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Side-by-side financial comparison of ENCORE CAPITAL GROUP INC (ECPG) and ESCO TECHNOLOGIES INC (ESE). Click either name above to swap in a different company.
ENCORE CAPITAL GROUP INC is the larger business by last-quarter revenue ($473.6M vs $289.7M, roughly 1.6× ESCO TECHNOLOGIES INC). ENCORE CAPITAL GROUP INC runs the higher net margin — 16.2% vs 9.9%, a 6.3% gap on every dollar of revenue. On growth, ENCORE CAPITAL GROUP INC posted the faster year-over-year revenue change (78.3% vs 17.3%). ENCORE CAPITAL GROUP INC produced more free cash flow last quarter ($126.9M vs $63.0M). Over the past eight quarters, ENCORE CAPITAL GROUP INC's revenue compounded faster (20.1% CAGR vs 7.8%).
Encore Capital Group, Inc. is a publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.
Esco is a Singaporean brand that develops, manufactures, and sells products and services for laboratories.
ECPG vs ESE — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $473.6M | $289.7M |
| Net Profit | $76.7M | $28.7M |
| Gross Margin | — | 41.4% |
| Operating Margin | 36.6% | 13.2% |
| Net Margin | 16.2% | 9.9% |
| Revenue YoY | 78.3% | 17.3% |
| Net Profit YoY | — | 22.2% |
| EPS (diluted) | $3.32 | $1.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $473.6M | $289.7M | ||
| Q3 25 | $460.4M | $286.5M | ||
| Q2 25 | $442.1M | $296.3M | ||
| Q1 25 | $392.8M | $265.5M | ||
| Q4 24 | $265.6M | $247.0M | ||
| Q3 24 | $367.1M | $298.5M | ||
| Q2 24 | $355.3M | $260.8M | ||
| Q1 24 | $328.4M | $249.1M |
| Q4 25 | $76.7M | $28.7M | ||
| Q3 25 | $74.7M | $218.7M | ||
| Q2 25 | $58.7M | $26.1M | ||
| Q1 25 | $46.8M | $31.0M | ||
| Q4 24 | — | $23.5M | ||
| Q3 24 | $30.6M | $34.3M | ||
| Q2 24 | $32.2M | $29.2M | ||
| Q1 24 | $23.2M | $23.2M |
| Q4 25 | — | 41.4% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 41.2% | ||
| Q1 25 | — | 41.1% | ||
| Q4 24 | — | 39.8% | ||
| Q3 24 | — | 40.1% | ||
| Q2 24 | — | 39.6% | ||
| Q1 24 | — | 38.8% |
| Q4 25 | 36.6% | 13.2% | ||
| Q3 25 | 37.6% | 17.2% | ||
| Q2 25 | 34.1% | 11.2% | ||
| Q1 25 | 32.9% | 15.3% | ||
| Q4 24 | — | 11.4% | ||
| Q3 24 | 28.9% | 14.8% | ||
| Q2 24 | 28.7% | 14.3% | ||
| Q1 24 | 25.5% | 11.7% |
| Q4 25 | 16.2% | 9.9% | ||
| Q3 25 | 16.2% | 76.3% | ||
| Q2 25 | 13.3% | 8.8% | ||
| Q1 25 | 11.9% | 11.7% | ||
| Q4 24 | — | 9.5% | ||
| Q3 24 | 8.3% | 11.5% | ||
| Q2 24 | 9.1% | 11.2% | ||
| Q1 24 | 7.1% | 9.3% |
| Q4 25 | $3.32 | $1.11 | ||
| Q3 25 | $3.17 | $8.43 | ||
| Q2 25 | $2.49 | $1.01 | ||
| Q1 25 | $1.93 | $1.20 | ||
| Q4 24 | — | $0.91 | ||
| Q3 24 | $1.26 | $1.32 | ||
| Q2 24 | $1.34 | $1.13 | ||
| Q1 24 | $0.95 | $0.90 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $156.8M | $103.8M |
| Total DebtLower is stronger | $4.0B | $145.5M |
| Stockholders' EquityBook value | $976.8M | $1.6B |
| Total Assets | $5.3B | $2.4B |
| Debt / EquityLower = less leverage | 4.13× | 0.09× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $156.8M | $103.8M | ||
| Q3 25 | $172.5M | $101.3M | ||
| Q2 25 | $172.9M | $78.7M | ||
| Q1 25 | $187.1M | $57.4M | ||
| Q4 24 | $199.9M | $71.3M | ||
| Q3 24 | $247.4M | $66.0M | ||
| Q2 24 | $250.6M | $63.0M | ||
| Q1 24 | $173.0M | $59.4M |
| Q4 25 | $4.0B | $145.5M | ||
| Q3 25 | — | $186.0M | ||
| Q2 25 | — | $525.0M | ||
| Q1 25 | — | $88.0M | ||
| Q4 24 | $3.7B | $112.0M | ||
| Q3 24 | — | $122.0M | ||
| Q2 24 | — | $173.0M | ||
| Q1 24 | — | $191.0M |
| Q4 25 | $976.8M | $1.6B | ||
| Q3 25 | $952.9M | $1.5B | ||
| Q2 25 | $896.0M | $1.3B | ||
| Q1 25 | $819.1M | $1.3B | ||
| Q4 24 | $767.3M | $1.2B | ||
| Q3 24 | $1.0B | $1.2B | ||
| Q2 24 | $988.1M | $1.2B | ||
| Q1 24 | $953.9M | $1.2B |
| Q4 25 | $5.3B | $2.4B | ||
| Q3 25 | $5.3B | $2.4B | ||
| Q2 25 | $5.2B | $2.5B | ||
| Q1 25 | $5.0B | $1.8B | ||
| Q4 24 | $4.8B | $1.8B | ||
| Q3 24 | $5.0B | $1.8B | ||
| Q2 24 | $4.8B | $1.8B | ||
| Q1 24 | $4.7B | $1.8B |
| Q4 25 | 4.13× | 0.09× | ||
| Q3 25 | — | 0.12× | ||
| Q2 25 | — | 0.40× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | 4.83× | 0.09× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 0.16× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $153.2M | $68.9M |
| Free Cash FlowOCF − Capex | $126.9M | $63.0M |
| FCF MarginFCF / Revenue | 26.8% | 21.7% |
| Capex IntensityCapex / Revenue | 5.5% | 2.0% |
| Cash ConversionOCF / Net Profit | 2.00× | 2.40× |
| TTM Free Cash FlowTrailing 4 quarters | $244.0M | $239.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $153.2M | $68.9M | ||
| Q3 25 | $81.6M | $109.9M | ||
| Q2 25 | $9.5M | $73.7M | ||
| Q1 25 | $45.3M | $24.1M | ||
| Q4 24 | $156.2M | $34.2M | ||
| Q3 24 | $45.9M | $72.1M | ||
| Q2 24 | $35.7M | $36.2M | ||
| Q1 24 | $51.0M | $10.5M |
| Q4 25 | $126.9M | $63.0M | ||
| Q3 25 | $75.6M | $97.8M | ||
| Q2 25 | $3.2M | $64.9M | ||
| Q1 25 | $38.3M | $14.0M | ||
| Q4 24 | $127.2M | $29.0M | ||
| Q3 24 | $39.7M | $60.9M | ||
| Q2 24 | $28.3M | $27.6M | ||
| Q1 24 | $44.1M | $2.0M |
| Q4 25 | 26.8% | 21.7% | ||
| Q3 25 | 16.4% | 34.1% | ||
| Q2 25 | 0.7% | 21.9% | ||
| Q1 25 | 9.7% | 5.3% | ||
| Q4 24 | 47.9% | 11.7% | ||
| Q3 24 | 10.8% | 20.4% | ||
| Q2 24 | 8.0% | 10.6% | ||
| Q1 24 | 13.4% | 0.8% |
| Q4 25 | 5.5% | 2.0% | ||
| Q3 25 | 1.3% | 4.2% | ||
| Q2 25 | 1.4% | 3.0% | ||
| Q1 25 | 1.8% | 3.8% | ||
| Q4 24 | 10.9% | 2.1% | ||
| Q3 24 | 1.7% | 3.8% | ||
| Q2 24 | 2.1% | 3.3% | ||
| Q1 24 | 2.1% | 3.4% |
| Q4 25 | 2.00× | 2.40× | ||
| Q3 25 | 1.09× | 0.50× | ||
| Q2 25 | 0.16× | 2.83× | ||
| Q1 25 | 0.97× | 0.78× | ||
| Q4 24 | — | 1.46× | ||
| Q3 24 | 1.50× | 2.10× | ||
| Q2 24 | 1.11× | 1.24× | ||
| Q1 24 | 2.19× | 0.45× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECPG
Segment breakdown not available.
ESE
| US Government | $98.0M | 34% |
| Utility Solutions Group | $87.5M | 30% |
| RF Shielding And Test | $58.3M | 20% |
| Commercial | $45.8M | 16% |
| Related Party | $1.3M | 0% |
