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Side-by-side financial comparison of Eastern Bankshares, Inc. (EBC) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
Eastern Bankshares, Inc. is the larger business by last-quarter revenue ($295.9M vs $153.1M, roughly 1.9× CPI Card Group Inc.). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs 4.8%, a 17.3% gap on every dollar of revenue. On growth, Eastern Bankshares, Inc. posted the faster year-over-year revenue change (710.6% vs 22.3%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (38.6% CAGR vs 16.9%).
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
EBC vs PMTS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $295.9M | $153.1M |
| Net Profit | $65.3M | $7.3M |
| Gross Margin | — | 31.5% |
| Operating Margin | — | 12.0% |
| Net Margin | 22.1% | 4.8% |
| Revenue YoY | 710.6% | 22.3% |
| Net Profit YoY | -34.4% | 8.5% |
| EPS (diluted) | $0.29 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $295.9M | — | ||
| Q4 25 | $37.5M | $153.1M | ||
| Q3 25 | $241.5M | $138.0M | ||
| Q2 25 | $244.9M | $129.8M | ||
| Q1 25 | $31.1M | $122.8M | ||
| Q4 24 | $216.5M | $125.1M | ||
| Q3 24 | $203.4M | $124.8M | ||
| Q2 24 | $154.0M | $118.8M |
| Q1 26 | $65.3M | — | ||
| Q4 25 | $99.5M | $7.3M | ||
| Q3 25 | $106.1M | $2.3M | ||
| Q2 25 | $100.2M | $518.0K | ||
| Q1 25 | $-217.7M | $4.8M | ||
| Q4 24 | $60.8M | $6.8M | ||
| Q3 24 | $-6.2M | $1.3M | ||
| Q2 24 | $26.3M | $6.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 30.9% | ||
| Q1 25 | — | 33.2% | ||
| Q4 24 | — | 34.1% | ||
| Q3 24 | — | 35.8% | ||
| Q2 24 | — | 35.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 12.0% | ||
| Q3 25 | 38.9% | 9.4% | ||
| Q2 25 | 41.0% | 7.3% | ||
| Q1 25 | -590.9% | 11.5% | ||
| Q4 24 | 33.3% | 12.7% | ||
| Q3 24 | -1.6% | 14.3% | ||
| Q2 24 | 24.7% | 12.5% |
| Q1 26 | 22.1% | — | ||
| Q4 25 | 265.6% | 4.8% | ||
| Q3 25 | 44.0% | 1.7% | ||
| Q2 25 | 40.9% | 0.4% | ||
| Q1 25 | -699.2% | 3.9% | ||
| Q4 24 | 28.1% | 5.4% | ||
| Q3 24 | -3.0% | 1.0% | ||
| Q2 24 | 17.1% | 5.1% |
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.48 | $0.62 | ||
| Q3 25 | $0.53 | $0.19 | ||
| Q2 25 | $0.50 | $0.04 | ||
| Q1 25 | $-1.08 | $0.40 | ||
| Q4 24 | $0.29 | $0.56 | ||
| Q3 24 | $-0.03 | $0.11 | ||
| Q2 24 | $0.16 | $0.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $551.7M | $21.7M |
| Total DebtLower is stronger | — | $286.7M |
| Stockholders' EquityBook value | $4.3B | $-17.3M |
| Total Assets | $30.6B | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $551.7M | — | ||
| Q4 25 | $507.6M | $21.7M | ||
| Q3 25 | $703.4M | $16.0M | ||
| Q2 25 | $948.3M | $17.1M | ||
| Q1 25 | $609.0M | $31.5M | ||
| Q4 24 | $1.9B | $33.5M | ||
| Q3 24 | $1.7B | $14.7M | ||
| Q2 24 | $1.4B | $7.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | — | $280.7M | ||
| Q4 24 | — | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $-17.3M | ||
| Q3 25 | $3.8B | $-25.7M | ||
| Q2 25 | $3.7B | $-29.0M | ||
| Q1 25 | $3.6B | $-29.7M | ||
| Q4 24 | $3.6B | $-35.6M | ||
| Q3 24 | $3.7B | $-42.8M | ||
| Q2 24 | $3.0B | $-44.6M |
| Q1 26 | $30.6B | — | ||
| Q4 25 | $30.6B | $403.2M | ||
| Q3 25 | $25.5B | $407.1M | ||
| Q2 25 | $25.5B | $399.8M | ||
| Q1 25 | $25.0B | $351.9M | ||
| Q4 24 | $25.6B | $349.7M | ||
| Q3 24 | $25.5B | $342.3M | ||
| Q2 24 | $21.0B | $321.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $39.6M |
| Free Cash FlowOCF − Capex | — | $35.2M |
| FCF MarginFCF / Revenue | — | 23.0% |
| Capex IntensityCapex / Revenue | — | 2.9% |
| Cash ConversionOCF / Net Profit | — | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $432.4M | $39.6M | ||
| Q3 25 | $157.1M | $10.0M | ||
| Q2 25 | $123.9M | $4.3M | ||
| Q1 25 | $47.3M | $5.6M | ||
| Q4 24 | $283.8M | $26.7M | ||
| Q3 24 | $108.3M | $12.5M | ||
| Q2 24 | $54.3M | $-4.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $35.2M | ||
| Q3 25 | — | $5.3M | ||
| Q2 25 | — | $533.0K | ||
| Q1 25 | — | $292.0K | ||
| Q4 24 | — | $21.6M | ||
| Q3 24 | — | $11.1M | ||
| Q2 24 | — | $-6.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 23.0% | ||
| Q3 25 | — | 3.8% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 17.3% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | -5.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 4.0% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 1.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.35× | 5.39× | ||
| Q3 25 | 1.48× | 4.32× | ||
| Q2 25 | 1.24× | 8.39× | ||
| Q1 25 | — | 1.17× | ||
| Q4 24 | 4.67× | 3.94× | ||
| Q3 24 | — | 9.70× | ||
| Q2 24 | 2.06× | -0.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EBC
Segment breakdown not available.
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
