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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and Local Bounti Corporation (LOCL). Click either name above to swap in a different company.

Local Bounti Corporation is the larger business by last-quarter revenue ($12.5M vs $9.5M, roughly 1.3× ECB Bancorp, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs -69.8%, a 97.1% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs 23.7%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $-3.6M). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs 21.9%).

ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.

Local Bounti Corporation is a U.S.-based sustainable indoor agriculture firm growing fresh, pesticide-free leafy greens, herbs and produce via advanced hydroponic and vertical farming tech. It serves North American retail and food service partners, focusing on low environmental impact and stable year-round supply.

ECBK vs LOCL — Head-to-Head

Bigger by revenue
LOCL
LOCL
1.3× larger
LOCL
$12.5M
$9.5M
ECBK
Growing faster (revenue YoY)
ECBK
ECBK
+10.1% gap
ECBK
33.8%
23.7%
LOCL
Higher net margin
ECBK
ECBK
97.1% more per $
ECBK
27.3%
-69.8%
LOCL
More free cash flow
ECBK
ECBK
$12.6M more FCF
ECBK
$9.0M
$-3.6M
LOCL
Faster 2-yr revenue CAGR
ECBK
ECBK
Annualised
ECBK
23.8%
21.9%
LOCL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ECBK
ECBK
LOCL
LOCL
Revenue
$9.5M
$12.5M
Net Profit
$2.6M
$-8.7M
Gross Margin
12.2%
Operating Margin
36.7%
-106.1%
Net Margin
27.3%
-69.8%
Revenue YoY
33.8%
23.7%
Net Profit YoY
79.5%
76.0%
EPS (diluted)
$0.32
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECBK
ECBK
LOCL
LOCL
Q4 25
$9.5M
$12.5M
Q3 25
$8.8M
$12.2M
Q2 25
$8.0M
$12.1M
Q1 25
$6.9M
$11.6M
Q4 24
$7.1M
$10.1M
Q3 24
$6.6M
$10.2M
Q2 24
$6.3M
$9.4M
Q1 24
$6.2M
$8.4M
Net Profit
ECBK
ECBK
LOCL
LOCL
Q4 25
$2.6M
$-8.7M
Q3 25
$2.4M
$-26.4M
Q2 25
$1.4M
$-21.6M
Q1 25
$1.3M
$-37.7M
Q4 24
$1.4M
$-36.3M
Q3 24
$1.1M
$-34.3M
Q2 24
$791.0K
$-25.3M
Q1 24
$621.0K
$-24.1M
Gross Margin
ECBK
ECBK
LOCL
LOCL
Q4 25
12.2%
Q3 25
11.5%
Q2 25
12.2%
Q1 25
12.6%
Q4 24
5.4%
Q3 24
13.8%
Q2 24
14.3%
Q1 24
9.4%
Operating Margin
ECBK
ECBK
LOCL
LOCL
Q4 25
36.7%
-106.1%
Q3 25
37.0%
-149.4%
Q2 25
23.9%
-127.7%
Q1 25
24.9%
-135.6%
Q4 24
27.3%
-166.6%
Q3 24
23.3%
-176.0%
Q2 24
16.9%
-146.8%
Q1 24
13.4%
-122.9%
Net Margin
ECBK
ECBK
LOCL
LOCL
Q4 25
27.3%
-69.8%
Q3 25
27.7%
-216.6%
Q2 25
18.0%
-178.3%
Q1 25
18.7%
-324.6%
Q4 24
20.3%
-360.1%
Q3 24
17.2%
-335.2%
Q2 24
12.6%
-267.6%
Q1 24
10.0%
-286.9%
EPS (diluted)
ECBK
ECBK
LOCL
LOCL
Q4 25
$0.32
$1.52
Q3 25
$0.29
$-1.18
Q2 25
$0.17
$-1.63
Q1 25
$0.16
$-4.32
Q4 24
$0.18
$-4.24
Q3 24
$0.14
$-4.01
Q2 24
$0.09
$-3.00
Q1 24
$0.07
$-2.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECBK
ECBK
LOCL
LOCL
Cash + ST InvestmentsLiquidity on hand
$82.8M
$4.2M
Total DebtLower is stronger
$483.1M
Stockholders' EquityBook value
$171.9M
$-166.2M
Total Assets
$1.6B
$410.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECBK
ECBK
LOCL
LOCL
Q4 25
$82.8M
$4.2M
Q3 25
$201.9M
$6.2M
Q2 25
$191.0M
$5.3M
Q1 25
$143.7M
$18.0M
Q4 24
$309.4M
$937.0K
Q3 24
$114.8M
$317.0K
Q2 24
$108.7M
$9.7M
Q1 24
$109.8M
$8.2M
Total Debt
ECBK
ECBK
LOCL
LOCL
Q4 25
$483.1M
Q3 25
$484.9M
Q2 25
$478.3M
Q1 25
$480.0M
Q4 24
$436.8M
Q3 24
$398.4M
Q2 24
$374.0M
Q1 24
$329.8M
Stockholders' Equity
ECBK
ECBK
LOCL
LOCL
Q4 25
$171.9M
$-166.2M
Q3 25
$169.3M
$-158.1M
Q2 25
$168.3M
$-132.7M
Q1 25
$168.6M
$-134.5M
Q4 24
$168.3M
$-100.5M
Q3 24
$166.0M
$-65.6M
Q2 24
$166.5M
$-32.8M
Q1 24
$165.8M
$-9.4M
Total Assets
ECBK
ECBK
LOCL
LOCL
Q4 25
$1.6B
$410.5M
Q3 25
$1.6B
$417.8M
Q2 25
$1.5B
$426.8M
Q1 25
$1.5B
$447.2M
Q4 24
$1.4B
$428.0M
Q3 24
$1.4B
$430.8M
Q2 24
$1.3B
$438.1M
Q1 24
$1.3B
$413.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECBK
ECBK
LOCL
LOCL
Operating Cash FlowLast quarter
$9.2M
$-3.1M
Free Cash FlowOCF − Capex
$9.0M
$-3.6M
FCF MarginFCF / Revenue
94.7%
-29.1%
Capex IntensityCapex / Revenue
2.2%
3.9%
Cash ConversionOCF / Net Profit
3.55×
TTM Free Cash FlowTrailing 4 quarters
$14.2M
$-42.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECBK
ECBK
LOCL
LOCL
Q4 25
$9.2M
$-3.1M
Q3 25
$4.0M
$-8.9M
Q2 25
$1.9M
$-8.7M
Q1 25
$-631.0K
$-9.6M
Q4 24
$6.2M
$1.2M
Q3 24
$861.0K
$-17.2M
Q2 24
$1.4M
$-4.0M
Q1 24
$-429.0K
$-7.1M
Free Cash Flow
ECBK
ECBK
LOCL
LOCL
Q4 25
$9.0M
$-3.6M
Q3 25
$4.0M
$-10.1M
Q2 25
$1.8M
$-14.6M
Q1 25
$-649.0K
$-14.5M
Q4 24
$6.2M
$-8.6M
Q3 24
$-30.0M
Q2 24
$1.3M
$-28.8M
Q1 24
$-449.0K
$-42.1M
FCF Margin
ECBK
ECBK
LOCL
LOCL
Q4 25
94.7%
-29.1%
Q3 25
44.9%
-82.8%
Q2 25
23.0%
-121.0%
Q1 25
-9.4%
-125.1%
Q4 24
86.8%
-85.3%
Q3 24
-293.1%
Q2 24
21.4%
-305.4%
Q1 24
-7.2%
-501.8%
Capex Intensity
ECBK
ECBK
LOCL
LOCL
Q4 25
2.2%
3.9%
Q3 25
0.8%
9.7%
Q2 25
0.6%
48.9%
Q1 25
0.3%
42.8%
Q4 24
0.8%
97.6%
Q3 24
0.0%
125.0%
Q2 24
0.6%
263.0%
Q1 24
0.3%
417.3%
Cash Conversion
ECBK
ECBK
LOCL
LOCL
Q4 25
3.55×
Q3 25
1.65×
Q2 25
1.32×
Q1 25
-0.49×
Q4 24
4.31×
Q3 24
0.76×
Q2 24
1.75×
Q1 24
-0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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