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Side-by-side financial comparison of Eastern Bankshares, Inc. (EBC) and Guardian Pharmacy Services, Inc. (GRDN). Click either name above to swap in a different company.

Guardian Pharmacy Services, Inc. is the larger business by last-quarter revenue ($397.6M vs $295.9M, roughly 1.3× Eastern Bankshares, Inc.). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs 5.3%, a 16.8% gap on every dollar of revenue.

Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.

CVS Pharmacy Inc. is an American retail corporation. A subsidiary of CVS Health, it is headquartered in Woonsocket, Rhode Island. Originally named the Consumer Value Stores, it was founded in Lowell, Massachusetts, in 1963.

EBC vs GRDN — Head-to-Head

Bigger by revenue
GRDN
GRDN
1.3× larger
GRDN
$397.6M
$295.9M
EBC
Higher net margin
EBC
EBC
16.8% more per $
EBC
22.1%
5.3%
GRDN

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
EBC
EBC
GRDN
GRDN
Revenue
$295.9M
$397.6M
Net Profit
$65.3M
$20.9M
Gross Margin
21.5%
Operating Margin
7.7%
Net Margin
22.1%
5.3%
Revenue YoY
710.6%
Net Profit YoY
-34.4%
EPS (diluted)
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBC
EBC
GRDN
GRDN
Q1 26
$295.9M
Q4 25
$37.5M
$397.6M
Q3 25
$241.5M
$377.4M
Q2 25
$244.9M
$344.3M
Q1 25
$31.1M
$329.3M
Q4 24
$216.5M
Q3 24
$203.4M
$314.4M
Q2 24
$154.0M
Net Profit
EBC
EBC
GRDN
GRDN
Q1 26
$65.3M
Q4 25
$99.5M
$20.9M
Q3 25
$106.1M
$9.8M
Q2 25
$100.2M
$9.0M
Q1 25
$-217.7M
$9.4M
Q4 24
$60.8M
Q3 24
$-6.2M
$-122.0M
Q2 24
$26.3M
Gross Margin
EBC
EBC
GRDN
GRDN
Q1 26
Q4 25
21.5%
Q3 25
19.8%
Q2 25
19.8%
Q1 25
19.5%
Q4 24
Q3 24
19.4%
Q2 24
Operating Margin
EBC
EBC
GRDN
GRDN
Q1 26
Q4 25
7.7%
Q3 25
38.9%
4.3%
Q2 25
41.0%
3.7%
Q1 25
-590.9%
3.9%
Q4 24
33.3%
Q3 24
-1.6%
-33.3%
Q2 24
24.7%
Net Margin
EBC
EBC
GRDN
GRDN
Q1 26
22.1%
Q4 25
265.6%
5.3%
Q3 25
44.0%
2.6%
Q2 25
40.9%
2.6%
Q1 25
-699.2%
2.9%
Q4 24
28.1%
Q3 24
-3.0%
-38.8%
Q2 24
17.1%
EPS (diluted)
EBC
EBC
GRDN
GRDN
Q1 26
$0.29
Q4 25
$0.48
Q3 25
$0.53
Q2 25
$0.50
Q1 25
$-1.08
Q4 24
$0.29
Q3 24
$-0.03
Q2 24
$0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBC
EBC
GRDN
GRDN
Cash + ST InvestmentsLiquidity on hand
$551.7M
$65.6M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$4.3B
$217.9M
Total Assets
$30.6B
$412.7M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBC
EBC
GRDN
GRDN
Q1 26
$551.7M
Q4 25
$507.6M
$65.6M
Q3 25
$703.4M
$36.5M
Q2 25
$948.3M
$18.8M
Q1 25
$609.0M
$14.0M
Q4 24
$1.9B
Q3 24
$1.7B
$37.2M
Q2 24
$1.4B
Total Debt
EBC
EBC
GRDN
GRDN
Q1 26
Q4 25
$0
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$34.3M
Q2 24
Stockholders' Equity
EBC
EBC
GRDN
GRDN
Q1 26
$4.3B
Q4 25
$4.3B
$217.9M
Q3 25
$3.8B
$195.5M
Q2 25
$3.7B
$179.7M
Q1 25
$3.6B
$163.2M
Q4 24
$3.6B
Q3 24
$3.7B
$133.9M
Q2 24
$3.0B
Total Assets
EBC
EBC
GRDN
GRDN
Q1 26
$30.6B
Q4 25
$30.6B
$412.7M
Q3 25
$25.5B
$390.0M
Q2 25
$25.5B
$356.3M
Q1 25
$25.0B
$334.0M
Q4 24
$25.6B
Q3 24
$25.5B
$348.0M
Q2 24
$21.0B
Debt / Equity
EBC
EBC
GRDN
GRDN
Q1 26
Q4 25
0.00×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.26×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBC
EBC
GRDN
GRDN
Operating Cash FlowLast quarter
$34.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.65×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBC
EBC
GRDN
GRDN
Q1 26
Q4 25
$432.4M
$34.6M
Q3 25
$157.1M
$28.2M
Q2 25
$123.9M
$19.9M
Q1 25
$47.3M
$17.6M
Q4 24
$283.8M
Q3 24
$108.3M
Q2 24
$54.3M
Free Cash Flow
EBC
EBC
GRDN
GRDN
Q1 26
Q4 25
Q3 25
$24.2M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
FCF Margin
EBC
EBC
GRDN
GRDN
Q1 26
Q4 25
Q3 25
6.4%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Capex Intensity
EBC
EBC
GRDN
GRDN
Q1 26
Q4 25
Q3 25
1.1%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Cash Conversion
EBC
EBC
GRDN
GRDN
Q1 26
Q4 25
4.35×
1.65×
Q3 25
1.48×
2.87×
Q2 25
1.24×
2.21×
Q1 25
1.86×
Q4 24
4.67×
Q3 24
Q2 24
2.06×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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