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Side-by-side financial comparison of Everus Construction Group, Inc. (ECG) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

Everus Construction Group, Inc. is the larger business by last-quarter revenue ($1.0B vs $891.0M, roughly 1.1× ZIONS BANCORPORATION, NATIONAL ASSOCIATION). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 5.5%, a 24.1% gap on every dollar of revenue. On growth, Everus Construction Group, Inc. posted the faster year-over-year revenue change (33.2% vs 8.7%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $23.5M). Over the past eight quarters, Everus Construction Group, Inc.'s revenue compounded faster (27.1% CAGR vs 9.6%).

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

ECG vs ZION — Head-to-Head

Bigger by revenue
ECG
ECG
1.1× larger
ECG
$1.0B
$891.0M
ZION
Growing faster (revenue YoY)
ECG
ECG
+24.5% gap
ECG
33.2%
8.7%
ZION
Higher net margin
ZION
ZION
24.1% more per $
ZION
29.5%
5.5%
ECG
More free cash flow
ZION
ZION
$928.5M more FCF
ZION
$952.0M
$23.5M
ECG
Faster 2-yr revenue CAGR
ECG
ECG
Annualised
ECG
27.1%
9.6%
ZION

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ECG
ECG
ZION
ZION
Revenue
$1.0B
$891.0M
Net Profit
$55.3M
$263.0M
Gross Margin
11.6%
Operating Margin
6.8%
Net Margin
5.5%
29.5%
Revenue YoY
33.2%
8.7%
Net Profit YoY
60.4%
21.8%
EPS (diluted)
$1.09
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECG
ECG
ZION
ZION
Q4 25
$1.0B
$891.0M
Q3 25
$986.8M
$861.0M
Q2 25
$921.5M
$838.0M
Q1 25
$826.6M
$795.0M
Q4 24
$759.6M
$820.0M
Q3 24
$761.0M
$792.0M
Q2 24
$703.4M
$777.0M
Q1 24
$625.7M
$742.0M
Net Profit
ECG
ECG
ZION
ZION
Q4 25
$55.3M
$263.0M
Q3 25
$57.0M
$222.0M
Q2 25
$52.8M
$244.0M
Q1 25
$36.7M
$170.0M
Q4 24
$34.5M
$216.0M
Q3 24
$41.8M
$214.0M
Q2 24
$39.0M
$201.0M
Q1 24
$28.2M
$153.0M
Gross Margin
ECG
ECG
ZION
ZION
Q4 25
11.6%
Q3 25
12.6%
Q2 25
13.0%
Q1 25
11.2%
Q4 24
11.4%
Q3 24
11.8%
Q2 24
12.6%
Q1 24
11.9%
Operating Margin
ECG
ECG
ZION
ZION
Q4 25
6.8%
Q3 25
7.3%
Q2 25
7.9%
Q1 25
6.2%
Q4 24
6.1%
Q3 24
7.1%
Q2 24
7.3%
Q1 24
6.2%
Net Margin
ECG
ECG
ZION
ZION
Q4 25
5.5%
29.5%
Q3 25
5.8%
25.8%
Q2 25
5.7%
29.1%
Q1 25
4.4%
21.4%
Q4 24
4.5%
26.3%
Q3 24
5.5%
27.0%
Q2 24
5.5%
25.9%
Q1 24
4.5%
20.6%
EPS (diluted)
ECG
ECG
ZION
ZION
Q4 25
$1.09
$1.77
Q3 25
$1.11
$1.48
Q2 25
$1.03
$1.63
Q1 25
$0.72
$1.13
Q4 24
$0.68
$1.34
Q3 24
$0.82
$1.37
Q2 24
$0.76
$1.28
Q1 24
$0.55
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECG
ECG
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$281.5M
$1.5B
Stockholders' EquityBook value
$629.8M
$7.2B
Total Assets
$1.7B
$89.0B
Debt / EquityLower = less leverage
0.45×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECG
ECG
ZION
ZION
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$553.0K
Q2 24
Q1 24
Total Debt
ECG
ECG
ZION
ZION
Q4 25
$281.5M
$1.5B
Q3 25
$285.1M
$1.5B
Q2 25
$288.6M
$970.0M
Q1 25
$292.1M
$964.0M
Q4 24
$295.6M
$950.0M
Q3 24
$548.0M
Q2 24
$546.0M
Q1 24
$544.0M
Stockholders' Equity
ECG
ECG
ZION
ZION
Q4 25
$629.8M
$7.2B
Q3 25
$573.0M
$6.9B
Q2 25
$514.4M
$6.6B
Q1 25
$460.2M
$6.3B
Q4 24
$422.6M
$6.1B
Q3 24
$453.3M
$6.4B
Q2 24
$490.0M
$6.0B
Q1 24
$464.3M
$5.8B
Total Assets
ECG
ECG
ZION
ZION
Q4 25
$1.7B
$89.0B
Q3 25
$1.6B
$88.5B
Q2 25
$1.5B
$88.9B
Q1 25
$1.4B
$88.0B
Q4 24
$1.3B
$88.8B
Q3 24
$1.3B
$87.0B
Q2 24
$87.6B
Q1 24
$87.1B
Debt / Equity
ECG
ECG
ZION
ZION
Q4 25
0.45×
0.21×
Q3 25
0.50×
0.21×
Q2 25
0.56×
0.15×
Q1 25
0.63×
0.15×
Q4 24
0.70×
0.16×
Q3 24
0.09×
Q2 24
0.09×
Q1 24
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECG
ECG
ZION
ZION
Operating Cash FlowLast quarter
$48.2M
$1.1B
Free Cash FlowOCF − Capex
$23.5M
$952.0M
FCF MarginFCF / Revenue
2.3%
106.8%
Capex IntensityCapex / Revenue
2.4%
13.6%
Cash ConversionOCF / Net Profit
0.87×
4.08×
TTM Free Cash FlowTrailing 4 quarters
$90.0M
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECG
ECG
ZION
ZION
Q4 25
$48.2M
$1.1B
Q3 25
$76.2M
$438.0M
Q2 25
$25.3M
$-62.0M
Q1 25
$7.1M
$179.0M
Q4 24
$1.1B
Q3 24
$78.9M
$119.0M
Q2 24
$251.0M
Q1 24
$21.9M
$261.0M
Free Cash Flow
ECG
ECG
ZION
ZION
Q4 25
$23.5M
$952.0M
Q3 25
$65.7M
$413.0M
Q2 25
$12.3M
$-93.0M
Q1 25
$-11.4M
$152.0M
Q4 24
$1.1B
Q3 24
$60.9M
$97.0M
Q2 24
$234.0M
Q1 24
$12.6M
$231.0M
FCF Margin
ECG
ECG
ZION
ZION
Q4 25
2.3%
106.8%
Q3 25
6.7%
48.0%
Q2 25
1.3%
-11.1%
Q1 25
-1.4%
19.1%
Q4 24
128.2%
Q3 24
8.0%
12.2%
Q2 24
30.1%
Q1 24
2.0%
31.1%
Capex Intensity
ECG
ECG
ZION
ZION
Q4 25
2.4%
13.6%
Q3 25
1.1%
2.9%
Q2 25
1.4%
3.7%
Q1 25
2.2%
3.4%
Q4 24
11.8%
Q3 24
2.4%
2.8%
Q2 24
2.2%
Q1 24
1.5%
4.0%
Cash Conversion
ECG
ECG
ZION
ZION
Q4 25
0.87×
4.08×
Q3 25
1.34×
1.97×
Q2 25
0.48×
-0.25×
Q1 25
0.19×
1.05×
Q4 24
5.31×
Q3 24
1.89×
0.56×
Q2 24
1.25×
Q1 24
0.77×
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ECG
ECG

Commercial$594.5M59%
Utility$203.5M20%
Industrial$82.8M8%
Institutional$66.1M7%
Service And Other$28.4M3%
Transportation$24.2M2%
Renewables$19.8M2%

ZION
ZION

Segment breakdown not available.

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