services, Inc. is the larger business by last-quarter revenue ($397.6M vs $295.9M, roughly 1.3× Eastern Bankshares, Inc.). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs 5.3%, a 16.8% gap on every dollar of revenue.
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
CVS Pharmacy Inc. is an American retail corporation. A subsidiary of CVS Health, it is headquartered in Woonsocket, Rhode Island. Originally named the Consumer Value Stores, it was founded in Lowell, Massachusetts, in 1963.
EBC vs GRDN — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $295.9M | $397.6M |
| Net Profit | $65.3M | $20.9M |
| Gross Margin | — | 21.5% |
| Operating Margin | — | 7.7% |
| Net Margin | 22.1% | 5.3% |
| Revenue YoY | 710.6% | — |
| Net Profit YoY | -34.4% | — |
| EPS (diluted) | $0.29 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $295.9M | — | ||
| Q4 25 | $37.5M | $397.6M | ||
| Q3 25 | $241.5M | $377.4M | ||
| Q2 25 | $244.9M | $344.3M | ||
| Q1 25 | $31.1M | $329.3M | ||
| Q4 24 | $216.5M | — | ||
| Q3 24 | $203.4M | $314.4M | ||
| Q2 24 | $154.0M | — |
| Q1 26 | $65.3M | — | ||
| Q4 25 | $99.5M | $20.9M | ||
| Q3 25 | $106.1M | $9.8M | ||
| Q2 25 | $100.2M | $9.0M | ||
| Q1 25 | $-217.7M | $9.4M | ||
| Q4 24 | $60.8M | — | ||
| Q3 24 | $-6.2M | $-122.0M | ||
| Q2 24 | $26.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 21.5% | ||
| Q3 25 | — | 19.8% | ||
| Q2 25 | — | 19.8% | ||
| Q1 25 | — | 19.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 19.4% | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 7.7% | ||
| Q3 25 | 38.9% | 4.3% | ||
| Q2 25 | 41.0% | 3.7% | ||
| Q1 25 | -590.9% | 3.9% | ||
| Q4 24 | 33.3% | — | ||
| Q3 24 | -1.6% | -33.3% | ||
| Q2 24 | 24.7% | — |
| Q1 26 | 22.1% | — | ||
| Q4 25 | 265.6% | 5.3% | ||
| Q3 25 | 44.0% | 2.6% | ||
| Q2 25 | 40.9% | 2.6% | ||
| Q1 25 | -699.2% | 2.9% | ||
| Q4 24 | 28.1% | — | ||
| Q3 24 | -3.0% | -38.8% | ||
| Q2 24 | 17.1% | — |
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.48 | — | ||
| Q3 25 | $0.53 | — | ||
| Q2 25 | $0.50 | — | ||
| Q1 25 | $-1.08 | — | ||
| Q4 24 | $0.29 | — | ||
| Q3 24 | $-0.03 | — | ||
| Q2 24 | $0.16 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $551.7M | $65.6M |
| Total DebtLower is stronger | — | $0 |
| Stockholders' EquityBook value | $4.3B | $217.9M |
| Total Assets | $30.6B | $412.7M |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $551.7M | — | ||
| Q4 25 | $507.6M | $65.6M | ||
| Q3 25 | $703.4M | $36.5M | ||
| Q2 25 | $948.3M | $18.8M | ||
| Q1 25 | $609.0M | $14.0M | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.7B | $37.2M | ||
| Q2 24 | $1.4B | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $34.3M | ||
| Q2 24 | — | — |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $217.9M | ||
| Q3 25 | $3.8B | $195.5M | ||
| Q2 25 | $3.7B | $179.7M | ||
| Q1 25 | $3.6B | $163.2M | ||
| Q4 24 | $3.6B | — | ||
| Q3 24 | $3.7B | $133.9M | ||
| Q2 24 | $3.0B | — |
| Q1 26 | $30.6B | — | ||
| Q4 25 | $30.6B | $412.7M | ||
| Q3 25 | $25.5B | $390.0M | ||
| Q2 25 | $25.5B | $356.3M | ||
| Q1 25 | $25.0B | $334.0M | ||
| Q4 24 | $25.6B | — | ||
| Q3 24 | $25.5B | $348.0M | ||
| Q2 24 | $21.0B | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.26× | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | — | $34.6M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 1.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $432.4M | $34.6M | ||
| Q3 25 | $157.1M | $28.2M | ||
| Q2 25 | $123.9M | $19.9M | ||
| Q1 25 | $47.3M | $17.6M | ||
| Q4 24 | $283.8M | — | ||
| Q3 24 | $108.3M | — | ||
| Q2 24 | $54.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $24.2M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 6.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.35× | 1.65× | ||
| Q3 25 | 1.48× | 2.87× | ||
| Q2 25 | 1.24× | 2.21× | ||
| Q1 25 | — | 1.86× | ||
| Q4 24 | 4.67× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.06× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.