ENCORE CAPITAL GROUP INCECPGEarnings & Financial Report

Nasdaq · financial services

Encore Capital Group, Inc. is a publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.

NextMar 25, 2026

Revenue

$22.2M

Gross Profit

N/A

Operating Profit

$173.2M

Net Profit

$74.7M

Gross Margin

N/A

Operating Margin

781.0%

Net Margin

336.7%

YoY Growth

-2.6%

EPS

$3.17

Financial Flow

ENCORE CAPITAL GROUP INC Q3 2025 Financial Summary

ENCORE CAPITAL GROUP INC reported revenue of $22.2M for Q3 2025, with a net profit of $74.7M (336.7% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue	$22.2M
Net Profit	$74.7M
Gross Margin	N/A
Operating Margin	781.0%
Report Period	Q3 2025

ENCORE CAPITAL GROUP INC Annual Revenue by Year

ENCORE CAPITAL GROUP INC annual revenue history includes year-by-year totals (for example, 2024 revenue was $84.8M).

Year	Annual Revenue
2024	$84.8M
2023	$83.1M
2022	$94.9M

Income Statement

	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025
Revenue	$19.6M	$20.4M	$21.1M	$22.8M	$20.5M	$22.5M	$22.3M	$22.2M
YoY Growth	-14.6%	-9.8%	0.5%	14.5%	4.5%	10.6%	5.7%	-2.6%

Balance Sheet

	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025
Assets	$4.63B	$4.69B	$4.82B	$4.99B	$4.79B	$4.97B	$5.19B	$5.26B
Liabilities	$3.69B	$3.73B	$3.83B	$3.95B	$4.02B	$4.15B	$4.30B	$4.31B
Equity	$936.5M	$953.9M	$988.1M	$1.05B	$767.3M	$819.1M	$896.0M	$952.9M