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Side-by-side financial comparison of Eastern Bankshares, Inc. (EBC) and Tempus AI, Inc. (TEM). Click either name above to swap in a different company.

Tempus AI, Inc. is the larger business by last-quarter revenue ($367.2M vs $295.9M, roughly 1.2× Eastern Bankshares, Inc.). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs -14.8%, a 36.8% gap on every dollar of revenue. On growth, Eastern Bankshares, Inc. posted the faster year-over-year revenue change (710.6% vs 83.0%). Over the past eight quarters, Tempus AI, Inc.'s revenue compounded faster (58.7% CAGR vs 38.6%).

Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.

Tempus AI, Inc. is an American health technology company founded in 2015 by Eric Lefkofsky in Chicago, Illinois. It was established by Lefkofsky soon after his wife was diagnosed with breast cancer. Tempus uses data and artificial intelligence (AI) to create precision medicine services, including diagnostics, for oncology, cardiology, radiology, and depression. The company went public on the Nasdaq on June 14, 2024, under the ticker symbol "TEM."

EBC vs TEM — Head-to-Head

Bigger by revenue
TEM
TEM
1.2× larger
TEM
$367.2M
$295.9M
EBC
Growing faster (revenue YoY)
EBC
EBC
+627.6% gap
EBC
710.6%
83.0%
TEM
Higher net margin
EBC
EBC
36.8% more per $
EBC
22.1%
-14.8%
TEM
Faster 2-yr revenue CAGR
TEM
TEM
Annualised
TEM
58.7%
38.6%
EBC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
EBC
EBC
TEM
TEM
Revenue
$295.9M
$367.2M
Net Profit
$65.3M
$-54.2M
Gross Margin
Operating Margin
-16.7%
Net Margin
22.1%
-14.8%
Revenue YoY
710.6%
83.0%
Net Profit YoY
-34.4%
-316.2%
EPS (diluted)
$0.29
$-0.30

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBC
EBC
TEM
TEM
Q1 26
$295.9M
Q4 25
$37.5M
$367.2M
Q3 25
$241.5M
$334.2M
Q2 25
$244.9M
$314.6M
Q1 25
$31.1M
$255.7M
Q4 24
$216.5M
$200.7M
Q3 24
$203.4M
$180.9M
Q2 24
$154.0M
$166.0M
Net Profit
EBC
EBC
TEM
TEM
Q1 26
$65.3M
Q4 25
$99.5M
$-54.2M
Q3 25
$106.1M
$-80.0M
Q2 25
$100.2M
$-42.8M
Q1 25
$-217.7M
$-68.0M
Q4 24
$60.8M
$-13.0M
Q3 24
$-6.2M
$-75.8M
Q2 24
$26.3M
$-552.2M
Operating Margin
EBC
EBC
TEM
TEM
Q1 26
Q4 25
-16.7%
Q3 25
38.9%
-18.3%
Q2 25
41.0%
-19.6%
Q1 25
-590.9%
-26.9%
Q4 24
33.3%
-25.3%
Q3 24
-1.6%
-29.6%
Q2 24
24.7%
-321.4%
Net Margin
EBC
EBC
TEM
TEM
Q1 26
22.1%
Q4 25
265.6%
-14.8%
Q3 25
44.0%
-23.9%
Q2 25
40.9%
-13.6%
Q1 25
-699.2%
-26.6%
Q4 24
28.1%
-6.5%
Q3 24
-3.0%
-41.9%
Q2 24
17.1%
-332.7%
EPS (diluted)
EBC
EBC
TEM
TEM
Q1 26
$0.29
Q4 25
$0.48
$-0.30
Q3 25
$0.53
$-0.46
Q2 25
$0.50
$-0.25
Q1 25
$-1.08
$-0.40
Q4 24
$0.29
$2.56
Q3 24
$-0.03
$-0.46
Q2 24
$0.16
$-6.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBC
EBC
TEM
TEM
Cash + ST InvestmentsLiquidity on hand
$551.7M
$604.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.3B
$491.3M
Total Assets
$30.6B
$2.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBC
EBC
TEM
TEM
Q1 26
$551.7M
Q4 25
$507.6M
$604.8M
Q3 25
$703.4M
$655.9M
Q2 25
$948.3M
$186.3M
Q1 25
$609.0M
$151.6M
Q4 24
$1.9B
$341.0M
Q3 24
$1.7B
$388.0M
Q2 24
$1.4B
$478.8M
Stockholders' Equity
EBC
EBC
TEM
TEM
Q1 26
$4.3B
Q4 25
$4.3B
$491.3M
Q3 25
$3.8B
$507.8M
Q2 25
$3.7B
$309.6M
Q1 25
$3.6B
$326.2M
Q4 24
$3.6B
$56.3M
Q3 24
$3.7B
$53.7M
Q2 24
$3.0B
$98.3M
Total Assets
EBC
EBC
TEM
TEM
Q1 26
$30.6B
Q4 25
$30.6B
$2.3B
Q3 25
$25.5B
$2.3B
Q2 25
$25.5B
$1.6B
Q1 25
$25.0B
$1.5B
Q4 24
$25.6B
$926.1M
Q3 24
$25.5B
$971.7M
Q2 24
$21.0B
$864.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBC
EBC
TEM
TEM
Operating Cash FlowLast quarter
$-36.8M
Free Cash FlowOCF − Capex
$-41.5M
FCF MarginFCF / Revenue
-11.3%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-239.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBC
EBC
TEM
TEM
Q1 26
Q4 25
$432.4M
$-36.8M
Q3 25
$157.1M
$-119.8M
Q2 25
$123.9M
$44.2M
Q1 25
$47.3M
$-105.6M
Q4 24
$283.8M
Q3 24
$108.3M
$48.7M
Q2 24
$54.3M
$-97.1M
Free Cash Flow
EBC
EBC
TEM
TEM
Q1 26
Q4 25
$-41.5M
Q3 25
$-126.5M
Q2 25
$36.6M
Q1 25
$-107.7M
Q4 24
Q3 24
$48.6M
Q2 24
$-105.1M
FCF Margin
EBC
EBC
TEM
TEM
Q1 26
Q4 25
-11.3%
Q3 25
-37.9%
Q2 25
11.6%
Q1 25
-42.1%
Q4 24
Q3 24
26.9%
Q2 24
-63.3%
Capex Intensity
EBC
EBC
TEM
TEM
Q1 26
Q4 25
1.3%
Q3 25
2.0%
Q2 25
2.4%
Q1 25
0.8%
Q4 24
Q3 24
0.0%
Q2 24
4.8%
Cash Conversion
EBC
EBC
TEM
TEM
Q1 26
Q4 25
4.35×
Q3 25
1.48×
Q2 25
1.24×
Q1 25
Q4 24
4.67×
Q3 24
Q2 24
2.06×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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